Personal banking
This part of the bank handles everyday banking for private customers, including accounts, payments, cards, savings, loans, and mortgages arranged through the bank.
Customers and revenue model
Ringkjoebing Landbobank A/S
F:CJ2
Ringkjoebing Landbobank A/S
F:CJ2
Price:
249.8
EUR
0.48%
Market Closed
Market Cap:
€6.4B
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Company Overview
Business Description
- Sector
- Financials
- Industry
- Banking
- Headquarters
- Denmark DK
- Employees
- 685
- IPO date
- Jan 2, 1985
Ringkjøbing Landbobank A/S is a Danish regional bank. It takes deposits, makes loans, and helps customers manage everyday banking, mortgages, savings, and investment products. Its main customers are private households, small and medium-sized businesses, and farmers in Denmark.
The bank makes money mainly by earning interest on loans and mortgages and by charging fees for banking services, payment products, and advice. It also earns income from handling wealth management and other customer services. Like most banks, it uses customer deposits as a core funding source and turns that money into loans and financial services.
What sets the business apart is its role as a relationship-driven local lender rather than a global financial group. It sits close to the customer base, especially in communities and industries that value personal advice and stable lending relationships. That makes the bank a traditional part of Denmark’s financial system, focused on being a trusted everyday bank for households and local businesses.
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