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Asuransi Ramayana Tbk PT
IDX:ASRM

Watchlist Manager
Asuransi Ramayana Tbk PT Logo
Asuransi Ramayana Tbk PT
IDX:ASRM
Watchlist
Price: 300 IDR Market Closed
Market Cap: Rp383.4B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Income Statement
Asuransi Ramayana Tbk PT

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Income Statement
Currency: IDR
Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Jun-2025 Sep-2025
Revenue
Interest Expense
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
237
329
454
702
461
885
952
953
890
1 066
1 256
1 387
1 460
1 524
1 512
1 523
1 573
1 617
1 661
0
1 737
2 554
2 487
2 935
1 582
1 524
1 619
1 502
1 444
1 592
1 704
1 945
2 187
2 246
2 286
2 289
2 267
2 231
2 138
2 015
2 069
2 107
2 109
2 114
1 882
1 948
1 905
1 875
1 309
1 291
3 137
6 559
8 469
0
0
Gross Premiums Earned
116 079
125 121
131 318
137 483
146 433
156 972
162 297
170 961
182 530
191 759
204 279
222 405
215 942
218 564
220 096
214 544
227 495
230 240
220 001
205 776
234 117
218 934
214 650
221 825
237 045
242 279
265 402
276 773
277 372
280 583
299 782
309 050
351 852
366 399
380 879
400 002
375 635
387 719
442 615
494 585
542 297
581 734
628 118
654 926
0
702 097
714 563
753 506
757 390
779 370
774 482
750 203
801 887
831 878
824 948
924 423
902 165
971 680
1 091 604
1 101 598
1 177 500
1 240 914
1 333 814
0
1 323 140
829 842
903 966
1 244 733
1 588 739
1 692 458
1 745 355
1 869 877
1 990 237
1 989 576
2 030 350
1 960 049
1 904 714
1 928 315
2 001 195
1 962 819
1 578 310
504 722
301 273
Revenue
116 079
N/A
125 121
+8%
131 318
+5%
137 483
+5%
146 433
+7%
156 972
+7%
162 297
+3%
170 961
+5%
182 530
+7%
191 759
+5%
204 279
+7%
222 405
+9%
215 942
-3%
218 564
+1%
220 096
+1%
214 544
-3%
227 495
+6%
230 240
+1%
220 001
-4%
205 776
-6%
234 117
+14%
218 934
-6%
214 650
-2%
221 825
+3%
237 045
+7%
242 279
+2%
265 402
+10%
276 773
+4%
277 372
+0%
280 583
+1%
299 782
+7%
313 315
+5%
351 852
+12%
370 664
+5%
385 144
+4%
400 002
+4%
382 424
-4%
394 507
+3%
463 703
+18%
515 673
+11%
562 478
+9%
601 915
+7%
633 999
+5%
660 807
+4%
663 002
+0%
708 670
+7%
721 136
+2%
760 079
+5%
752 975
-1%
774 956
+3%
770 068
-1%
746 227
-3%
814 699
+9%
844 690
+4%
837 760
-1%
936 796
+12%
923 608
-1%
993 123
+8%
1 113 047
+12%
1 123 041
+1%
1 186 670
+6%
1 250 084
+5%
1 342 983
+7%
1 311 539
-2%
1 338 387
+2%
1 371 140
+2%
1 445 263
+5%
1 527 130
+6%
1 606 159
+5%
1 692 458
+5%
1 750 893
+3%
1 876 220
+7%
2 007 199
+7%
2 001 382
0%
2 040 130
+2%
1 972 301
-3%
1 979 515
+0%
2 001 957
+1%
2 062 837
+3%
2 024 207
-2%
1 630 394
-19%
403 572
-75%
196 287
-51%
Operating Income
Operating Expenses
(99 306)
(103 721)
(111 321)
(114 013)
(133 804)
(138 161)
(144 771)
(158 711)
(173 016)
(175 562)
(189 190)
(205 156)
(207 933)
(194 991)
(194 360)
(192 259)
(213 057)
(207 243)
(196 911)
(185 278)
(218 092)
(194 618)
(187 707)
(195 744)
(226 284)
(215 342)
(234 555)
(242 299)
(270 050)
(261 701)
(284 941)
(292 359)
(345 994)
(340 797)
(355 546)
(376 382)
(365 720)
(379 382)
(434 601)
(484 047)
(520 675)
(550 395)
(565 860)
(598 204)
(627 083)
(672 898)
(686 601)
(717 780)
(731 398)
(752 908)
(745 347)
(736 267)
(784 084)
(819 236)
(835 298)
(906 549)
(892 329)
(951 420)
(1 069 691)
(1 094 012)
(1 141 760)
(1 198 225)
(1 297 367)
(1 272 410)
(1 289 463)
(1 332 649)
(1 404 329)
(1 478 059)
(1 558 522)
(1 672 888)
(1 707 804)
(1 834 713)
(1 937 302)
(1 930 347)
(1 978 070)
(1 909 154)
(1 916 735)
(1 951 995)
(2 018 188)
(2 117 515)
(1 591 528)
(417 032)
(197 514)
Selling, General & Administrative
(24 609)
(27 705)
(32 521)
(33 844)
(34 699)
(40 886)
(43 410)
(49 578)
(55 926)
(59 531)
(65 553)
(79 053)
(70 960)
(64 873)
(54 694)
(45 172)
(49 983)
(56 093)
(58 082)
(51 248)
(53 924)
(48 536)
(42 928)
(40 971)
(37 813)
(36 052)
(40 255)
(43 108)
(44 439)
(67 240)
(107 589)
(132 059)
(46 702)
(144 225)
(140 957)
(152 654)
(186 741)
(197 273)
(226 705)
(250 113)
(267 397)
(288 223)
(303 813)
(326 504)
(353 079)
(377 130)
(398 872)
(404 158)
(389 174)
(409 491)
(397 095)
(383 437)
(409 567)
(435 438)
(444 429)
(502 483)
(489 352)
(467 180)
(515 534)
(493 407)
(513 443)
(553 810)
(543 911)
(510 517)
(533 229)
(527 181)
(546 701)
(597 375)
(599 867)
(633 407)
(661 046)
(693 008)
(336 123)
(772 946)
(799 330)
(787 065)
(364 908)
(795 657)
(747 089)
(793 966)
(349 293)
(319 013)
(226 151)
Depreciation & Amortization
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(1 474)
(3 618)
(7 568)
(10 326)
(13 406)
(14 215)
(12 856)
(12 744)
(14 122)
(13 137)
(12 208)
(10 388)
(6 489)
(6 262)
(6 271)
(8 434)
(10 612)
(10 124)
(9 974)
(9 335)
(8 834)
(9 419)
(9 753)
(9 158)
(12 548)
(11 734)
(14 335)
(17 277)
(13 777)
(16 865)
(16 328)
(21 389)
(20 948)
(22 264)
(22 734)
(13 196)
(15 755)
(14 912)
(15 091)
(15 105)
(15 481)
(15 775)
(12 548)
(51 747)
(52 728)
(57 369)
(61 255)
(21 087)
(14 114)
0
Benefits Claims Loss Adjustment
(27 668)
(32 950)
(35 557)
(39 858)
(44 650)
(46 167)
(49 823)
(53 409)
(59 701)
(67 368)
(71 008)
(74 649)
(75 570)
(75 764)
(85 167)
(85 438)
(92 753)
(89 014)
(75 775)
(77 830)
(79 058)
(69 471)
(64 051)
(69 362)
(83 909)
(97 155)
(111 947)
(111 591)
(115 957)
(132 039)
(143 413)
(149 518)
(159 222)
(162 885)
(172 581)
(179 656)
(171 674)
(171 181)
(196 246)
(222 047)
(241 113)
(250 676)
(251 273)
(264 690)
0
(290 313)
(283 036)
(304 571)
(333 198)
(332 757)
(337 256)
(343 209)
(364 969)
(374 951)
(381 090)
(394 063)
(392 741)
(470 615)
(541 447)
(585 183)
(610 882)
(630 454)
(736 418)
0
(734 747)
(480 210)
(531 029)
(725 537)
(945 064)
(1 023 331)
(1 040 718)
(1 132 946)
(1 149 941)
(1 141 427)
(1 154 792)
(1 101 393)
(1 082 631)
(1 095 907)
(1 213 730)
(1 262 294)
(910 779)
(155 531)
94 413
Other Operating Expenses
(47 029)
(43 068)
(43 245)
(40 313)
(54 456)
(51 110)
(51 539)
(55 724)
(57 389)
(48 663)
(52 630)
(51 455)
(61 402)
(54 355)
(54 498)
(61 647)
(70 321)
(62 134)
(63 053)
(56 200)
(85 109)
(76 611)
(80 728)
(85 411)
(104 563)
(82 135)
(82 353)
(87 599)
(109 654)
(62 420)
(33 938)
(10 782)
(140 070)
(32 212)
(38 390)
(36 502)
3 021
2 478
2 564
968
580
2 627
2 365
5 200
(263 616)
1 035
1 569
(2 780)
(592)
(48)
(872)
353
(213)
(13)
(360)
(250)
(1 077)
(1 077)
(977)
(1 087)
(158)
(183)
(173)
(745 564)
(97)
(304 310)
(304 334)
(132 412)
(395)
(395)
8 872
6 332
(436 133)
(494)
(8 172)
(8 147)
(417 449)
(7 703)
(0)
(0)
(310 370)
71 626
(65 777)
Operating Income
16 774
N/A
21 399
+28%
19 995
-7%
23 469
+17%
12 629
-46%
18 810
+49%
17 526
-7%
12 250
-30%
9 514
-22%
16 198
+70%
15 090
-7%
17 250
+14%
8 009
-54%
23 572
+194%
25 736
+9%
22 286
-13%
14 437
-35%
22 998
+59%
23 090
+0%
20 497
-11%
16 025
-22%
24 315
+52%
26 942
+11%
26 079
-3%
10 761
-59%
26 936
+150%
30 847
+15%
34 475
+12%
7 321
-79%
18 883
+158%
14 840
-21%
20 955
+41%
5 859
-72%
29 866
+410%
29 598
-1%
23 620
-20%
16 703
-29%
15 125
-9%
29 102
+92%
31 627
+9%
41 804
+32%
51 522
+23%
68 141
+32%
62 605
-8%
35 919
-43%
35 773
0%
34 536
-3%
42 299
+22%
21 576
-49%
22 048
+2%
24 721
+12%
9 959
-60%
30 615
+207%
25 452
-17%
2 461
-90%
30 247
+1 129%
31 280
+3%
41 705
+33%
43 356
+4%
29 029
-33%
44 910
+55%
51 859
+15%
45 616
-12%
39 129
-14%
48 925
+25%
38 491
-21%
40 935
+6%
49 071
+20%
47 637
-3%
19 570
-59%
43 089
+120%
41 507
-4%
69 897
+68%
71 035
+2%
62 061
-13%
63 147
+2%
62 780
-1%
49 961
-20%
44 649
-11%
(93 308)
N/A
38 866
N/A
(13 460)
N/A
(1 227)
+91%
Pre-Tax Income
Interest Income Expense
3 857
0
0
0
4 502
0
0
0
8 125
0
0
0
9 067
0
0
0
9 046
0
0
0
15 079
0
0
0
18 718
0
0
0
25 018
777
1 276
1 341
28 362
5 417
13 427
19 259
22 611
23 765
23 692
25 454
25 837
25 136
24 284
23 355
41 539
43 521
39 560
38 402
44 694
45 186
43 857
44 068
34 308
37 265
38 854
38 449
21 315
14 972
16 523
22 782
14 690
14 764
10 658
4 503
12 781
21 005
23 003
20 694
9 462
26 271
12 178
11 486
12 323
26 825
27 852
28 338
40 852
38 552
35 589
43 355
(1 470)
0
0
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
128 516
0
0
0
Gain/Loss on Disposition of Assets
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 281
2 262
2 113
1 633
2 188
2 772
3 298
4 144
4 770
2 964
2 600
1 219
643
913
927
0
22
39
12
216
325
405
496
1 158
1 033
910
819
1 703
1 701
4 806
4 805
3 831
3 838
2 199
0
12 056
4 860
5 817
5 822
8 934
5 546
3 121
10 180
6 990
6 986
7 027
872
3 113
3 118
3 077
4 041
1 871
0
0
Total Other Income
1 767
3 230
1 926
1 022
3 805
2 929
4 011
4 820
789
2 001
931
(1 076)
2 275
702
216
3 547
3 835
3 930
3 662
6 881
1 195
3 228
4 244
(184)
4 053
2 334
3 234
3 870
7 072
6 844
6 787
6 600
4 464
1 660
795
801
1 389
2 130
1 224
2 424
(555)
(1 226)
616
(1 029)
2 022
2 439
6 292
3 141
11 343
10 141
7 693
9 986
7 763
7 625
11 029
11 209
33 901
33 087
25 670
26 953
11 579
13 148
16 990
26 561
3 068
15 320
14 517
8 208
11 735
11 924
11 534
10 530
872
(579)
835
602
(515)
2 936
11 765
10 495
2 649
21 231
2 111
Pre-Tax Income
22 398
N/A
24 627
+10%
21 920
-11%
24 489
+12%
20 937
-15%
21 739
+4%
21 537
-1%
17 069
-21%
18 429
+8%
18 198
-1%
16 020
-12%
16 174
+1%
19 350
+20%
24 274
+25%
25 952
+7%
25 833
0%
27 318
+6%
26 929
-1%
26 753
-1%
27 379
+2%
32 299
+18%
27 543
-15%
31 186
+13%
25 896
-17%
33 531
+29%
29 271
-13%
34 081
+16%
38 343
+13%
39 411
+3%
27 783
-30%
25 165
-9%
31 010
+23%
40 318
+30%
39 132
-3%
46 592
+19%
46 978
+1%
44 848
-5%
45 790
+2%
56 983
+24%
62 106
+9%
68 306
+10%
76 075
+11%
93 953
+24%
85 856
-9%
79 479
-7%
81 754
+3%
80 426
-2%
83 853
+4%
77 830
-7%
77 699
0%
76 674
-1%
64 509
-16%
73 844
+14%
71 375
-3%
53 254
-25%
80 723
+52%
88 199
+9%
91 464
+4%
90 354
-1%
83 569
-8%
75 010
-10%
83 609
+11%
75 463
-10%
70 193
-7%
76 829
+9%
79 677
+4%
84 272
+6%
83 796
-1%
77 768
-7%
63 311
-19%
69 923
+10%
73 703
+5%
90 082
+22%
104 266
+16%
97 775
-6%
92 958
-5%
106 230
+14%
94 567
-11%
95 080
+1%
93 099
-2%
41 916
-55%
7 771
-81%
884
-89%
Net Income
Tax Provision
(6 200)
(6 824)
(5 747)
(6 764)
(5 896)
(6 171)
(6 381)
(4 802)
(2 965)
(2 912)
(2 273)
(2 331)
(3 848)
(4 082)
(4 439)
(4 478)
(9 739)
(9 765)
(9 730)
(9 883)
(10 249)
(10 080)
(11 300)
(8 097)
(9 146)
(7 277)
(9 204)
(11 955)
(2 252)
(1 734)
(770)
(2 527)
(7 676)
(8 227)
(9 372)
(8 121)
(11 126)
(11 314)
(16 334)
(19 414)
(9 983)
(10 349)
(12 254)
(8 344)
(15 575)
(16 461)
(13 927)
(15 982)
(14 679)
(14 094)
(13 829)
(9 399)
(12 921)
(11 643)
(7 053)
(13 188)
(11 606)
(11 853)
(11 878)
(12 708)
(12 142)
(13 256)
(11 498)
(9 234)
(11 280)
(11 049)
(12 501)
(12 936)
(12 808)
(11 341)
(11 468)
(11 686)
(3 584)
(4 799)
(5 255)
(4 707)
(17 432)
(16 353)
(22 483)
(21 696)
(9 481)
(3 807)
(3 655)
Income from Continuing Operations
16 197
17 806
16 175
17 727
15 041
15 568
15 156
12 267
15 464
15 286
13 747
13 842
15 503
20 191
21 512
21 354
17 579
17 163
17 022
17 496
22 050
17 464
19 887
17 800
24 385
21 994
24 878
26 389
37 159
26 050
24 395
28 484
32 642
30 906
37 221
38 857
33 722
34 477
40 649
42 692
58 322
65 724
81 698
77 512
63 904
65 294
66 500
67 871
63 151
63 605
62 845
55 110
60 923
59 733
46 202
67 536
76 592
79 611
78 476
70 861
62 868
70 353
63 965
60 959
65 549
68 628
71 770
70 860
64 959
51 971
58 456
62 017
86 498
99 467
92 520
88 251
88 798
78 213
72 597
71 403
32 436
3 965
(2 771)
Income to Minority Interest
1
1
2
2
1
1
0
0
0
0
0
0
0
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(2)
1
1
(2)
(3)
(5)
(5)
(2)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(2)
(2)
(47)
(47)
(95)
23
228
(3)
69
156
1
232
208
4
(3)
(4)
(3)
(4)
(3)
(5)
(6)
(7)
(4)
(4)
(4)
(3)
(2)
(2)
(3)
(3)
(5)
(8)
(4)
(5)
(11)
(9)
(11)
(10)
(4)
(5)
(4)
Net Income (Common)
16 198
N/A
17 805
+10%
16 176
-9%
17 729
+10%
15 042
-15%
15 570
+4%
15 158
-3%
12 269
-19%
15 464
+26%
15 287
-1%
13 747
-10%
13 842
+1%
15 503
+12%
20 191
+30%
21 512
+7%
21 353
-1%
17 579
-18%
17 162
-2%
17 021
-1%
17 495
+3%
22 049
+26%
17 462
-21%
19 885
+14%
17 798
-10%
24 383
+37%
21 995
-10%
24 879
+13%
26 387
+6%
37 157
+41%
26 043
-30%
24 388
-6%
28 480
+17%
32 639
+15%
30 904
-5%
37 219
+20%
38 855
+4%
33 719
-13%
34 474
+2%
40 646
+18%
42 689
+5%
58 320
+37%
65 722
+13%
81 696
+24%
77 510
-5%
63 857
-18%
65 247
+2%
66 405
+2%
67 894
+2%
63 378
-7%
63 602
+0%
62 914
-1%
55 266
-12%
60 924
+10%
59 965
-2%
46 410
-23%
67 539
+46%
76 589
+13%
79 607
+4%
78 473
-1%
70 857
-10%
62 865
-11%
70 349
+12%
63 958
-9%
60 952
-5%
65 545
+8%
68 624
+5%
71 767
+5%
70 857
-1%
64 957
-8%
51 968
-20%
58 453
+12%
62 014
+6%
86 492
+39%
99 460
+15%
92 516
-7%
88 246
-5%
88 787
+1%
78 204
-12%
72 586
-7%
71 393
-2%
32 432
-55%
3 960
-88%
(2 775)
N/A
EPS (Diluted)
69.22
N/A
76.07
+10%
69.11
-9%
75.76
+10%
64.27
-15%
66.52
+4%
64.76
-3%
52.42
-19%
66.07
+26%
65.31
-1%
58.73
-10%
59.15
+1%
66.25
+12%
86.28
+30%
91.93
+7%
91.25
-1%
75.12
-18%
73.33
-2%
71.81
-2%
74.75
+4%
94.22
+26%
74.62
-21%
84.97
+14%
76.05
-10%
104.2
+37%
93.99
-10%
106.32
+13%
112.76
+6%
158.79
+41%
111.29
-30%
102.9
-8%
121.7
+18%
139.48
+15%
132.06
-5%
159.05
+20%
166.04
+4%
144.09
-13%
147.32
+2%
173.7
+18%
182.43
+5%
249.16
+37%
280.86
+13%
349.12
+24%
331.23
-5%
209.86
-37%
278.83
+33%
283.78
+2%
290.14
+2%
208.32
-28%
271.8
+30%
268.86
-1%
236.17
-12%
200.26
-15%
256.26
+28%
198.32
-23%
288.6
+46%
251.7
-13%
261.62
+4%
257.89
-1%
232.86
-10%
207.17
-11%
231.19
+12%
210.19
-9%
154.08
-27%
248.57
+61%
225.52
-9%
235.85
+5%
232.86
-1%
53.37
-77%
170.79
+220%
192.1
+12%
203.8
+6%
67.68
-67%
326.87
+383%
76.01
-77%
72.5
-5%
69.47
-4%
64.25
-8%
59.64
-7%
58.66
-2%
25.38
-57%
3.09
-88%
-2.17
N/A

See Also

Summary
ASRM intrinsic value, competitors valuation, and company profile.
DCF Valuation
ASRM stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ASRM stock valuation using valuation multiples.
Wall Street Estimates
ASRM price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ASRM stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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