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Price: 3.62 EUR -1.52% Market Closed

Market Cap: €4.4B

Income Statement

Net Interest Income

Non Interest Income

Currency: PLN

		Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		327	345	381	669	665	596	579	558	571	600	598	337	301	272	242	480	519	554	604	642	651	673	713	772	823	884	926	935	843	687	634	599	688	821	870	928	966	1 036	1 097	1 142	1 182	1 187	1 177	1 161	1 132	1 136	1 158	1 220	1 309	1 388	1 450	1 454	1 432	1 390	1 364	1 365	1 383	1 432	1 466	1 506	1 548	1 587	1 642	1 697	1 731	1 751	1 776	1 818	1 873	2 005	2 230	2 437	2 629	2 697	2 637	2 583	2 516	2 530	2 571	2 713	3 052	3 576	4 178	3 337	3 638	3 795	3 896	5 270	5 367	5 216	5 336	5 544	5 609	5 872	5 826	5 756
Interest Income		1 977	1 773	1 559	1 932	1 770	1 613	1 507	1 455	1 385	1 333	1 267	998	1 003	998	1 004	1 197	1 196	1 205	1 227	1 283	1 322	1 391	1 495	1 611	1 785	1 981	2 204	2 445	2 553	2 556	2 511	2 374	2 318	2 340	2 327	2 360	2 397	2 466	2 585	2 720	2 870	2 972	3 059	3 120	3 070	2 989	2 828	2 672	2 591	2 569	2 608	2 583	2 535	2 444	2 357	2 313	2 287	2 295	2 279	2 277	2 297	2 316	2 358	2 399	2 432	2 463	2 497	2 562	2 647	2 815	3 108	3 375	3 608	3 637	3 395	3 127	2 840	2 703	2 702	2 842	3 247	4 053	5 189	5 000	6 014	6 610	6 934	8 436	8 534	8 451	8 607	8 823	8 922	9 217	9 183	9 120
Interest Expense		1 650	1 428	1 178	1 262	1 106	1 017	928	897	814	733	668	661	702	726	762	717	676	651	623	641	671	718	783	839	962	1 097	1 278	1 510	1 710	1 869	1 877	1 775	1 630	1 519	1 457	1 432	1 431	1 430	1 488	1 578	1 688	1 785	1 883	1 959	1 938	1 853	1 671	1 452	1 282	1 181	1 158	1 129	1 103	1 054	992	948	904	862	813	772	749	729	716	702	701	712	722	744	774	810	878	938	979	941	757	544	324	172	131	129	195	478	1 009	1 663	2 376	2 814	3 039	3 165	3 167	3 235	3 271	3 279	3 312	3 345	3 358	3 365
Non Interest Income		1 894	1 826	2 047	1 577	1 847	2 150	1 872	2 019	1 831	1 191	1 055	1 257	1 005	1 237	1 336	1 068	1 091	1 076	1 069	734	806	912	1 017	1 053	1 070	1 069	1 087	1 029	1 087	1 094	958	1 005	876	766	772	905	690	701	709	894	702	719	729	959	821	877	930	982	978	964	957	941	948	981	999	976	984	1 218	1 208	1 239	1 288	1 047	1 090	1 144	1 113	1 131	1 131	1 148	1 165	1 199	1 298	1 369	1 357	1 393	1 346	1 436	1 442	1 429	1 488	1 504	1 523	1 518	1 452	1 340	1 934	1 937	2 005	2 079	1 527	1 556	1 551	1 445	1 486	1 626	1 706	1 808
Revenue		2 220 N/A	2 171 -2%	2 428 +12%	2 246 -7%	2 511 +12%	2 746 +9%	2 451 -11%	2 577 +5%	2 403 -7%	1 791 -25%	1 653 -8%	1 594 -4%	1 305 -18%	1 508 +16%	1 578 +5%	1 549 -2%	1 610 +4%	1 630 +1%	1 673 +3%	1 376 -18%	1 457 +6%	1 586 +9%	1 730 +9%	1 825 +5%	1 893 +4%	1 953 +3%	2 013 +3%	1 964 -2%	1 930 -2%	1 781 -8%	1 592 -11%	1 603 +1%	1 564 -2%	1 587 +1%	1 642 +3%	1 832 +12%	1 656 -10%	1 737 +5%	1 806 +4%	2 036 +13%	1 884 -7%	1 906 +1%	1 906 N/A	2 120 +11%	1 954 -8%	2 013 +3%	2 087 +4%	2 202 +6%	2 286 +4%	2 352 +3%	2 407 +2%	2 395 -1%	2 380 -1%	2 370 0%	2 364 0%	2 341 -1%	2 367 +1%	2 650 +12%	2 674 +1%	2 745 +3%	2 836 +3%	2 633 -7%	2 732 +4%	2 841 +4%	2 845 +0%	2 882 +1%	2 907 +1%	2 965 +2%	3 038 +2%	3 204 +5%	3 528 +10%	3 807 +8%	3 986 +5%	4 090 +3%	3 983 -3%	4 019 +1%	3 958 -2%	3 959 +0%	4 059 +3%	4 217 +4%	4 575 +8%	5 094 +11%	5 631 +11%	4 677 -17%	5 572 +19%	5 733 +3%	5 900 +3%	7 349 +25%	6 894 -6%	6 772 -2%	6 888 +2%	6 989 +1%	7 095 +2%	7 498 +6%	7 532 +0%	7 564 +0%
Pre-Tax Income
Loan Loss Provision		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	0	0	0	(43)	0	0	0	(63)	0	0	0	(131)	0	0	0	(434)	0	0	0	(229)	0	0	0	(166)	(44)	(124)	(183)	(238)	(246)	(228)	(237)	(221)	(255)	(268)	(265)	(271)	(271)	(261)	(265)	(253)	(229)	(220)	(205)	(217)	(235)	(242)	(257)	(258)	(245)	(224)	(205)	(197)	(218)	(327)	(399)	(625)	(734)	(896)	(1 040)	(1 273)	(1 704)	(1 952)	(2 337)	(2 631)	(2 608)	(2 631)	(2 594)	(2 364)	(2 757)	(2 974)	(3 154)	(3 325)	(3 014)	(2 850)	(2 700)	(2 439)	(2 304)	(2 244)	(2 147)	(2 281)
Non Interest Expense		(2 067)	(2 016)	(2 204)	(2 165)	(2 443)	(2 721)	(2 573)	(2 594)	(2 405)	(1 671)	(1 501)	(1 244)	(924)	(1 140)	(1 158)	(840)	(872)	(911)	(940)	(962)	(1 068)	(1 119)	(1 192)	(1 177)	(1 255)	(1 319)	(1 384)	(1 311)	(1 553)	(1 555)	(1 629)	(1 168)	(1 490)	(1 435)	(1 290)	(1 195)	(1 205)	(1 226)	(1 231)	(1 279)	(1 238)	(1 188)	(1 132)	(1 286)	(1 101)	(1 149)	(1 194)	(1 301)	(1 298)	(1 305)	(1 315)	(1 285)	(1 272)	(1 273)	(1 281)	(1 400)	(1 462)	(1 577)	(1 630)	(1 574)	(1 638)	(1 585)	(1 610)	(1 658)	(1 657)	(1 687)	(1 717)	(1 744)	(1 782)	(1 865)	(2 112)	(2 346)	(2 573)	(2 640)	(2 530)	(2 536)	(2 366)	(2 331)	(2 418)	(2 587)	(2 713)	(3 119)	(4 588)	(3 044)	(3 022)	(2 711)	(1 276)	(2 712)	(2 972)	(3 138)	(3 368)	(3 675)	(3 728)	(3 845)	(3 869)	(3 663)
Pre-Tax Income		154 N/A	155 +1%	223 +44%	81 -64%	68 -16%	25 -64%	(123) N/A	(17) +86%	(3) +85%	120 N/A	153 +28%	350 +128%	381 +9%	368 -3%	420 +14%	710 +69%	738 +4%	719 -3%	733 +2%	371 -49%	390 +5%	467 +20%	538 +15%	585 +9%	638 +9%	635 -1%	629 -1%	522 -17%	376 -28%	226 -40%	(37) N/A	2 N/A	74 +3 800%	153 +106%	352 +131%	408 +16%	452 +11%	511 +13%	575 +12%	591 +3%	602 +2%	594 -1%	591 0%	596 +1%	606 +2%	635 +5%	657 +3%	681 +4%	733 +8%	779 +6%	827 +6%	839 +1%	837 0%	836 0%	818 -2%	688 -16%	676 -2%	853 +26%	840 -2%	953 +14%	964 +1%	806 -16%	865 +7%	925 +7%	943 +2%	971 +3%	985 +1%	1 025 +4%	1 038 +1%	1 013 -2%	1 017 +0%	835 -18%	681 -19%	554 -19%	413 -26%	211 -49%	(112) N/A	(324) -189%	(696) -115%	(1 001) -44%	(747) +25%	(656) +12%	(1 551) -137%	(731) +53%	(207) +72%	48 N/A	1 470 +2 948%	1 312 -11%	908 -31%	784 -14%	820 +5%	875 +7%	1 063 +22%	1 409 +33%	1 516 +8%	1 620 +7%
Net Income
Tax Provision		21	54	72	98	94	69	91	58	34	(1)	(20)	(112)	(118)	(114)	(122)	(143)	(146)	(141)	(144)	(70)	(74)	(93)	(110)	(123)	(133)	(133)	(129)	(108)	(78)	(44)	6	(0)	(17)	(34)	(70)	(82)	(93)	(107)	(122)	(125)	(127)	(123)	(120)	(124)	(124)	(130)	(138)	(145)	(161)	(177)	(191)	(188)	(180)	(178)	(167)	(141)	(155)	(204)	(217)	(252)	(260)	(222)	(232)	(244)	(247)	(256)	(257)	(264)	(273)	(266)	(270)	(275)	(262)	(255)	(254)	(188)	(195)	(237)	(236)	(331)	(396)	(427)	(221)	(284)	(433)	(442)	(760)	(737)	(456)	(209)	(158)	(156)	(293)	(536)	(488)	(418)
Income from Continuing Operations		174	209	296	179	162	93	(31)	41	31	119	133	238	263	255	298	567	592	578	589	301	315	373	428	462	504	502	500	413	299	182	(30)	2	58	118	281	326	359	405	454	467	476	471	471	472	482	505	519	536	572	602	636	651	657	659	651	547	521	650	623	701	705	584	633	681	696	715	728	761	765	746	746	561	419	299	159	23	(307)	(561)	(932)	(1 332)	(1 143)	(1 083)	(1 772)	(1 015)	(640)	(394)	710	576	452	575	662	719	770	873	1 028	1 202
Income to Minority Interest		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		174 N/A	209 +20%	296 +41%	179 -39%	162 -10%	93 -42%	(31) N/A	41 N/A	31 -24%	119 +283%	133 +12%	238 +78%	263 +11%	255 -3%	298 +17%	567 +90%	592 +4%	578 -2%	589 +2%	301 -49%	315 +5%	373 +18%	428 +15%	462 +8%	504 +9%	502 -1%	500 0%	413 -17%	299 -28%	182 -39%	(30) N/A	2 N/A	58 +3 733%	118 +105%	281 +138%	326 +16%	359 +10%	405 +13%	454 +12%	467 +3%	476 +2%	471 -1%	471 +0%	472 +0%	482 +2%	505 +5%	519 +3%	536 +3%	572 +7%	602 +5%	636 +6%	651 +2%	657 +1%	659 +0%	651 -1%	547 -16%	521 -5%	650 +25%	623 -4%	701 +13%	705 +0%	584 -17%	633 +8%	681 +8%	696 +2%	715 +3%	728 +2%	761 +5%	765 +1%	746 -2%	746 0%	561 -25%	419 -25%	299 -29%	159 -47%	23 -86%	(307) N/A	(561) -83%	(932) -66%	(1 332) -43%	(1 143) +14%	(1 083) +5%	(1 772) -64%	(1 015) +43%	(640) +37%	(394) +38%	710 N/A	576 -19%	452 -21%	575 +27%	662 +15%	719 +9%	770 +7%	873 +13%	1 028 +18%	1 202 +17%
EPS (Diluted)		0.2 N/A	0.29 +45%	0.36 +24%	0.19 -47%	0.16 -16%	0.09 -44%	-0.04 N/A	0.04 N/A	0.02 -50%	0.12 +500%	0.14 +17%	0.25 +79%	0.28 +12%	0.27 -4%	0.31 +15%	0.59 +90%	0.61 +3%	0.59 -3%	0.6 +2%	0.31 -48%	0.32 +3%	0.38 +19%	0.44 +16%	0.48 +9%	0.52 +8%	0.52 N/A	0.52 N/A	0.43 -17%	0.31 -28%	0.19 -39%	-0.03 N/A	0 N/A	0.06 N/A	0.11 +83%	0.23 +109%	0.28 +22%	0.3 +7%	0.34 +13%	0.38 +12%	0.38 N/A	0.39 +3%	0.38 -3%	0.38 N/A	0.39 +3%	0.39 N/A	0.41 +5%	0.42 +2%	0.44 +5%	0.47 +7%	0.49 +4%	0.52 +6%	0.54 +4%	0.53 -2%	0.54 +2%	0.54 N/A	0.45 -17%	0.43 -4%	0.53 +23%	0.5 -6%	0.58 +16%	0.58 N/A	0.48 -17%	0.52 +8%	0.56 +8%	0.57 +2%	0.59 +4%	0.61 +3%	0.63 +3%	0.64 +2%	0.62 -3%	0.61 -2%	0.46 -25%	0.33 -28%	0.23 -30%	0.12 -48%	0.02 -83%	-0.26 N/A	-0.47 -81%	-0.78 -66%	-1.1 -41%	-0.95 +14%	-0.9 +5%	-1.46 -62%	-0.84 +42%	-0.53 +37%	-0.32 +40%	0.58 N/A	0.47 -19%	0.37 -21%	0.47 +27%	0.55 +17%	0.59 +7%	0.63 +7%	0.72 +14%	0.85 +18%	0.99 +16%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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