Humana Inc
F:HUM
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
Salesforce Inc
NYSE:CRM
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
HK |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
Economic Moat
Humana has a narrow economic moat
Coordinating insurance with doctors, pharmacies and home care helps Humana avoid costly hospital visits and offer more benefits from the money it receives. Its established care network is harder for smaller insurers to reproduce, giving it some protection from competitors that must buy these services separately.
What protects Humana from competitors
Low-Cost Production
Humana combines its Medicare Advantage plans with CenterWell clinics, pharmacies and home care, alongside doctors rewarded for keeping patients healthy rather than providing more treatments. Its reported reductions in hospital use support a cost advantage over less coordinated insurers, while reproducing its established care network requires substantial investment and time.
What could weaken Humana's moat
Rivals match coordinated care
If competing insurers build or secure equally effective networks of clinics, pharmacies and home care, they could match Humana’s care costs and remove the savings that help distinguish its plans.
