B

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Price: 27.4 EUR -1.79% Market Closed

Market Cap: €2.4B

Income Statement

Net Interest Income

Non Interest Income

Currency: PLN

		Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		746	785	872	960	978	1 011	1 007	976	1 028	1 019	1 014	1 031	1 026	1 070	1 101	1 144	1 204	1 237	1 268	1 297	1 366	1 434	1 493	1 534	1 505	1 488	1 478	1 481	1 499	1 472	1 446	1 424	1 434	1 485	1 506	1 519	1 488	1 417	1 359	1 295	1 242	1 208	1 200	1 198	1 164	1 128	1 066	998	977	967	980	990	1 004	1 010	1 013	1 019	1 041	1 064	1 080	1 107	1 108	1 108	1 125	1 128	1 139	1 163	1 139	1 065	966	861	766	725	787	1 035	1 533	2 095	2 738	3 139	3 277	3 367	3 234	3 132	3 079	3 008	3 026	2 830	2 607	2 375
Interest Income		1 381	1 400	1 497	1 641	1 727	1 778	1 773	1 694	1 677	1 620	1 584	1 614	1 632	1 712	1 791	1 873	1 977	2 060	2 129	2 198	2 319	2 326	2 307	2 245	2 099	2 045	2 005	1 987	1 973	1 934	1 911	1 901	1 927	2 004	2 047	2 091	2 076	1 983	1 883	1 753	1 646	1 584	1 559	1 543	1 489	1 420	1 322	1 229	1 232	1 230	1 256	1 265	1 259	1 264	1 268	1 299	1 310	1 326	1 322	1 322	1 305	1 315	1 349	1 370	1 391	1 406	1 339	1 206	1 083	931	819	775	823	1 097	1 710	2 456	3 330	3 969	4 313	4 482	4 355	7 626	7 547	7 521	4 229	4 242	3 677	3 431
Interest Expense		635	469	625	535	750	767	766	718	649	600	570	583	606	642	690	729	772	823	861	902	953	892	814	711	594	557	527	506	475	462	465	478	493	519	541	572	588	565	523	458	404	376	360	346	325	292	256	231	256	262	277	275	255	253	255	214	269	262	243	148	197	208	224	242	253	242	200	141	117	70	53	50	36	63	177	361	592	830	1 036	1 108	1 121	1 161	1 134	1 186	1 203	1 201	1 101	1 088
Non Interest Income		1 392	1 414	1 371	1 265	1 240	1 253	1 361	1 489	1 463	1 580	1 496	1 403	1 428	1 216	1 292	1 344	1 477	1 452	1 398	1 409	1 181	1 045	996	1 040	1 229	1 258	1 330	1 249	1 227	1 253	1 167	1 135	1 149	1 234	1 311	1 362	1 401	1 522	1 594	1 507	1 479	1 339	1 315	1 376	1 409	1 411	1 309	1 255	1 206	1 066	1 177	1 209	1 185	1 202	1 106	1 127	1 154	1 227	1 249	1 205	1 171	1 145	1 147	1 177	1 199	1 183	1 202	1 164	1 243	1 756	1 702	1 759	1 756	1 494	1 588	1 546	1 386	1 357	1 383	1 494	1 583	1 554	1 558	1 559	1 603	1 504	1 441	1 312
Revenue		2 137 N/A	2 199 +3%	2 244 +2%	2 225 -1%	2 218 0%	2 263 +2%	2 367 +5%	2 465 +4%	2 492 +1%	2 599 +4%	2 510 -3%	2 435 -3%	2 455 +1%	2 286 -7%	2 393 +5%	2 488 +4%	2 681 +8%	2 689 +0%	2 666 -1%	2 706 +1%	2 546 -6%	2 479 -3%	2 489 +0%	2 575 +3%	2 734 +6%	2 746 +0%	2 809 +2%	2 730 -3%	2 726 0%	2 725 0%	2 613 -4%	2 558 -2%	2 583 +1%	2 719 +5%	2 817 +4%	2 881 +2%	2 889 +0%	2 940 +2%	2 953 +0%	2 802 -5%	2 721 -3%	2 547 -6%	2 515 -1%	2 574 +2%	2 573 0%	2 538 -1%	2 375 -6%	2 254 -5%	2 182 -3%	2 034 -7%	2 156 +6%	2 199 +2%	2 189 0%	2 213 +1%	2 119 -4%	2 146 +1%	2 195 +2%	2 291 +4%	2 328 +2%	2 312 -1%	2 278 -1%	2 253 -1%	2 273 +1%	2 305 +1%	2 338 +1%	2 346 +0%	2 341 0%	2 229 -5%	2 210 -1%	2 617 +18%	2 468 -6%	2 484 +1%	2 543 +2%	2 529 -1%	3 121 +23%	3 641 +17%	4 124 +13%	4 496 +9%	4 661 +4%	4 861 +4%	4 816 -1%	4 687 -3%	4 638 -1%	4 567 -2%	4 629 +1%	4 334 -6%	4 048 -7%	3 686 -9%
Pre-Tax Income
Loan Loss Provision		(181)	(63)	(48)	(11)	(2)	(8)	14	29	72	37	24	35	54	40	57	17	53	12	(29)	(41)	(153)	(285)	(450)	(483)	(393)	(471)	(379)	(387)	(243)	(207)	(134)	(87)	(77)	(50)	(54)	(60)	(58)	(54)	(5)	16	36	51	17	26	1	(6)	(8)	6	(17)	(8)	(26)	(61)	(74)	(110)	(100)	(107)	(111)	(86)	(103)	(101)	(73)	(99)	(171)	(186)	(211)	(273)	(261)	(227)	(205)	(129)	(52)	(66)	(53)	(49)	(43)	(57)	(94)	(96)	(91)	(67)	(27)	(7)	5	8	15	2	(9)	(28)
Non Interest Expense		(1 468)	(1 568)	(1 532)	(1 568)	(1 593)	(1 586)	(1 686)	(1 715)	(1 767)	(1 703)	(1 695)	(1 681)	(1 676)	(1 547)	(1 513)	(1 522)	(1 700)	(1 689)	(1 711)	(1 695)	(1 634)	(1 595)	(1 559)	(1 530)	(1 686)	(1 490)	(1 490)	(1 501)	(1 541)	(1 550)	(1 569)	(1 584)	(1 585)	(1 661)	(1 661)	(1 637)	(1 591)	(1 516)	(1 489)	(1 469)	(1 539)	(1 511)	(1 502)	(1 492)	(1 407)	(1 398)	(1 368)	(1 360)	(1 374)	(1 381)	(1 390)	(1 393)	(1 350)	(1 392)	(1 387)	(1 373)	(1 377)	(1 376)	(1 367)	(1 370)	(1 377)	(1 419)	(1 427)	(1 489)	(1 469)	(1 484)	(1 528)	(1 444)	(1 688)	(1 669)	(1 639)	(1 684)	(1 540)	(1 697)	(1 743)	(2 008)	(2 035)	(2 004)	(2 046)	(1 887)	(1 928)	(2 010)	(2 217)	(2 194)	(2 328)	(2 131)	(1 738)	(1 539)
Pre-Tax Income		488 N/A	568 +16%	664 +17%	646 -3%	623 -4%	670 +8%	695 +4%	779 +12%	796 +2%	933 +17%	839 -10%	789 -6%	832 +5%	778 -6%	937 +20%	983 +5%	1 034 +5%	1 012 -2%	926 -8%	969 +5%	759 -22%	599 -21%	480 -20%	562 +17%	655 +17%	785 +20%	940 +20%	842 -10%	943 +12%	968 +3%	911 -6%	887 -3%	922 +4%	1 008 +9%	1 102 +9%	1 184 +8%	1 240 +5%	1 370 +11%	1 460 +7%	1 349 -8%	1 218 -10%	1 087 -11%	1 031 -5%	1 108 +7%	1 168 +5%	1 134 -3%	999 -12%	900 -10%	791 -12%	645 -18%	740 +15%	745 +1%	764 +3%	711 -7%	632 -11%	666 +5%	707 +6%	829 +17%	858 +4%	842 -2%	829 -2%	735 -11%	675 -8%	630 -7%	658 +4%	590 -10%	552 -6%	558 +1%	317 -43%	819 +158%	776 -5%	734 -5%	951 +29%	783 -18%	1 335 +71%	1 577 +18%	1 995 +27%	2 395 +20%	2 524 +5%	2 908 +15%	2 861 -2%	2 670 -7%	2 426 -9%	2 380 -2%	2 316 -3%	2 205 -5%	2 301 +4%	2 120 -8%
Net Income
Tax Provision		(192)	(196)	(198)	(191)	(128)	(129)	(148)	(168)	(178)	(217)	(196)	(181)	(175)	(160)	(184)	(196)	(210)	(205)	(191)	(198)	(159)	(132)	(112)	(124)	(151)	(176)	(204)	(180)	(188)	(183)	(173)	(177)	(185)	(210)	(224)	(238)	(269)	(288)	(308)	(284)	(245)	(222)	(200)	(213)	(220)	(217)	(199)	(187)	(164)	(131)	(155)	(155)	(163)	(171)	(156)	(163)	(172)	(190)	(195)	(192)	(190)	(183)	(172)	(172)	(178)	(143)	(149)	(154)	(145)	(278)	(252)	(231)	(234)	(178)	(303)	(354)	(449)	(528)	(545)	(621)	(604)	(563)	(537)	(538)	(555)	(538)	(515)	(466)
Income from Continuing Operations		297	372	466	454	495	541	547	611	618	716	644	608	657	619	753	787	824	807	735	772	600	467	368	437	504	609	736	661	755	785	738	710	736	799	878	947	970	1 082	1 152	1 066	973	865	831	894	947	917	801	713	626	514	586	590	602	540	476	503	536	639	663	650	639	553	503	459	480	447	403	404	172	541	524	503	718	605	1 032	1 223	1 546	1 867	1 979	2 286	2 256	2 107	1 889	1 842	1 760	1 666	1 786	1 653
Net Income (Common)		297 N/A	372 +26%	466 +25%	454 -3%	495 +9%	541 +9%	547 +1%	611 +12%	618 +1%	716 +16%	644 -10%	608 -6%	657 +8%	619 -6%	753 +22%	787 +4%	824 +5%	807 -2%	735 -9%	772 +5%	600 -22%	467 -22%	368 -21%	437 +19%	504 +15%	609 +21%	736 +21%	661 -10%	755 +14%	785 +4%	738 -6%	710 -4%	736 +4%	799 +8%	878 +10%	947 +8%	970 +2%	1 082 +12%	1 152 +6%	1 066 -7%	973 -9%	865 -11%	831 -4%	894 +8%	947 +6%	917 -3%	801 -13%	713 -11%	626 -12%	514 -18%	586 +14%	590 +1%	602 +2%	540 -10%	476 -12%	503 +6%	536 +7%	639 +19%	663 +4%	650 -2%	639 -2%	553 -14%	503 -9%	459 -9%	480 +5%	447 -7%	403 -10%	404 +0%	172 -57%	541 +214%	524 -3%	503 -4%	718 +43%	605 -16%	1 032 +71%	1 223 +18%	1 546 +26%	1 867 +21%	1 979 +6%	2 286 +16%	2 256 -1%	2 107 -7%	1 889 -10%	1 842 -2%	1 760 -4%	1 666 -5%	1 786 +7%	1 653 -7%
EPS (Diluted)		2.27 N/A	2.85 +26%	3.57 +25%	3.48 -3%	3.79 +9%	4.14 +9%	4.19 +1%	4.62 +10%	4.73 +2%	5.48 +16%	4.92 -10%	4.65 -5%	5.03 +8%	4.73 -6%	5.76 +22%	6.02 +5%	6.31 +5%	6.18 -2%	5.63 -9%	5.91 +5%	4.6 -22%	3.56 -23%	2.81 -21%	3.34 +19%	3.86 +16%	4.67 +21%	5.64 +21%	5.07 -10%	5.78 +14%	6.01 +4%	5.65 -6%	5.44 -4%	5.64 +4%	6.11 +8%	6.72 +10%	7.24 +8%	7.42 +2%	8.28 +12%	8.81 +6%	8.15 -7%	7.44 -9%	6.62 -11%	6.36 -4%	6.85 +8%	7.25 +6%	7.02 -3%	6.13 -13%	5.46 -11%	4.79 -12%	3.94 -18%	4.49 +14%	4.52 +1%	4.6 +2%	4.14 -10%	3.6 -13%	3.85 +7%	4.1 +6%	4.89 +19%	5.08 +4%	4.98 -2%	4.89 -2%	4.23 -13%	3.85 -9%	3.51 -9%	3.67 +5%	3.42 -7%	3.08 -10%	3.09 +0%	1.32 -57%	4.14 +214%	4.02 -3%	3.85 -4%	5.49 +43%	4.63 -16%	7.9 +71%	9.36 +18%	11.83 +26%	14.29 +21%	15.14 +6%	17.5 +16%	17.27 -1%	16.12 -7%	14.46 -10%	14.1 -2%	13.48 -4%	12.76 -5%	13.69 +7%	12.67 -7%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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