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Price: 161 IDR -1.23% Market Closed

Market Cap: Rp3.2T

Income Statement

Net Interest Income

Non Interest Income

Currency: IDR

		Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		21 444	30 041	39 842	51 571	57 255	58 957	56 262	55 532	67 161	86 185	103 005	113 533	116 094	105 268	100 886	103 931	104 208	110 444	113 553	122 902	138 198	162 175	160 858	172 942	186 915	209 042	209 110	210 451	212 324	221 761	232 720	251 874	281 586	292 412	322 790	349 062	372 273	360 414	376 768	366 073	341 736	367 639	400 647	452 267	500 160	430 955	361 356	287 358	241 647	347 224	295 163	399 412	429 502	47 355	(139 804)	(453 847)	(713 148)	(515 695)	(555 088)	(509 926)	(459 111)	(394 872)	(369 546)	(406 635)	(393 110)	(347 168)	(265 103)	(150 936)	(95 995)	(52 845)	85 708	246 655	409 973
Interest Income		65 185	82 138	102 577	127 469	149 335	174 955	188 701	200 836	215 510	239 507	277 676	306 236	329 268	343 230	355 917	369 472	378 359	385 805	385 589	392 939	408 497	431 486	449 651	474 150	508 799	553 884	599 842	654 617	711 890	792 064	872 322	974 771	1 076 813	1 120 950	1 193 680	1 235 614	1 246 868	1 238 425	1 246 071	1 231 158	1 243 264	1 290 234	1 325 824	1 376 652	1 407 916	1 361 797	1 340 545	1 348 621	1 377 253	1 513 477	1 691 321	2 040 943	1 498 304	1 150 436	787 863	290 727	645 648	846 721	752 874	678 228	628 746	625 261	661 792	701 729	795 600	838 840	892 838	938 740	935 493	979 700	1 087 674	1 219 416	1 342 873
Interest Expense		43 742	52 098	62 736	75 898	92 080	115 998	132 439	145 304	148 349	153 322	174 672	192 703	213 174	237 962	255 031	265 541	274 151	275 361	272 036	270 037	270 299	269 311	288 793	301 208	321 884	344 842	390 732	444 166	499 566	570 303	639 602	722 897	795 227	828 538	870 890	886 552	874 595	878 011	869 303	865 085	901 528	922 595	925 177	924 385	907 756	930 842	979 189	1 061 263	1 135 606	1 166 253	1 396 158	1 641 531	1 068 802	1 103 081	927 667	744 574	1 358 796	1 362 416	1 307 962	1 188 154	1 087 857	1 020 133	1 031 338	1 108 364	1 188 710	1 186 008	1 157 941	1 089 676	1 031 488	1 032 545	1 001 966	972 761	932 900
Non Interest Income		8 995	6 976	2 997	(1 249)	(2 678)	(4 465)	(1 824)	(1 589)	(1 027)	(4 556)	(8 495)	(2 010)	5 615	7 506	22 945	20 988	19 948	32 188	22 858	19 377	16 340	5 068	(1 519)	(722)	14 384	28 121	36 462	40 913	23 474	30 616	49 820	57 381	60 507	50 795	45 748	66 756	68 612	90 285	98 580	75 504	86 895	73 089	77 182	80 528	74 557	150 593	223 577	308 597	338 401	222 803	493 997	421 522	395 472	337 660	430 064	670 196	899 827	955 721	976 289	929 215	915 470	921 314	926 096	974 951	982 379	954 058	998 025	987 047	1 012 804	969 524	910 311	803 680	710 327
Revenue		30 438 N/A	37 017 +22%	42 839 +16%	50 322 +17%	54 577 +8%	54 492 0%	54 438 0%	53 943 -1%	66 134 +23%	81 629 +23%	94 510 +16%	111 523 +18%	121 709 +9%	112 774 -7%	123 831 +10%	124 919 +1%	124 156 -1%	142 632 +15%	136 411 -4%	142 279 +4%	154 538 +9%	167 243 +8%	159 339 -5%	172 220 +8%	201 299 +17%	237 163 +18%	245 572 +4%	251 364 +2%	235 798 -6%	252 377 +7%	282 540 +12%	309 255 +9%	342 093 +11%	343 207 +0%	368 538 +7%	415 818 +13%	440 885 +6%	450 699 +2%	475 348 +5%	441 577 -7%	428 631 -3%	440 728 +3%	477 829 +8%	532 795 +12%	574 717 +8%	581 548 +1%	584 933 +1%	595 955 +2%	580 048 -3%	570 027 -2%	789 160 +38%	820 934 +4%	824 974 +0%	385 015 -53%	290 260 -25%	216 349 -25%	186 679 -14%	440 026 +136%	421 201 -4%	419 289 0%	456 359 +9%	526 442 +15%	556 550 +6%	568 316 +2%	589 269 +4%	606 890 +3%	732 922 +21%	836 111 +14%	916 809 +10%	916 679 0%	996 019 +9%	1 050 335 +5%	1 120 300 +7%
Pre-Tax Income
Loan Loss Provision		(500)	(1 196)	(3 342)	(3 939)	(3 486)	(7 518)	(6 081)	(5 446)	(5 815)	(3 570)	(4 351)	(5 157)	(7 495)	(7 076)	(8 484)	(9 080)	(7 625)	(11 062)	(9 065)	(12 398)	0	(391)	8 663	17 353	0	0	0	0	0	0	(14)	(400)	2 388	4 284	2 906	3 113	(1 358)	(36 377)	(32 378)	(28 195)	(58 320)	(26 655)	(35 452)	(59 031)	(39 571)	(90 721)	(101 583)	(87 170)	(83 072)	(158 962)	(297 051)	(321 186)	(288 292)	104 103	262 248	294 317	256 660	50 213	48 779	40 138	50 202	(5 313)	(10 021)	(3 818)	(13 420)	(20 220)	(13 940)	(18 133)	(5 028)	(5 988)	(5 403)	4 170	2 115
Non Interest Expense		(14 395)	(18 300)	(21 971)	(25 685)	(28 462)	(30 056)	(32 505)	(35 155)	(40 777)	(48 813)	(55 762)	(62 543)	(72 338)	(76 657)	(82 536)	(86 475)	(87 076)	(97 260)	(97 815)	(100 356)	(109 197)	(104 291)	(91 571)	(96 095)	(117 924)	(143 820)	(153 824)	(163 491)	(149 853)	(153 481)	(174 498)	(190 959)	(220 264)	(227 843)	(257 619)	(276 657)	(274 355)	(288 297)	(289 555)	(288 250)	(298 596)	(299 335)	(338 273)	(351 895)	(370 012)	(348 754)	(366 930)	(383 436)	(380 181)	(387 116)	(444 923)	(485 544)	(541 909)	(410 159)	(507 101)	(483 479)	(415 037)	(441 545)	(421 306)	(413 774)	(461 546)	(479 685)	(504 431)	(508 279)	(493 133)	(456 030)	(580 309)	(665 642)	(742 125)	(767 202)	(837 794)	(911 184)	(1 001 914)
Pre-Tax Income		15 544 N/A	17 520 +13%	17 526 +0%	20 698 +18%	22 630 +9%	16 918 -25%	15 852 -6%	13 342 -16%	19 542 +46%	29 246 +50%	34 397 +18%	43 823 +27%	41 876 -4%	29 041 -31%	32 810 +13%	29 364 -11%	29 454 +0%	34 310 +16%	29 531 -14%	29 525 0%	34 409 +17%	62 561 +82%	76 431 +22%	93 478 +22%	100 728 +8%	93 343 -7%	95 449 +2%	87 873 -8%	85 945 -2%	98 896 +15%	108 028 +9%	117 896 +9%	124 217 +5%	119 648 -4%	113 825 -5%	142 274 +25%	165 172 +16%	126 025 -24%	153 415 +22%	125 132 -18%	71 715 -43%	114 738 +60%	104 104 -9%	121 869 +17%	165 134 +36%	142 073 -14%	116 420 -18%	125 349 +8%	116 795 -7%	23 949 -79%	47 186 +97%	14 204 -70%	(5 227) N/A	78 959 N/A	45 407 -42%	27 187 -40%	28 302 +4%	48 694 +72%	48 674 0%	45 653 -6%	45 015 -1%	41 444 -8%	42 098 +2%	56 219 +34%	82 716 +47%	130 640 +58%	138 673 +6%	152 336 +10%	169 656 +11%	143 489 -15%	152 822 +7%	143 321 -6%	120 501 -16%
Net Income
Tax Provision		(4 479)	(5 296)	(4 536)	(5 503)	(6 541)	(4 818)	(5 164)	(4 223)	(5 313)	(6 807)	(7 324)	(10 149)	(9 357)	(5 874)	(7 517)	(6 025)	(6 062)	(6 503)	(5 589)	(4 129)	(6 527)	(14 847)	(17 814)	(23 764)	(24 389)	(22 866)	(23 613)	(21 586)	(21 179)	(24 366)	(26 649)	(29 029)	(30 534)	(28 825)	(27 369)	(34 481)	(40 206)	(32 568)	(39 415)	(32 345)	(18 990)	(28 598)	(25 940)	(30 381)	(41 197)	(35 573)	(29 160)	(31 392)	(29 254)	(8 065)	(12 642)	(3 629)	1 555	(17 545)	(10 164)	(6 155)	(6 401)	(13 909)	(13 905)	(13 240)	(13 099)	(9 315)	(9 459)	(12 566)	(18 395)	(28 873)	(30 640)	(33 646)	(37 501)	(34 111)	(36 164)	(34 074)	(29 009)
Income from Continuing Operations		11 065	12 223	12 991	15 195	16 089	12 100	10 689	9 119	14 229	22 439	27 073	33 673	32 519	23 166	25 293	23 339	23 393	27 807	23 943	25 396	27 882	47 714	58 617	69 714	76 339	70 477	71 836	66 287	64 766	74 530	81 379	88 867	93 683	90 823	86 456	107 793	124 966	93 457	114 000	92 787	52 725	86 140	78 164	91 488	123 937	106 500	87 260	93 957	87 541	15 884	34 544	10 575	(3 672)	61 414	35 243	21 032	21 901	34 785	34 769	32 413	31 916	32 129	32 639	43 653	64 321	101 767	108 033	118 690	132 155	109 378	116 658	109 247	91 492
Net Income (Common)		11 065 N/A	12 223 +10%	12 991 +6%	15 195 +17%	16 089 +6%	12 100 -25%	10 689 -12%	9 119 -15%	14 229 +56%	22 439 +58%	27 073 +21%	33 673 +24%	32 519 -3%	23 166 -29%	25 293 +9%	23 339 -8%	23 393 +0%	27 807 +19%	23 943 -14%	25 396 +6%	27 882 +10%	47 714 +71%	58 617 +23%	69 714 +19%	76 339 +10%	70 477 -8%	71 836 +2%	66 287 -8%	64 766 -2%	74 530 +15%	81 379 +9%	88 867 +9%	93 683 +5%	90 823 -3%	86 456 -5%	107 793 +25%	124 966 +16%	93 457 -25%	114 000 +22%	92 787 -19%	52 725 -43%	86 140 +63%	78 164 -9%	91 488 +17%	123 937 +35%	106 500 -14%	87 260 -18%	93 957 +8%	87 541 -7%	15 884 -82%	34 544 +117%	10 575 -69%	(3 672) N/A	61 414 N/A	35 243 -43%	21 032 -40%	21 901 +4%	34 785 +59%	34 769 0%	32 413 -7%	31 916 -2%	32 129 +1%	32 639 +2%	43 653 +34%	64 321 +47%	101 767 +58%	108 033 +6%	118 690 +10%	132 155 +11%	109 378 -17%	116 658 +7%	109 247 -6%	91 492 -16%
EPS (Diluted)		9.89 N/A	3.63 -63%	7.77 +114%	8.98 +16%	9.62 +7%	7.24 -25%	6.4 -12%	5.46 -15%	5.89 +8%	6.98 +19%	5.39 -23%	6.71 +24%	6.41 -4%	4.62 -28%	5.04 +9%	4.65 -8%	4.61 -1%	5.54 +20%	4.29 -23%	5.66 +32%	5.54 -2%	9.49 +71%	11.64 +23%	15.6 +34%	15.16 -3%	13.69 -10%	13.95 +2%	8.07 -42%	9.69 +20%	11.16 +15%	12.18 +9%	13.29 +9%	14.01 +5%	14.19 +1%	12.28 -13%	15.31 +25%	17.75 +16%	13.28 -25%	16.19 +22%	13.18 -19%	7.49 -43%	10.64 +42%	11.08 +4%	12.97 +17%	17.43 +34%	14.29 -18%	12.34 -14%	13.28 +8%	12.37 -7%	2.25 -82%	4.88 +117%	1.49 -69%	-0.52 N/A	8.68 N/A	4.98 -43%	2.97 -40%	3.09 +4%	4.91 +59%	4.9 0%	4.57 -7%	4.5 -2%	1.61 -64%	1.63 +1%	2.18 +34%	3.22 +48%	5.1 +58%	5.41 +6%	5.95 +10%	6.62 +11%	5.48 -17%	5.85 +7%	5.48 -6%	4.59 -16%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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