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Price: 86 EUR -1.15%

Market Cap: €6.6B

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		46	47	48	49	49	50	50	50	50	51	52	53	56	59	62	62	69	73	73	74	74	74	78	81	85	89	93	96	98	100	102	105	108	113	118	123	127	134	143	152	158	162	168	176	191	204	237	273	303	329	329	326	324	325	328	328	328	327	326	325	341	358	377	409	441	471	499	513	508	505	504	504	509	545	687	827	960	1 051	1 041	1 033	1 033	1 095	1 198	1 336	1 461	1 507	1 500	1 453	1 415	1 404	1 400	1 415	1 616	1 844	2 092	2 303
Interest Income		72	70	69	67	67	67	66	65	64	64	65	68	72	78	86	91	105	114	121	128	133	138	145	149	154	156	157	156	152	149	145	142	143	146	150	155	157	162	168	172	175	177	181	188	202	214	248	286	318	345	345	342	339	339	340	338	338	337	334	333	350	370	391	426	463	502	541	567	573	581	587	591	595	626	771	910	1 041	1 128	1 104	1 085	1 077	1 136	1 240	1 397	1 579	1 731	1 855	1 944	2 011	2 064	2 108	2 141	2 433	2 742	3 080	3 379
Interest Expense		26	23	20	19	18	17	18	15	15	14	13	15	17	20	24	29	35	41	48	54	59	70	67	69	70	68	64	60	54	49	43	37	34	32	32	33	31	28	24	20	17	15	13	11	10	10	11	13	15	16	16	16	15	13	12	10	10	9	9	8	10	11	14	17	23	31	42	54	65	76	83	87	86	81	84	84	80	77	63	52	44	40	43	61	118	224	355	492	596	660	708	726	817	898	988	1 076
Non Interest Income		15	15	17	18	19	21	23	23	23	24	23	23	22	22	23	24	25	26	26	24	27	27	27	27	28	29	20	19	19	18	27	26	121	124	130	138	52	50	59	55	49	52	40	41	41	38	44	54	65	81	90	95	101	106	112	116	119	121	127	121	128	131	129	140	146	149	147	146	137	137	143	144	156	172	250	311	363	388	360	354	344	352	338	309	289	279	279	287	287	285	287	302	317	328	353	378
Revenue		61 N/A	63 +3%	65 +4%	66 +2%	68 +3%	70 +3%	73 +3%	73 +1%	74 +1%	75 +2%	74 -1%	76 +2%	78 +2%	80 +3%	85 +6%	86 +1%	94 +10%	98 +5%	98 +0%	98 -1%	101 +3%	101 +1%	105 +4%	108 +3%	113 +5%	118 +4%	112 -5%	115 +2%	117 +1%	119 +2%	129 +8%	131 +2%	229 +75%	237 +4%	248 +5%	260 +5%	179 -31%	183 +3%	202 +10%	207 +2%	206 0%	214 +4%	208 -3%	218 +4%	232 +7%	242 +4%	281 +16%	327 +16%	368 +12%	409 +11%	419 +2%	421 +0%	425 +1%	432 +2%	440 +2%	443 +1%	447 +1%	449 +0%	452 +1%	446 -1%	468 +5%	489 +4%	506 +4%	549 +8%	587 +7%	620 +6%	646 +4%	659 +2%	645 -2%	643 0%	647 +1%	648 +0%	665 +3%	717 +8%	937 +31%	1 138 +21%	1 324 +16%	1 439 +9%	1 401 -3%	1 388 -1%	1 377 -1%	1 447 +5%	1 536 +6%	1 645 +7%	1 750 +6%	1 786 +2%	1 779 0%	1 740 -2%	1 702 -2%	1 689 -1%	1 687 0%	1 718 +2%	1 933 +13%	2 172 +12%	2 445 +13%	2 681 +10%
Pre-Tax Income
Loan Loss Provision		(3)	(3)	(3)	(3)	(4)	(3)	(3)	(2)	(2)	(4)	(4)	(4)	(4)	(4)	(5)	(5)	(5)	(6)	(5)	(5)	(5)	(4)	(4)	(4)	(5)	(6)	(8)	(11)	(15)	(17)	(21)	(27)	(43)	(51)	(54)	(54)	(44)	(36)	(34)	(30)	(22)	(23)	(18)	(14)	(12)	(8)	(4)	(2)	(2)	(4)	(5)	(7)	(7)	(8)	(7)	(6)	(8)	(7)	(7)	(7)	(8)	(8)	(9)	(12)	(11)	(13)	(14)	(14)	(13)	(12)	(13)	(13)	0	0	0	0	58	117	156	165	115	37	(26)	(82)	(123)	(143)	(151)	(114)	(94)	(59)	(19)	(16)	(104)	(107)	(120)	(120)
Non Interest Expense		(39)	(40)	(42)	(43)	(44)	(46)	(47)	(49)	(50)	(51)	(50)	(51)	(52)	(53)	(57)	(56)	(63)	(65)	(65)	(62)	(65)	(66)	(69)	(71)	(74)	(77)	(78)	(80)	(80)	(81)	(84)	(84)	(96)	(104)	(112)	(125)	(127)	(133)	(140)	(143)	(144)	(146)	(147)	(159)	(170)	(177)	(215)	(251)	(282)	(313)	(312)	(303)	(296)	(292)	(290)	(287)	(289)	(291)	(291)	(285)	(318)	(328)	(334)	(368)	(379)	(406)	(427)	(421)	(406)	(405)	(401)	(405)	(450)	(667)	(838)	(1 034)	(1 119)	(1 055)	(1 021)	(948)	(948)	(916)	(924)	(930)	(942)	(953)	(951)	(995)	(1 003)	(1 009)	(1 018)	(1 001)	(1 161)	(1 287)	(1 413)	(1 521)
Pre-Tax Income		19 N/A	20 +2%	20 N/A	21 +6%	21 +0%	21 +3%	22 +5%	22 -1%	22 -1%	21 -4%	21 N/A	21 -2%	22 +5%	23 +6%	23 +2%	25 +5%	25 +3%	27 +7%	29 +6%	30 +5%	31 +2%	31 +2%	32 +2%	32 +1%	34 +4%	35 +4%	26 -24%	24 -8%	22 -9%	21 -7%	24 +15%	21 -14%	91 +341%	83 -8%	82 -1%	81 -2%	8 -90%	15 +86%	28 +91%	33 +19%	40 +20%	45 +11%	43 -4%	45 +6%	50 +12%	57 +13%	62 +9%	75 +21%	85 +13%	93 +10%	102 +9%	111 +9%	122 +10%	132 +9%	143 +8%	150 +5%	151 +1%	150 -1%	154 +3%	154 0%	142 -8%	153 +8%	164 +7%	169 +3%	197 +17%	201 +2%	206 +2%	224 +9%	226 +1%	226 0%	234 +3%	230 -1%	203 -12%	42 -79%	96 +129%	104 +9%	264 +153%	501 +90%	536 +7%	604 +13%	544 -10%	568 +5%	586 +3%	633 +8%	685 +8%	691 +1%	677 -2%	631 -7%	605 -4%	620 +2%	649 +5%	700 +8%	668 -5%	777 +16%	912 +17%	1 040 +14%
Net Income
Tax Provision		(7)	(7)	(7)	(7)	(7)	(7)	(8)	(7)	(7)	(7)	(7)	(6)	(7)	(7)	(8)	(8)	(8)	(9)	(10)	(10)	(11)	(10)	(11)	(11)	(11)	(12)	(9)	(9)	(8)	(7)	(8)	(7)	(32)	(30)	(30)	(29)	(2)	(5)	(10)	(11)	(13)	(15)	(14)	(15)	(17)	(19)	(21)	(25)	(29)	(32)	(34)	(36)	(39)	(43)	(48)	(51)	(51)	(51)	(52)	(53)	(47)	(51)	(54)	(55)	(59)	(55)	(47)	(46)	(46)	(45)	(48)	(44)	(37)	(2)	(12)	17	(20)	(73)	(81)	(129)	(115)	(119)	(126)	(137)	(149)	(151)	(146)	(137)	(136)	(142)	(152)	(165)	(159)	(186)	(217)	(242)
Income from Continuing Operations		13	13	13	14	14	14	15	15	15	14	14	14	15	16	16	17	17	18	19	20	20	21	21	22	22	23	17	16	14	14	16	14	58	53	53	52	6	10	18	23	27	30	29	30	34	38	41	49	56	61	68	75	82	89	95	100	100	100	103	101	95	102	109	114	138	147	159	178	180	181	186	187	166	40	84	121	243	427	455	476	429	449	459	496	536	540	531	494	469	478	497	535	509	592	695	799
Net Income (Common)		13 N/A	13 +2%	13 +2%	14 +5%	14 +1%	14 +3%	15 +4%	15 -1%	15 N/A	14 -3%	14 N/A	14 -2%	15 +5%	16 +5%	16 +3%	17 +4%	17 +4%	18 +5%	19 +5%	20 +3%	20 +3%	21 +3%	21 +1%	22 +2%	22 +3%	23 +2%	17 -24%	16 -9%	13 -15%	9 -34%	11 +24%	9 -18%	54 +509%	53 -2%	53 -1%	52 -2%	6 -89%	10 +78%	18 +87%	23 +23%	27 +19%	30 +11%	29 -4%	30 +4%	34 +12%	38 +13%	41 +6%	48 +18%	53 +11%	58 +10%	66 +13%	74 +12%	82 +11%	89 +9%	95 +6%	100 +5%	100 +1%	100 0%	103 +3%	101 -1%	95 -6%	102 +8%	109 +7%	88 -20%	112 +27%	120 +8%	132 +10%	179 +35%	181 +1%	182 +1%	187 +2%	187 N/A	166 -11%	40 -76%	84 +109%	121 +44%	243 +102%	427 +76%	455 +6%	476 +5%	429 -10%	449 +5%	459 +2%	496 +8%	536 +8%	540 +1%	531 -2%	494 -7%	469 -5%	478 +2%	497 +4%	535 +8%	509 -5%	592 +16%	695 +17%	799 +15%
EPS (Diluted)		1.47 N/A	1.51 +3%	1.53 +1%	1.62 +6%	1.63 +1%	1.68 +3%	1.76 +5%	1.73 -2%	1.73 N/A	1.67 -3%	1.67 N/A	1.64 -2%	1.73 +5%	1.82 +5%	1.87 +3%	1.93 +3%	1.89 -2%	1.98 +5%	2.08 +5%	2.15 +3%	2.19 +2%	2.27 +4%	2.3 +1%	2.32 +1%	2.18 -6%	2.21 +1%	1.67 -24%	1.52 -9%	1.19 -22%	0.73 -39%	0.86 +18%	0.74 -14%	4.28 +478%	4.13 -4%	4.16 +1%	4.08 -2%	0.41 -90%	0.72 +76%	1.32 +83%	1.64 +24%	1.94 +18%	2.04 +5%	1.92 -6%	2.03 +6%	1.97 -3%	2.24 +14%	1.83 -18%	2.38 +30%	2.19 -8%	2.42 +11%	2.75 +14%	3.08 +12%	3.41 +11%	3.67 +8%	3.91 +7%	4.11 +5%	4.14 +1%	4.12 0%	4.24 +3%	4.18 -1%	3.25 -22%	3.48 +7%	3.71 +7%	2.92 -21%	3.02 +3%	3.25 +8%	3.58 +10%	4.86 +36%	5.08 +5%	5.15 +1%	5.43 +5%	5.36 -1%	4.92 -8%	0.92 -81%	1.17 +27%	2.19 +87%	3.4 +55%	6 +76%	6.44 +7%	6.71 +4%	5.94 -11%	5.9 -1%	6.02 +2%	6.6 +10%	7.03 +7%	7.08 +1%	6.95 -2%	6.46 -7%	6.14 -5%	6.24 +2%	6.49 +4%	6.97 +7%	4.99 -28%	5.8 +16%	6.83 +18%	7.87 +15%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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