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Glacier Bancorp Inc
F:GLC

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Glacier Bancorp Inc
F:GLC
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Price: 41.2 EUR -0.48% Market Closed
Market Cap: €4.7B

P/B

1.5
Current
5%
More Expensive
vs 3-y average of 1.4

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.5
=
Market Cap
€6B
/
Total Equity
$4.2B

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.5
=
Market Cap
€6B
/
Total Equity
$4.2B

Valuation Scenarios

Glacier Bancorp Inc is trading above its 3-year average

If P/B returns to its 3-Year Average (1.4), the stock would be worth €39.06 (5% downside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-19%
Maximum Upside
+67%
Average Upside
13%
Scenario P/B Value Implied Price Upside/Downside
Current Multiple 1.5 €41.2
0%
3-Year Average 1.4 €39.06
-5%
5-Year Average 1.6 €45.16
+10%
Industry Average 1.2 €33.36
-19%
Country Average 2.5 €68.92
+67%

Forward P/B
Today’s price vs future total equity

Not enough data available to calculate forward P/B

Peer Comparison

All Multiples
P/B
P/E
All Countries
Close

Market Distribution

Lower than 76% of companies in the United States of America
Percentile
24rd
Based on 10 946 companies
24rd percentile
1.3
Low
0 — 1.5
Typical Range
1.5 — 4.8
High
4.8 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 1.5
Median 2.5
70th Percentile 4.8
Max 147 580.5

Other Multiples

Glacier Bancorp Inc
Glance View

Glacier Bancorp Inc. traces its roots to the picturesque landscapes of the Northern Rockies, where it began as a local institution serving community banking needs. Founded in 1955, the company has grown beyond a traditional bank, weaving itself into the economic fabric of communities across the Western United States. As a regional bank holding company, Glacier Bancorp operates through a network of subsidiary banks strategically located in key markets such as Montana, Idaho, Wyoming, Colorado, Utah, Washington, and Arizona. Each of these subsidiaries retains a degree of local autonomy while adhering to the parent company's overarching strategic vision, allowing them to respond effectively to the specific needs of their communities. The company's business model revolves around the traditional banking pillars—accepting deposits and providing a diverse array of loan products. Glacier Bancorp earns revenue primarily through the interest spread garnered from loans to businesses and consumers, a fundamental aspect of its profitability. The firm offers a comprehensive suite of financial services, including commercial loans for businesses, real estate loans for both commercial and residential properties, and consumer loans for personal needs. Simultaneously, the company's focus on community-customized services and personalized banking experiences has fostered strong customer relationships, contributing to its sustained growth trajectory. Operating through its decentralized yet strategically managed subsidiaries, Glacier Bancorp successfully balances regional customer-centric operations with the financial stability and strategic guidance of a substantial banking institution.

GLC Intrinsic Value
51.63 EUR
Undervaluation 20%
Intrinsic Value
Price €41.2
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