Home Capital Group Inc
F:7HC
Income Statement
Income Statement
Home Capital Group Inc
| Dec-2000 | Mar-2001 | Jun-2001 | Sep-2001 | Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
24
|
26
|
28
|
30
|
33
|
36
|
41
|
44
|
46
|
48
|
50
|
54
|
59
|
64
|
68
|
74
|
85
|
90
|
98
|
104
|
103
|
107
|
109
|
112
|
117
|
124
|
132
|
140
|
146
|
151
|
153
|
153
|
151
|
149
|
150
|
155
|
165
|
190
|
212
|
237
|
264
|
279
|
299
|
318
|
334
|
346
|
358
|
370
|
382
|
395
|
404
|
411
|
422
|
431
|
443
|
454
|
460
|
465
|
467
|
471
|
481
|
488
|
493
|
491
|
485
|
489
|
363
|
332
|
303
|
265
|
353
|
354
|
352
|
356
|
369
|
383
|
402
|
425
|
443
|
461
|
475
|
486
|
494
|
496
|
493
|
481
|
464
|
448
|
439
|
449
|
476
|
|
| Interest Income |
65
|
70
|
74
|
79
|
84
|
88
|
94
|
98
|
101
|
106
|
110
|
116
|
124
|
132
|
139
|
148
|
163
|
173
|
185
|
195
|
200
|
210
|
220
|
232
|
247
|
263
|
280
|
299
|
321
|
342
|
361
|
373
|
374
|
370
|
366
|
364
|
365
|
422
|
481
|
552
|
633
|
665
|
701
|
731
|
755
|
777
|
797
|
817
|
832
|
847
|
856
|
863
|
875
|
883
|
896
|
906
|
910
|
909
|
902
|
896
|
892
|
889
|
885
|
880
|
871
|
871
|
870
|
846
|
819
|
782
|
752
|
750
|
765
|
792
|
822
|
853
|
881
|
906
|
912
|
905
|
888
|
860
|
834
|
811
|
789
|
773
|
787
|
847
|
950
|
1 091
|
1 237
|
|
| Interest Expense |
41
|
44
|
47
|
50
|
51
|
52
|
53
|
54
|
55
|
58
|
60
|
62
|
65
|
68
|
71
|
74
|
78
|
82
|
87
|
92
|
96
|
103
|
111
|
120
|
130
|
139
|
148
|
158
|
175
|
191
|
208
|
219
|
223
|
221
|
216
|
209
|
200
|
232
|
269
|
315
|
369
|
386
|
403
|
413
|
421
|
432
|
439
|
448
|
450
|
452
|
453
|
452
|
453
|
453
|
453
|
452
|
450
|
444
|
435
|
425
|
411
|
401
|
392
|
388
|
386
|
383
|
507
|
515
|
516
|
517
|
399
|
396
|
413
|
436
|
453
|
470
|
478
|
481
|
469
|
444
|
413
|
374
|
340
|
315
|
297
|
292
|
323
|
399
|
511
|
642
|
762
|
|
| Non Interest Income |
5
|
6
|
7
|
8
|
8
|
9
|
7
|
9
|
11
|
13
|
16
|
17
|
20
|
23
|
27
|
30
|
24
|
27
|
31
|
34
|
43
|
39
|
37
|
32
|
36
|
38
|
39
|
45
|
48
|
56
|
63
|
76
|
81
|
103
|
113
|
120
|
124
|
93
|
80
|
70
|
54
|
45
|
41
|
23
|
35
|
41
|
41
|
52
|
56
|
56
|
60
|
66
|
75
|
82
|
92
|
96
|
133
|
131
|
135
|
134
|
104
|
101
|
96
|
97
|
97
|
96
|
90
|
85
|
81
|
74
|
72
|
68
|
67
|
64
|
60
|
59
|
55
|
57
|
60
|
60
|
62
|
62
|
61
|
59
|
56
|
56
|
55
|
57
|
58
|
60
|
61
|
|
| Revenue |
29
N/A
|
32
+9%
|
34
+8%
|
37
+8%
|
40
+9%
|
44
+9%
|
48
+9%
|
53
+10%
|
57
+8%
|
62
+7%
|
66
+7%
|
71
+9%
|
80
+12%
|
87
+10%
|
96
+10%
|
104
+8%
|
109
+5%
|
118
+8%
|
129
+9%
|
138
+7%
|
147
+6%
|
146
-1%
|
146
N/A
|
144
-1%
|
153
+6%
|
161
+5%
|
171
+6%
|
186
+8%
|
194
+5%
|
206
+6%
|
216
+5%
|
230
+6%
|
231
+1%
|
252
+9%
|
264
+5%
|
275
+4%
|
289
+5%
|
283
-2%
|
292
+3%
|
307
+5%
|
318
+4%
|
325
+2%
|
340
+5%
|
341
+0%
|
369
+8%
|
386
+5%
|
400
+3%
|
422
+6%
|
437
+4%
|
451
+3%
|
464
+3%
|
477
+3%
|
497
+4%
|
512
+3%
|
535
+4%
|
550
+3%
|
593
+8%
|
596
+0%
|
601
+1%
|
605
+1%
|
585
-3%
|
589
+1%
|
589
+0%
|
589
0%
|
582
-1%
|
584
+0%
|
453
-22%
|
417
-8%
|
383
-8%
|
339
-12%
|
425
+25%
|
422
-1%
|
419
-1%
|
420
+0%
|
429
+2%
|
441
+3%
|
457
+4%
|
482
+5%
|
503
+4%
|
522
+4%
|
537
+3%
|
549
+2%
|
555
+1%
|
555
N/A
|
549
-1%
|
537
-2%
|
519
-3%
|
505
-3%
|
497
-2%
|
509
+2%
|
536
+5%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(5)
|
(6)
|
(6)
|
(6)
|
(7)
|
(7)
|
(9)
|
(12)
|
(11)
|
(12)
|
(9)
|
(7)
|
(6)
|
(9)
|
(10)
|
(10)
|
(10)
|
(8)
|
(11)
|
(12)
|
(14)
|
(15)
|
(15)
|
(17)
|
(16)
|
(16)
|
(14)
|
(13)
|
(14)
|
(13)
|
(12)
|
(11)
|
(11)
|
(9)
|
(8)
|
(8)
|
(7)
|
(8)
|
(12)
|
(12)
|
(6)
|
(8)
|
(8)
|
(12)
|
(20)
|
(20)
|
(21)
|
(20)
|
(20)
|
(20)
|
(44)
|
(57)
|
(46)
|
(34)
|
8
|
46
|
42
|
34
|
22
|
(2)
|
(10)
|
(19)
|
(20)
|
(18)
|
|
| Non Interest Expense |
(12)
|
(13)
|
(14)
|
(16)
|
(17)
|
(19)
|
(21)
|
(23)
|
(26)
|
(27)
|
(29)
|
(31)
|
(32)
|
(34)
|
(36)
|
(38)
|
(41)
|
(44)
|
(48)
|
(52)
|
(52)
|
(50)
|
(47)
|
(45)
|
(47)
|
(46)
|
(48)
|
(50)
|
(54)
|
(61)
|
(66)
|
(72)
|
(66)
|
(75)
|
(73)
|
(74)
|
(79)
|
(73)
|
(76)
|
(79)
|
(96)
|
(93)
|
(99)
|
(100)
|
(105)
|
(107)
|
(110)
|
(119)
|
(123)
|
(126)
|
(130)
|
(136)
|
(144)
|
(147)
|
(154)
|
(158)
|
(162)
|
(163)
|
(171)
|
(174)
|
(191)
|
(206)
|
(213)
|
(223)
|
(239)
|
(245)
|
(352)
|
(371)
|
(367)
|
(353)
|
(247)
|
(230)
|
(218)
|
(227)
|
(234)
|
(239)
|
(252)
|
(253)
|
(258)
|
(262)
|
(264)
|
(268)
|
(259)
|
(259)
|
(248)
|
(251)
|
(254)
|
(265)
|
(271)
|
(271)
|
(279)
|
|
| Pre-Tax Income |
16
N/A
|
17
+8%
|
19
+8%
|
19
+4%
|
22
+11%
|
23
+7%
|
24
+6%
|
27
+11%
|
28
+4%
|
30
+8%
|
33
+9%
|
37
+12%
|
43
+17%
|
49
+15%
|
56
+13%
|
62
+11%
|
64
+3%
|
70
+9%
|
76
+9%
|
82
+8%
|
92
+11%
|
93
+1%
|
95
+3%
|
96
+0%
|
102
+6%
|
111
+9%
|
120
+8%
|
131
+9%
|
134
+2%
|
140
+4%
|
145
+4%
|
151
+4%
|
159
+5%
|
168
+6%
|
179
+7%
|
190
+6%
|
199
+5%
|
201
+1%
|
209
+4%
|
223
+6%
|
213
-4%
|
222
+4%
|
231
+4%
|
230
0%
|
256
+11%
|
269
+5%
|
277
+3%
|
289
+4%
|
300
+4%
|
310
+3%
|
316
+2%
|
326
+3%
|
337
+4%
|
350
+4%
|
368
+5%
|
379
+3%
|
418
+10%
|
421
+1%
|
419
0%
|
420
+0%
|
385
-8%
|
375
-3%
|
367
-2%
|
359
-2%
|
335
-7%
|
327
-3%
|
89
-73%
|
40
-55%
|
9
-78%
|
(22)
N/A
|
166
N/A
|
172
+3%
|
180
+5%
|
172
-5%
|
176
+2%
|
183
+4%
|
185
+1%
|
185
0%
|
188
+2%
|
214
+14%
|
239
+12%
|
289
+21%
|
342
+18%
|
338
-1%
|
334
-1%
|
307
-8%
|
264
-14%
|
230
-13%
|
207
-10%
|
217
+5%
|
240
+10%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(6)
|
(6)
|
(6)
|
(6)
|
(7)
|
(7)
|
(7)
|
(8)
|
(7)
|
(8)
|
(9)
|
(10)
|
(14)
|
(16)
|
(19)
|
(21)
|
(19)
|
(21)
|
(24)
|
(26)
|
(31)
|
(31)
|
(32)
|
(32)
|
(34)
|
(37)
|
(40)
|
(44)
|
(44)
|
(45)
|
(46)
|
(47)
|
(50)
|
(53)
|
(56)
|
(57)
|
(55)
|
(53)
|
(54)
|
(57)
|
(59)
|
(60)
|
(62)
|
(60)
|
(66)
|
(69)
|
(73)
|
(76)
|
(78)
|
(81)
|
(79)
|
(79)
|
(81)
|
(84)
|
(90)
|
(93)
|
(104)
|
(105)
|
(105)
|
(107)
|
(98)
|
(96)
|
(94)
|
(92)
|
(88)
|
(85)
|
(25)
|
(12)
|
(1)
|
6
|
(42)
|
(45)
|
(48)
|
(46)
|
(47)
|
(49)
|
(49)
|
(49)
|
(50)
|
(57)
|
(64)
|
(77)
|
(91)
|
(91)
|
(89)
|
(82)
|
(70)
|
(60)
|
(57)
|
(60)
|
(66)
|
|
| Income from Continuing Operations |
11
|
11
|
12
|
14
|
15
|
16
|
18
|
19
|
21
|
22
|
24
|
26
|
30
|
34
|
37
|
41
|
45
|
48
|
52
|
56
|
61
|
62
|
63
|
64
|
68
|
75
|
80
|
87
|
90
|
94
|
99
|
104
|
109
|
115
|
123
|
133
|
145
|
149
|
156
|
165
|
155
|
162
|
169
|
170
|
190
|
200
|
205
|
213
|
222
|
229
|
238
|
247
|
257
|
267
|
279
|
286
|
313
|
316
|
314
|
313
|
287
|
279
|
273
|
267
|
247
|
241
|
64
|
28
|
8
|
(16)
|
125
|
127
|
133
|
126
|
128
|
135
|
136
|
136
|
138
|
158
|
176
|
212
|
251
|
247
|
245
|
225
|
193
|
170
|
150
|
157
|
174
|
|
| Net Income (Common) |
11
N/A
|
11
+9%
|
12
+9%
|
14
+10%
|
15
+9%
|
16
+9%
|
18
+10%
|
19
+7%
|
21
+8%
|
22
+6%
|
24
+8%
|
26
+11%
|
30
+12%
|
34
+14%
|
37
+11%
|
41
+10%
|
45
+9%
|
48
+8%
|
52
+8%
|
56
+8%
|
61
+8%
|
62
+1%
|
63
+3%
|
64
+1%
|
68
+6%
|
75
+10%
|
80
+7%
|
87
+8%
|
90
+4%
|
94
+4%
|
99
+5%
|
104
+5%
|
109
+5%
|
115
+6%
|
123
+7%
|
133
+8%
|
145
+9%
|
149
+3%
|
156
+5%
|
165
+6%
|
155
-6%
|
162
+5%
|
169
+4%
|
170
+1%
|
190
+12%
|
200
+5%
|
205
+3%
|
213
+4%
|
222
+4%
|
229
+3%
|
238
+4%
|
247
+4%
|
257
+4%
|
267
+4%
|
279
+5%
|
286
+3%
|
313
+10%
|
316
+1%
|
314
0%
|
313
0%
|
287
-8%
|
279
-3%
|
273
-2%
|
267
-2%
|
247
-7%
|
241
-3%
|
64
-74%
|
28
-57%
|
8
-73%
|
(16)
N/A
|
125
N/A
|
127
+2%
|
133
+4%
|
126
-5%
|
128
+2%
|
135
+5%
|
136
+1%
|
136
0%
|
138
+2%
|
158
+14%
|
176
+12%
|
212
+21%
|
251
+18%
|
247
-1%
|
245
-1%
|
225
-8%
|
193
-14%
|
170
-12%
|
150
-11%
|
157
+5%
|
174
+11%
|
|
| EPS (Diluted) |
0.17
N/A
|
0.18
+6%
|
0.19
+6%
|
0.21
+11%
|
0.23
+10%
|
0.24
+4%
|
0.26
+8%
|
0.28
+8%
|
0.3
+7%
|
0.32
+7%
|
0.35
+9%
|
0.38
+9%
|
0.43
+13%
|
0.48
+12%
|
0.53
+10%
|
0.59
+11%
|
0.64
+8%
|
0.68
+6%
|
0.74
+9%
|
0.79
+7%
|
0.86
+9%
|
0.87
+1%
|
0.9
+3%
|
0.92
+2%
|
0.97
+5%
|
1.07
+10%
|
1.15
+7%
|
1.24
+8%
|
1.29
+4%
|
1.36
+5%
|
1.42
+4%
|
1.49
+5%
|
1.57
+5%
|
1.65
+5%
|
1.77
+7%
|
1.92
+8%
|
2.08
+8%
|
2.14
+3%
|
2.23
+4%
|
2.36
+6%
|
2.22
-6%
|
2.32
+5%
|
2.42
+4%
|
2.44
+1%
|
2.73
+12%
|
2.87
+5%
|
2.95
+3%
|
3.07
+4%
|
3.19
+4%
|
3.3
+3%
|
3.41
+3%
|
3.54
+4%
|
3.66
+3%
|
3.81
+4%
|
3.95
+4%
|
4.05
+3%
|
4.45
+10%
|
4.49
+1%
|
4.47
0%
|
4.45
0%
|
4.09
-8%
|
3.98
-3%
|
4.08
+3%
|
4.08
N/A
|
3.71
-9%
|
3.75
+1%
|
0.99
-74%
|
0.33
-67%
|
0.1
-70%
|
-0.19
N/A
|
1.55
N/A
|
1.59
+3%
|
1.66
+4%
|
2.04
+23%
|
2.12
+4%
|
2.3
+8%
|
2.29
0%
|
2.52
+10%
|
2.63
+4%
|
3.01
+14%
|
3.33
+11%
|
4.06
+22%
|
4.89
+20%
|
4.87
0%
|
4.78
-2%
|
5.13
+7%
|
4.53
-12%
|
4.23
-7%
|
3.64
-14%
|
4.05
+11%
|
4.46
+10%
|
|