Postal Savings Bank of China Co Ltd
F:3YB0
Income Statement
Income Statement
Postal Savings Bank of China Co Ltd
| Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||
| Net Interest Income |
239 485
|
242 686
|
245 967
|
247 996
|
252 155
|
253 378
|
259 228
|
263 328
|
267 865
|
269 382
|
272 084
|
274 403
|
273 933
|
273 593
|
274 275
|
276 781
|
279 999
|
281 803
|
283 978
|
284 374
|
284 903
|
286 123
|
283 407
|
282 305
|
281 681
|
|
| Interest Income |
382 218
|
390 700
|
397 727
|
403 163
|
410 403
|
416 252
|
427 506
|
436 665
|
445 452
|
451 567
|
459 307
|
466 087
|
470 453
|
474 240
|
478 638
|
484 103
|
491 691
|
498 327
|
504 532
|
507 700
|
508 869
|
508 243
|
501 702
|
495 218
|
488 199
|
|
| Interest Expense |
142 733
|
148 014
|
151 760
|
155 167
|
158 248
|
162 874
|
168 278
|
173 337
|
177 587
|
182 185
|
187 223
|
191 684
|
196 520
|
200 647
|
204 363
|
207 322
|
211 692
|
216 524
|
220 554
|
223 326
|
223 966
|
222 120
|
218 295
|
212 913
|
206 518
|
|
| Non Interest Income |
55 083
|
50 458
|
52 485
|
51 901
|
51 054
|
53 475
|
58 111
|
61 757
|
65 305
|
71 056
|
76 484
|
81 372
|
85 702
|
83 109
|
90 236
|
88 990
|
85 745
|
84 142
|
80 583
|
76 243
|
74 823
|
79 490
|
85 823
|
89 812
|
96 094
|
|
| Revenue |
294 568
N/A
|
293 144
0%
|
298 452
+2%
|
299 897
+0%
|
303 209
+1%
|
306 853
+1%
|
317 339
+3%
|
325 085
+2%
|
333 170
+2%
|
340 438
+2%
|
348 568
+2%
|
355 775
+2%
|
359 635
+1%
|
356 702
-1%
|
364 511
+2%
|
365 771
+0%
|
365 744
0%
|
365 945
+0%
|
364 561
0%
|
360 617
-1%
|
359 726
0%
|
365 613
+2%
|
369 230
+1%
|
372 117
+1%
|
377 775
+2%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||
| Loan Loss Provision |
(59 339)
|
(47 336)
|
(55 566)
|
(61 281)
|
(56 091)
|
(51 625)
|
(51 295)
|
(46 262)
|
(47 100)
|
(29 419)
|
(45 909)
|
(44 283)
|
(40 829)
|
(38 402)
|
(32 350)
|
(27 545)
|
(25 019)
|
(26 859)
|
(24 531)
|
(22 971)
|
(23 952)
|
(29 695)
|
(32 156)
|
(34 018)
|
(32 772)
|
|
| Non Interest Expense |
(173 275)
|
(182 063)
|
(177 183)
|
(179 430)
|
(184 949)
|
(187 092)
|
(196 346)
|
(201 163)
|
(202 967)
|
(229 565)
|
(216 636)
|
(223 096)
|
(227 111)
|
(226 936)
|
(240 126)
|
(244 824)
|
(249 099)
|
(247 487)
|
(249 135)
|
(247 364)
|
(243 853)
|
(241 326)
|
(243 990)
|
(238 923)
|
(246 412)
|
|
| Pre-Tax Income |
61 954
N/A
|
63 745
+3%
|
65 703
+3%
|
59 186
-10%
|
62 169
+5%
|
68 136
+10%
|
69 698
+2%
|
77 660
+11%
|
83 103
+7%
|
81 454
-2%
|
86 023
+6%
|
88 396
+3%
|
91 695
+4%
|
91 364
0%
|
92 035
+1%
|
93 402
+1%
|
91 626
-2%
|
91 599
0%
|
90 895
-1%
|
90 282
-1%
|
91 921
+2%
|
94 592
+3%
|
93 084
-2%
|
99 176
+7%
|
98 591
-1%
|
|
| Net Income | ||||||||||||||||||||||||||
| Tax Provision |
(1 943)
|
(2 709)
|
(3 111)
|
(1 899)
|
(2 582)
|
(3 818)
|
(4 158)
|
(5 771)
|
(6 855)
|
(4 922)
|
(5 792)
|
(5 938)
|
(6 053)
|
(6 009)
|
(5 421)
|
(5 579)
|
(4 440)
|
(5 175)
|
(4 799)
|
(4 611)
|
(5 280)
|
(7 876)
|
(6 963)
|
(11 930)
|
(11 064)
|
|
| Income from Continuing Operations |
60 011
|
61 036
|
62 592
|
57 287
|
59 587
|
64 318
|
65 540
|
71 889
|
76 248
|
76 532
|
80 231
|
82 458
|
85 642
|
85 355
|
86 614
|
87 823
|
87 186
|
86 424
|
86 096
|
85 671
|
86 641
|
86 716
|
86 121
|
87 246
|
87 527
|
|
| Income to Minority Interest |
(122)
|
(103)
|
(85)
|
(77)
|
(98)
|
(119)
|
(234)
|
(338)
|
(386)
|
(362)
|
(285)
|
(184)
|
(130)
|
(131)
|
(87)
|
(149)
|
(156)
|
(154)
|
(180)
|
(150)
|
(208)
|
(237)
|
(322)
|
(354)
|
(304)
|
|
| Net Income (Common) |
59 889
N/A
|
60 933
+2%
|
62 418
+2%
|
54 626
-12%
|
57 093
+5%
|
61 755
+8%
|
63 922
+4%
|
66 415
+4%
|
71 357
+7%
|
70 894
-1%
|
72 742
+3%
|
75 566
+4%
|
78 284
+4%
|
78 516
+0%
|
79 440
+1%
|
82 358
+4%
|
83 463
+1%
|
80 954
-3%
|
80 801
0%
|
80 205
-1%
|
78 971
-2%
|
80 137
+1%
|
80 593
+1%
|
79 731
-1%
|
88 995
+12%
|
|
| EPS (Diluted) |
0.74
N/A
|
0.72
-3%
|
0.71
-1%
|
0.64
-10%
|
0.65
+2%
|
0.71
+9%
|
0.69
-3%
|
0.75
+9%
|
0.73
-3%
|
0.78
+7%
|
0.8
+3%
|
0.82
+2%
|
0.86
+5%
|
0.85
-1%
|
0.86
+1%
|
0.83
-3%
|
0.84
+1%
|
0.83
-1%
|
0.82
-1%
|
0.81
-1%
|
0.8
-1%
|
0.81
+1%
|
0.76
-6%
|
0.82
+8%
|
0.74
-10%
|
|