Fair Isaac Corp
F:FRI
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Intrinsic Value
The intrinsic value of 
Fair Isaac Corp (FRI) under the Base Case is 794.41 EUR per share.
Compared with the current market price of 642.5 EUR, the stock appears
Undervalued by 19% .
The intrinsic value is calculated using valuation multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Fair Isaac Does
Fair Isaac Corp., best known as FICO, is the company behind the FICO credit score that lenders use to judge how risky it may be to lend to a person. It also sells software and analytics tools that help banks, card issuers, and other lenders make credit decisions, manage accounts, detect fraud, and collect debt more effectively.
- Headquarters
- United States of America US
- Employees
- 3 758
- IPO date
- Jul 22, 1987
Fair Isaac has a wide economic moat
Replacing FICO means lenders must test another score and adjust lending rules built around it, rather than simply buy a cheaper substitute. Its trusted name also helps it collect fees even when competing scores are available at lower prices. These barriers make established customer relationships difficult to displace.
Read the full moat analysis
Revenue & Expenses Breakdown
Fair Isaac Corp
Earnings Waterfall
Fair Isaac Corp
What is the Intrinsic Value of one FRI stock?
The intrinsic value for Fair Isaac Corp (FRI) under the Base Case is 794.41 EUR.
Is FRI stock undervalued or overvalued?
Compared with the current market price of 642.5 EUR, the stock appears Undervalued by 19% .
