HDFC Bank Ltd
F:HDFA
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Intrinsic Value
The intrinsic value of 
HDFC Bank Ltd (HDFA) under the Base Case is 51.31 EUR per share.
Compared with the current market price of 22.2 EUR, the stock appears
Undervalued by 57% .
The intrinsic value is calculated using the DCF method.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What HDFC Bank Does
HDFC Bank is one of India’s largest private banks. It takes deposits from households and businesses, lends that money through home loans, personal loans, business loans, and credit cards, and also handles everyday banking such as savings accounts, payments, and fixed deposits. Its main customers are retail customers, small and medium-sized businesses, and larger companies that need banking services.
- Headquarters
- India IN
- Employees
- 211 178
- IPO date
- Jul 23, 2001
HDFC Bank has no economic moat
Customers can use rival banks for new loans and savings without moving their entire relationship away from HDFC Bank. Its large branch network and familiar name help it compete, but do not prevent other major Indian banks from offering comparable services and attractive rates.
Read the full moat analysisWhat is the Intrinsic Value of one HDFA stock?
The intrinsic value for HDFC Bank Ltd (HDFA) under the Base Case is 51.31 EUR.
Is HDFA stock undervalued or overvalued?
Compared with the current market price of 22.2 EUR, the stock appears Undervalued by 57% .
