CIELO SA Instituicao de Pagamento
F:28MA

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CIELO SA Instituicao de Pagamento
F:28MA
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Price: 0.675 EUR 26.17% Market Closed
Market Cap: 1.8B EUR
Section:
 

Relative Value

The Relative Value of one 28MA stock under the Base Case scenario is 1.414 EUR. Compared to the current market price of 0.675 EUR, CIELO SA Instituicao de Pagamento is Undervalued by 52%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

28MA Relative Value
Base Case
1.414 EUR
Undervaluation 52%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

1.1
P/S
P/S
Price to Sales
1.1
vs History
13
vs Industry
74
Median 3Y
1.1
Median 5Y
1
Industry
3.3
Forward
1
More Details
6.5
P/E
P/E
Price to Earnings
6.5
vs History
36
vs Industry
57
Median 3Y
6.3
Median 5Y
6.3
Industry
15.5
Forward
5.9
More Details
1.4
P/OCF
P/OCF
Price to OCF
1.4
vs History
47
vs Industry
51
Median 3Y
1.4
Median 5Y
1.4
Industry
10.3
More Details
3.2
P/FCFE
P/FCFE
Price to FCFE
3.2
vs History
37
vs Industry
42
Median 3Y
3.2
Median 5Y
3.1
Industry
12.1
More Details
1
P/B
P/B
Price to Book Value
1
vs History
26
vs Industry
53
Median 3Y
0.9
Median 5Y
0.9
Industry
1.3
More Details
1.4
EV/S
EV/S
Enterprise Value to Sales
1.4
vs History
21
vs Industry
71
Median 3Y
1.4
Median 5Y
1.3
Industry
5
Forward
1.2
More Details
3.1
EV/GP
EV/GP
Enterprise Value to Gross Profit
3.1
vs History
47
vs Industry
60
Median 3Y
3.1
Median 5Y
3.1
Industry
7.4
More Details
4.2
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
4.2
vs History
19
vs Industry
59
Median 3Y
4
Median 5Y
4
Industry
14.2
Forward
3.1
More Details
5.6
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
5.6
vs History
29
vs Industry
52
Median 3Y
5.2
Median 5Y
5.4
Industry
14.9
Forward
4.3
More Details
1.7
EV/OCF
EV/OCF
Enterprise Value to OCF
1.7
vs History
50
vs Industry
50
Median 3Y
1.7
Median 5Y
1.7
Industry
12.5
More Details
1.8
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
1.8
vs History
52
vs Industry
47
Median 3Y
1.8
Median 5Y
1.9
Industry
13.3
More Details
0.6
EV/IC
EV/IC
Enterprise Value to IC
0.6
vs History
14
vs Industry
61
Median 3Y
0.5
Median 5Y
0.5
Industry
1
More Details

Multiples Across Competitors

28MA Competitors Multiples
CIELO SA Instituicao de Pagamento Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
BR
CIELO SA Instituicao de Pagamento
F:28MA
1.8B EUR 1.1 6.5 4.2 5.6
US
Block Inc
NYSE:XYZ
39.8B USD 1.7 12.7 13.9 16.1
US
Chime Financial Inc
NASDAQ:CHYM
9.5B USD 0 0 0 0
US
NCR Atleos Corp
NYSE:NATL
2.9B USD 0.5 20.3 6.7 9.7
AU
Cuscal Ltd
ASX:CCL
796.9m AUD 0 0 0 0
IN
Network People Services Technologies Ltd
NSE:NPST
26.7B INR 18.1 72.9 54.8 63.9
UK
Cab Payments Holdings PLC
LSE:CABP
152.8m GBP 2.1 24.4 -40 -27
IN
One MobiKwik Systems Ltd
NSE:MOBIKWIK
18.4B INR 1.7 -11.7 -3.4 -3.2
UK
Fintech Scion Ltd
OTC:FINR
198.7m USD 329.2 -4.8 -4.7 -4.7
JP
Transaction Media Networks Inc
TSE:5258
16B JPY 1.2 -23.7 10.1 -34.9
JP
Netstars Co Ltd
TSE:5590
15B JPY 3.5 49.2 -45.2 -91.5
P/E Multiple
Earnings Growth PEG
BR
CIELO SA Instituicao de Pagamento
F:28MA
Average P/E: 31
6.5
1%
6.5
US
Block Inc
NYSE:XYZ
12.7
-2%
N/A
US
C
Chime Financial Inc
NASDAQ:CHYM
Not Available N/A N/A
US
N
NCR Atleos Corp
NYSE:NATL
20.3
70%
0.3
AU
C
Cuscal Ltd
ASX:CCL
Not Available
33%
N/A
IN
Network People Services Technologies Ltd
NSE:NPST
72.9
N/A N/A
UK
C
Cab Payments Holdings PLC
LSE:CABP
24.4
20%
1.2
IN
One MobiKwik Systems Ltd
NSE:MOBIKWIK
Negative Multiple: -11.7 N/A N/A
UK
Fintech Scion Ltd
OTC:FINR
Negative Multiple: -4.8 N/A N/A
JP
T
Transaction Media Networks Inc
TSE:5258
Negative Multiple: -23.7 N/A N/A
JP
N
Netstars Co Ltd
TSE:5590
49.2
N/A N/A
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
BR
CIELO SA Instituicao de Pagamento
F:28MA
Average EV/EBITDA: 17.9
4.2
3%
1.4
US
Block Inc
NYSE:XYZ
13.9
35%
0.4
US
C
Chime Financial Inc
NASDAQ:CHYM
Not Available N/A N/A
US
N
NCR Atleos Corp
NYSE:NATL
6.7
10%
0.7
AU
C
Cuscal Ltd
ASX:CCL
Not Available
25%
N/A
IN
Network People Services Technologies Ltd
NSE:NPST
54.8
N/A N/A
UK
C
Cab Payments Holdings PLC
LSE:CABP
Negative Multiple: -40 N/A N/A
IN
One MobiKwik Systems Ltd
NSE:MOBIKWIK
Negative Multiple: -3.4 N/A N/A
UK
Fintech Scion Ltd
OTC:FINR
Negative Multiple: -4.7 N/A N/A
JP
T
Transaction Media Networks Inc
TSE:5258
10.1
N/A N/A
JP
N
Netstars Co Ltd
TSE:5590
Negative Multiple: -45.2 N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
BR
CIELO SA Instituicao de Pagamento
F:28MA
Average EV/EBIT: 23.8
5.6
1%
5.6
US
Block Inc
NYSE:XYZ
16.1
26%
0.6
US
C
Chime Financial Inc
NASDAQ:CHYM
Not Available N/A N/A
US
N
NCR Atleos Corp
NYSE:NATL
9.7
20%
0.5
AU
C
Cuscal Ltd
ASX:CCL
Not Available
15%
N/A
IN
Network People Services Technologies Ltd
NSE:NPST
63.9
N/A N/A
UK
C
Cab Payments Holdings PLC
LSE:CABP
Negative Multiple: -27 N/A N/A
IN
One MobiKwik Systems Ltd
NSE:MOBIKWIK
Negative Multiple: -3.2 N/A N/A
UK
Fintech Scion Ltd
OTC:FINR
Negative Multiple: -4.7 N/A N/A
JP
T
Transaction Media Networks Inc
TSE:5258
Negative Multiple: -34.9 N/A N/A
JP
N
Netstars Co Ltd
TSE:5590
Negative Multiple: -91.5 N/A N/A

See Also

Summary
28MA intrinsic value, competitors valuation, and company profile.
DCF Valuation
28MA stock valuation using Discount Cash Flow valuation method.
Relative Valuation
28MA stock valuation using valuation multiples.
Wall Street Estimates
28MA price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
28MA stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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