Unum Group
F:UUM
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Intrinsic Value
The intrinsic value of 
Unum Group (UUM) under the Base Case is 53.89 EUR per share.
Compared with the current market price of 70.26 EUR, the stock appears
Overvalued by 23% .
The intrinsic value is the average of valuations using the DCF method and multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Unum Group Does
Unum Group is an insurance company that sells employee benefits coverage, especially disability insurance, life insurance, accident coverage, and related workplace protection plans. It serves employers, workers, and individuals, mainly through benefits offered at work or purchased to protect income and families from illness, injury, or death.
- Headquarters
- United States of America US
- Employees
- 10 684
- IPO date
- Nov 6, 1986
Unum Group has no economic moat
Employers can choose other insurers when renewing workplace benefit plans, and several large carriers offer similar coverage, so rivals can compete for Unum’s customers. Unum’s name and customer base do not by themselves make its benefits more valuable or allow it to charge more.
Read the full moat analysisWhat is the Intrinsic Value of one UUM stock?
The intrinsic value for Unum Group (UUM) under the Base Case is 53.89 EUR.
Is UUM stock undervalued or overvalued?
Compared with the current market price of 70.26 EUR, the stock appears Overvalued by 23% .
