Personal banking
This covers everyday banking for private customers, including accounts, cards, savings, mortgages, and other home financing.
Customers
Individuals and households in Thurgau and nearby areas.
Revenue Model
The bank earns interest on loans and mortgages, plus fees on accounts, cards, and selected banking services.
Business banking
This serves small and medium-sized companies with business accounts, payment services, lending, working capital financing, and other financing needs.
Customers
Local businesses, entrepreneurs, and self-employed clients.
Revenue Model
The bank earns interest on business loans and credit lines, along with service fees for payments, cash management, and other business banking services.
Wealth and investment services
This provides investment advice, asset management, securities services, and other advisory support for clients with savings and investable assets.
Customers
Private banking clients, affluent individuals, and some business owners and institutions.
Revenue Model
The bank earns advisory fees, portfolio management fees, and transaction-related income from investment products and securities services.