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Corpay Inc
F:07G0

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Corpay Inc
F:07G0
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Price: 270.4 EUR 1.39%
Market Cap: €18.9B

Corpay Inc
Investor Relations

Corpay, Inc. engages in the provision of digital payment solutions that enable businesses to control purchases and make payments. The company is headquartered in Atlanta, Georgia and currently employs 11,200 full-time employees. The company went IPO on 2010-12-15. The firm's suite of payment solutions helps customers to manage vehicle-related expenses, such as fueling and parking; travel expenses, such as hotel bookings; and accounts payable, such as paying vendors. Its segments include Vehicle Payments, Corporate Payments, Lodging Payments and Other. Its solutions include AP Automation, Cross-Border, Purchasing and T&E Cards, and Virtual Card. Its AP Automation solutions include Payments Automation, Invoice Automation, Purchase Order Automation and Integrations. Its Virtual Card solution provides a single-use card number for a specific amount, usable within a defined timeframe. Its trading platform and integrated payment solutions, which can be customized as per client’s business requirements. Its Cross-Border solution is used by its customers to pay international vendors, foreign office and for-profit repatriation and dividends.

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Last Earnings Call
Fiscal Period
Q4 2025
Call Date
Feb 4, 2026
AI Summary
Q4 2025

Q4 Beat: Corpay delivered Q4 revenue of $1.248 billion, up 21%, with cash EPS of $6.04, up 13%, both exceeding company expectations.

Strong Organic Growth: Organic revenue growth was 11% for the quarter and 10% for the full year, marking the fourth time in five years at or above 10%.

2026 Outlook Raised: Management guided to 2026 revenue of $5.265 billion (up 16%) and cash EPS of $26 (up 22%), driven by strong fundamentals, accretive acquisitions, and favorable macro factors.

Corporate Payments Momentum: Corporate Payments organic growth was 16% in Q4, with spend volumes up 44% to over $81 billion; Alpha and Avid acquisitions are expected to add $1 of EPS in 2026.

Portfolio Simplification: Corpay is actively rotating towards Corporate Payments and announced the planned sale of PayByPhone and two more vehicle business divestitures that could raise $1–1.3 billion.

Expense Control: $75 million of expense reductions targeted for 2026, with $50 million already executed.

Record Sales Growth: New sales bookings grew 29% in Q4 and for the full year, with revenue retention stable at 92%.

Lodging and Vehicle Payments: Lodging remains challenged but is expected to return to growth in the second half of 2026; Vehicle Payments showed 10% organic growth, with US segment returning to positive same-store sales.

Key Financials
Revenue
$1.248B
Cash EPS
$6.04
Organic Revenue Growth
11%
Full Year Revenue
$4.528B
Full Year Cash EPS
$21.38
Corporate Payments Organic Growth
16%
Spend Volumes (Corporate Payments)
$81B+
Vehicle Payments Organic Growth
10%
Lodging Revenue Growth
-7%
Revenue Retention
92%
Q4 New Sales Growth
29%
Adjusted EBITDA Margin
57.1%
Operating Expenses
$684M
Leverage Ratio
2.8x
Share Repurchases (Q4)
1.7M shares ($500M)
Share Repurchases (Full Year)
2.6M shares
Authorized Share Repurchases
$1.5B
Adjusted Tax Rate (Q4)
25.8%
Q1 2026 Revenue Guidance
$1.21B
Q1 2026 Organic Revenue Growth Guidance
9%
Q1 2026 Adjusted EPS Guidance
$5.45
Earnings Call Recording
Other Earnings Calls

Management

Contacts

Address
GEORGIA
Atlanta
3280 Peachtree Road, Suite 2400
Contacts
+18008779019
www.corpay.com
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