Sparebanken Norge
F:K7I
Income Statement
Income Statement
Sparebanken Norge
| Jun-2001 | Sep-2001 | Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Jun-2018 | Sep-2018 | Dec-2018 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
765
|
779
|
787
|
804
|
824
|
849
|
876
|
899
|
910
|
916
|
903
|
904
|
929
|
941
|
960
|
1 692
|
1 683
|
1 686
|
972
|
985
|
1 002
|
1 020
|
1 042
|
1 052
|
1 074
|
1 639
|
1 126
|
1 691
|
1 709
|
1 222
|
1 308
|
1 363
|
1 444
|
2 177
|
1 453
|
2 203
|
2 201
|
1 511
|
1 516
|
1 522
|
1 531
|
1 561
|
1 590
|
1 634
|
1 688
|
1 730
|
1 797
|
1 834
|
1 944
|
2 059
|
2 161
|
2 268
|
2 294
|
2 297
|
2 320
|
2 340
|
2 349
|
2 366
|
2 354
|
2 377
|
2 394
|
2 393
|
2 399
|
2 400
|
2 430
|
2 488
|
2 565
|
2 629
|
2 671
|
2 716
|
2 890
|
3 005
|
3 118
|
3 956
|
3 214
|
3 158
|
3 104
|
3 046
|
3 111
|
3 209
|
3 299
|
3 407
|
3 535
|
3 728
|
3 994
|
4 585
|
4 936
|
5 242
|
6 704
|
5 833
|
6 013
|
6 159
|
6 228
|
7 057
|
8 244
|
9 399
|
|
| Interest Income |
2 389
|
2 538
|
2 560
|
2 564
|
2 567
|
2 587
|
2 690
|
2 756
|
2 744
|
2 601
|
2 316
|
2 059
|
1 842
|
1 720
|
1 725
|
3 008
|
3 052
|
3 082
|
1 883
|
1 964
|
2 061
|
2 210
|
2 359
|
2 560
|
2 859
|
4 783
|
3 642
|
5 695
|
6 127
|
5 062
|
5 548
|
5 573
|
5 283
|
6 901
|
3 955
|
5 866
|
5 823
|
3 779
|
3 947
|
4 053
|
4 136
|
4 232
|
4 390
|
4 625
|
4 823
|
4 918
|
4 944
|
4 876
|
4 916
|
4 989
|
5 074
|
5 187
|
5 233
|
5 254
|
5 265
|
5 174
|
5 031
|
4 853
|
4 653
|
4 532
|
4 417
|
4 319
|
4 272
|
4 273
|
4 298
|
4 338
|
4 378
|
4 462
|
4 573
|
4 728
|
5 181
|
5 494
|
5 816
|
7 452
|
6 070
|
5 640
|
5 125
|
4 583
|
4 338
|
4 367
|
4 525
|
4 848
|
5 378
|
6 245
|
7 671
|
10 921
|
12 811
|
14 490
|
18 998
|
17 419
|
18 361
|
18 874
|
19 196
|
21 591
|
24 857
|
27 947
|
|
| Interest Expense |
1 624
|
1 759
|
1 773
|
1 760
|
1 743
|
1 738
|
1 814
|
1 857
|
1 834
|
1 685
|
1 413
|
1 155
|
913
|
779
|
765
|
1 316
|
1 369
|
1 396
|
911
|
979
|
1 059
|
1 190
|
1 317
|
1 508
|
1 785
|
1 289
|
2 516
|
2 149
|
2 563
|
3 840
|
4 240
|
4 210
|
3 839
|
3 223
|
2 502
|
3 663
|
2 121
|
2 268
|
2 431
|
2 531
|
2 605
|
2 671
|
2 800
|
2 991
|
3 135
|
3 188
|
3 147
|
3 042
|
2 972
|
2 930
|
2 913
|
2 919
|
2 939
|
2 957
|
2 945
|
2 834
|
2 682
|
2 487
|
2 299
|
2 155
|
2 023
|
1 926
|
1 873
|
1 873
|
1 868
|
1 850
|
1 813
|
1 833
|
1 902
|
2 012
|
2 291
|
2 489
|
2 698
|
2 903
|
2 856
|
2 482
|
2 021
|
1 537
|
1 227
|
1 158
|
1 226
|
1 441
|
1 843
|
2 517
|
3 677
|
6 336
|
7 875
|
9 249
|
10 488
|
11 586
|
12 348
|
12 715
|
12 968
|
14 534
|
16 613
|
18 548
|
|
| Non Interest Income |
303
|
252
|
260
|
317
|
302
|
228
|
203
|
207
|
249
|
386
|
442
|
488
|
484
|
476
|
484
|
819
|
850
|
891
|
550
|
606
|
621
|
656
|
702
|
706
|
754
|
1 143
|
753
|
1 065
|
1 051
|
546
|
451
|
409
|
375
|
715
|
572
|
848
|
924
|
693
|
720
|
794
|
733
|
646
|
685
|
758
|
775
|
968
|
1 235
|
926
|
945
|
878
|
2 873
|
1 057
|
1 236
|
1 258
|
3 505
|
1 260
|
1 194
|
1 464
|
2 217
|
2 533
|
2 665
|
2 647
|
3 752
|
4 240
|
4 049
|
3 817
|
2 255
|
2 367
|
2 410
|
1 644
|
1 825
|
1 798
|
2 215
|
2 506
|
2 216
|
2 247
|
3 304
|
3 576
|
3 566
|
3 616
|
3 499
|
3 741
|
3 708
|
3 890
|
2 373
|
1 694
|
1 497
|
1 907
|
1 994
|
1 781
|
1 954
|
2 812
|
2 128
|
2 596
|
2 824
|
2 988
|
|
| Revenue |
1 068
N/A
|
1 031
-3%
|
1 047
+2%
|
1 121
+7%
|
1 126
+0%
|
1 077
-4%
|
1 079
+0%
|
1 106
+3%
|
1 159
+5%
|
1 302
+12%
|
1 345
+3%
|
1 392
+3%
|
1 413
+2%
|
1 417
+0%
|
1 444
+2%
|
2 511
+74%
|
2 533
+1%
|
2 577
+2%
|
1 522
-41%
|
1 591
+5%
|
1 623
+2%
|
1 676
+3%
|
1 744
+4%
|
1 758
+1%
|
1 828
+4%
|
2 782
+52%
|
1 879
-32%
|
2 756
+47%
|
2 760
+0%
|
1 768
-36%
|
1 759
-1%
|
1 772
+1%
|
1 819
+3%
|
2 892
+59%
|
2 025
-30%
|
3 051
+51%
|
3 125
+2%
|
2 204
-29%
|
2 236
+1%
|
2 316
+4%
|
2 264
-2%
|
2 207
-3%
|
2 275
+3%
|
2 392
+5%
|
2 463
+3%
|
2 698
+10%
|
3 032
+12%
|
2 760
-9%
|
2 889
+5%
|
2 937
+2%
|
5 034
+71%
|
3 325
-34%
|
3 530
+6%
|
3 555
+1%
|
5 825
+64%
|
3 600
-38%
|
3 543
-2%
|
3 830
+8%
|
4 571
+19%
|
4 910
+7%
|
5 059
+3%
|
5 040
0%
|
6 151
+22%
|
6 640
+8%
|
6 479
-2%
|
6 305
-3%
|
4 820
-24%
|
4 996
+4%
|
5 081
+2%
|
4 360
-14%
|
4 715
+8%
|
4 803
+2%
|
5 333
+11%
|
6 462
+21%
|
5 430
-16%
|
5 405
0%
|
6 408
+19%
|
6 622
+3%
|
6 677
+1%
|
6 825
+2%
|
6 798
0%
|
7 148
+5%
|
7 243
+1%
|
7 618
+5%
|
6 367
-16%
|
6 279
-1%
|
6 433
+2%
|
7 149
+11%
|
8 698
+22%
|
7 614
-12%
|
7 967
+5%
|
8 971
+13%
|
8 356
-7%
|
9 653
+16%
|
11 068
+15%
|
12 387
+12%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(44)
|
(37)
|
(86)
|
(86)
|
(82)
|
(92)
|
(166)
|
(201)
|
(235)
|
(244)
|
(114)
|
(109)
|
(69)
|
(43)
|
(60)
|
(74)
|
(71)
|
(17)
|
75
|
87
|
111
|
76
|
48
|
36
|
40
|
76
|
34
|
41
|
2
|
(102)
|
(204)
|
(252)
|
(284)
|
(432)
|
(270)
|
(339)
|
(321)
|
(145)
|
(127)
|
(122)
|
(115)
|
(118)
|
(126)
|
(165)
|
(165)
|
(159)
|
(147)
|
(119)
|
(121)
|
(134)
|
(280)
|
(305)
|
(398)
|
(574)
|
(410)
|
(402)
|
(317)
|
(129)
|
(185)
|
(172)
|
(150)
|
(87)
|
(39)
|
(42)
|
(47)
|
(101)
|
(33)
|
51
|
29
|
(6)
|
(44)
|
(16)
|
(52)
|
(177)
|
(316)
|
(380)
|
(448)
|
(340)
|
(174)
|
(76)
|
31
|
43
|
1
|
(11)
|
(52)
|
(90)
|
(120)
|
(95)
|
(139)
|
(102)
|
(95)
|
(97)
|
(64)
|
(219)
|
(279)
|
(312)
|
|
| Non Interest Expense |
(726)
|
(734)
|
(761)
|
(779)
|
(791)
|
(793)
|
(810)
|
(820)
|
(830)
|
(849)
|
(836)
|
(852)
|
(873)
|
(890)
|
(897)
|
(1 566)
|
(1 570)
|
(1 572)
|
(961)
|
(974)
|
(996)
|
(1 005)
|
(999)
|
(1 005)
|
(1 021)
|
(1 548)
|
(1 048)
|
(1 568)
|
(1 604)
|
(1 129)
|
(1 144)
|
(1 207)
|
(1 221)
|
(1 862)
|
(1 255)
|
(1 840)
|
(1 861)
|
(1 279)
|
(1 309)
|
(1 385)
|
(1 394)
|
(1 388)
|
(1 417)
|
(1 467)
|
(1 540)
|
(1 604)
|
(1 602)
|
(1 328)
|
(1 304)
|
(1 281)
|
(3 533)
|
(1 546)
|
(1 557)
|
(1 598)
|
(3 922)
|
(1 824)
|
(1 937)
|
(2 290)
|
(2 990)
|
(3 427)
|
(3 442)
|
(3 017)
|
(4 156)
|
(4 532)
|
(4 434)
|
(4 462)
|
(2 943)
|
(2 993)
|
(3 025)
|
(2 201)
|
(2 267)
|
(2 285)
|
(2 687)
|
(3 362)
|
(2 909)
|
(2 911)
|
(3 568)
|
(3 606)
|
(3 690)
|
(3 676)
|
(3 774)
|
(3 900)
|
(3 981)
|
(4 060)
|
(2 811)
|
(2 280)
|
(2 342)
|
(2 636)
|
(2 885)
|
(2 400)
|
(2 332)
|
(3 233)
|
(2 492)
|
(2 909)
|
(3 546)
|
(3 965)
|
|
| Pre-Tax Income |
298
N/A
|
260
-13%
|
200
-23%
|
256
+28%
|
253
-1%
|
192
-24%
|
103
-46%
|
85
-17%
|
94
+11%
|
209
+122%
|
395
+89%
|
431
+9%
|
471
+9%
|
484
+3%
|
487
+1%
|
871
+79%
|
892
+2%
|
988
+11%
|
636
-36%
|
704
+11%
|
738
+5%
|
747
+1%
|
793
+6%
|
789
-1%
|
847
+7%
|
1 310
+55%
|
865
-34%
|
1 229
+42%
|
1 158
-6%
|
537
-54%
|
411
-23%
|
313
-24%
|
314
+0%
|
598
+90%
|
500
-16%
|
872
+74%
|
943
+8%
|
780
-17%
|
800
+3%
|
809
+1%
|
755
-7%
|
701
-7%
|
732
+4%
|
760
+4%
|
758
0%
|
935
+23%
|
1 283
+37%
|
1 313
+2%
|
1 464
+12%
|
1 522
+4%
|
1 221
-20%
|
1 474
+21%
|
1 575
+7%
|
1 383
-12%
|
1 493
+8%
|
1 374
-8%
|
1 289
-6%
|
1 411
+9%
|
1 396
-1%
|
1 311
-6%
|
1 467
+12%
|
1 936
+32%
|
1 956
+1%
|
2 066
+6%
|
1 998
-3%
|
1 742
-13%
|
1 844
+6%
|
2 054
+11%
|
2 085
+2%
|
2 153
+3%
|
2 404
+12%
|
2 502
+4%
|
2 594
+4%
|
2 923
+13%
|
2 205
-25%
|
2 114
-4%
|
2 392
+13%
|
2 676
+12%
|
2 813
+5%
|
3 073
+9%
|
3 055
-1%
|
3 291
+8%
|
3 263
-1%
|
3 547
+9%
|
3 504
-1%
|
3 909
+12%
|
3 971
+2%
|
4 418
+11%
|
5 674
+28%
|
5 112
-10%
|
5 540
+8%
|
5 641
+2%
|
5 800
+3%
|
6 525
+13%
|
7 243
+11%
|
8 110
+12%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(93)
|
(91)
|
(63)
|
(75)
|
(79)
|
(90)
|
(34)
|
(28)
|
(26)
|
(29)
|
(118)
|
(128)
|
(140)
|
(144)
|
(179)
|
(291)
|
(297)
|
(324)
|
(161)
|
(176)
|
(171)
|
(162)
|
(190)
|
(182)
|
(202)
|
(325)
|
(215)
|
(321)
|
(313)
|
(186)
|
(204)
|
(182)
|
(172)
|
(224)
|
(137)
|
(233)
|
(237)
|
(180)
|
(189)
|
(184)
|
(185)
|
(191)
|
(184)
|
(193)
|
(197)
|
(231)
|
(353)
|
(369)
|
(412)
|
(424)
|
(313)
|
(350)
|
(332)
|
(276)
|
(305)
|
(291)
|
(306)
|
(352)
|
(349)
|
(329)
|
(327)
|
(419)
|
(435)
|
(455)
|
(471)
|
(410)
|
(427)
|
(464)
|
(474)
|
(492)
|
(511)
|
(522)
|
(531)
|
(542)
|
(398)
|
(371)
|
(358)
|
(396)
|
(434)
|
(497)
|
(542)
|
(586)
|
(587)
|
(662)
|
(687)
|
(757)
|
(779)
|
(874)
|
(906)
|
(900)
|
(971)
|
(988)
|
(1 039)
|
(1 170)
|
(1 334)
|
(1 536)
|
|
| Income from Continuing Operations |
205
|
169
|
137
|
181
|
174
|
102
|
69
|
57
|
68
|
180
|
277
|
303
|
331
|
340
|
308
|
580
|
595
|
664
|
475
|
528
|
567
|
585
|
603
|
607
|
645
|
985
|
650
|
908
|
845
|
351
|
207
|
131
|
142
|
374
|
363
|
639
|
706
|
600
|
611
|
625
|
570
|
510
|
548
|
567
|
561
|
704
|
930
|
944
|
1 052
|
1 098
|
908
|
1 124
|
1 243
|
1 107
|
1 188
|
1 083
|
983
|
1 059
|
1 047
|
982
|
1 140
|
1 517
|
1 521
|
1 611
|
1 527
|
1 332
|
1 417
|
1 590
|
1 611
|
1 661
|
1 893
|
1 980
|
2 063
|
2 381
|
1 807
|
1 743
|
2 034
|
2 280
|
2 379
|
2 576
|
2 513
|
2 705
|
2 676
|
2 885
|
2 817
|
3 152
|
3 192
|
3 544
|
4 768
|
4 212
|
4 569
|
4 653
|
4 761
|
5 355
|
5 909
|
6 574
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
(2)
|
(2)
|
(2)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(1)
|
(2)
|
(1)
|
(1)
|
(2)
|
(2)
|
(1)
|
(2)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(2)
|
(23)
|
(54)
|
(83)
|
|
| Net Income (Common) |
205
N/A
|
169
-18%
|
137
-19%
|
181
+32%
|
174
-4%
|
102
-41%
|
67
-34%
|
55
-18%
|
66
+20%
|
178
+170%
|
277
+56%
|
303
+9%
|
331
+9%
|
340
+3%
|
308
-9%
|
580
+88%
|
595
+3%
|
664
+12%
|
475
-28%
|
528
+11%
|
567
+7%
|
585
+3%
|
603
+3%
|
607
+1%
|
645
+6%
|
985
+53%
|
649
-34%
|
907
+40%
|
844
-7%
|
349
-59%
|
206
-41%
|
130
-37%
|
140
+8%
|
372
+166%
|
362
-3%
|
637
+76%
|
705
+11%
|
600
-15%
|
611
+2%
|
625
+2%
|
570
-9%
|
510
-11%
|
548
+7%
|
424
-23%
|
313
-26%
|
277
-12%
|
198
-28%
|
201
+1%
|
224
+12%
|
234
+4%
|
193
-17%
|
236
+22%
|
259
+10%
|
229
-12%
|
244
+7%
|
219
-10%
|
196
-10%
|
209
+7%
|
268
+28%
|
268
+0%
|
320
+19%
|
425
+33%
|
376
-12%
|
393
+5%
|
367
-7%
|
313
-15%
|
329
+5%
|
360
+10%
|
363
+1%
|
370
+2%
|
485
+31%
|
510
+5%
|
520
+2%
|
648
+25%
|
546
-16%
|
603
+10%
|
813
+35%
|
911
+12%
|
950
+4%
|
1 028
+8%
|
1 005
-2%
|
1 083
+8%
|
1 071
-1%
|
1 155
+8%
|
1 127
-2%
|
1 271
+13%
|
1 292
+2%
|
1 443
+12%
|
1 941
+35%
|
1 717
-12%
|
1 862
+8%
|
1 893
+2%
|
1 936
+2%
|
2 166
+12%
|
2 375
+10%
|
2 629
+11%
|
|
| EPS (Diluted) |
30.56
N/A
|
25.2
-18%
|
20.43
-19%
|
26.99
+32%
|
25.95
-4%
|
15.21
-41%
|
9.99
-34%
|
8.2
-18%
|
9.84
+20%
|
26.54
+170%
|
41.34
+56%
|
45.17
+9%
|
49.34
+9%
|
50.68
+3%
|
46.66
-8%
|
87.52
+88%
|
89.78
+3%
|
100.2
+12%
|
71.96
-28%
|
79.68
+11%
|
85.57
+7%
|
88.29
+3%
|
91.36
+3%
|
91.6
+0%
|
98.92
+8%
|
150.47
+52%
|
98.33
-35%
|
136.59
+39%
|
120.48
-12%
|
50.02
-58%
|
29.42
-41%
|
18.44
-37%
|
19.86
+8%
|
34.8
+75%
|
33.83
-3%
|
59.59
+76%
|
25.32
-58%
|
21.55
-15%
|
22.29
+3%
|
22.84
+2%
|
20.83
-9%
|
18.65
-10%
|
14.09
-24%
|
10.9
-23%
|
8.05
-26%
|
7.29
-9%
|
5.26
-28%
|
5.27
+0%
|
5.88
+12%
|
6.1
+4%
|
5.04
-17%
|
6.15
+22%
|
6.72
+9%
|
5.94
-12%
|
6.3
+6%
|
5.68
-10%
|
5.08
-11%
|
5.42
+7%
|
6.56
+21%
|
6.48
-1%
|
7.74
+19%
|
7.19
-7%
|
6.36
-12%
|
6.65
+5%
|
6.21
-7%
|
5.29
-15%
|
5.56
+5%
|
5.84
+5%
|
5.83
0%
|
6.04
+4%
|
6.92
+15%
|
7.66
+11%
|
7.46
-3%
|
5.7
-24%
|
4.91
-14%
|
5.44
+11%
|
7.35
+35%
|
8.29
+13%
|
8.67
+5%
|
9.35
+8%
|
9.16
-2%
|
9.91
+8%
|
9.77
-1%
|
10.77
+10%
|
10.29
-4%
|
11.25
+9%
|
11.42
+2%
|
13.15
+15%
|
17.17
+31%
|
15.06
-12%
|
16.39
+9%
|
16.66
+2%
|
17.08
+3%
|
12.77
-25%
|
13.34
+4%
|
16.78
+26%
|
|