Woori Finance Indonesia Tbk PT
IDX:BPFI
Income Statement
Earnings Waterfall
Woori Finance Indonesia Tbk PT
Income Statement
Woori Finance Indonesia Tbk PT
| Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
16 481
|
44 867
|
66 304
|
91 814
|
103 322
|
105 370
|
115 769
|
120 635
|
119 854
|
114 845
|
110 694
|
107 350
|
107 237
|
106 705
|
98 412
|
90 847
|
79 255
|
69 251
|
60 217
|
51 157
|
43 787
|
38 337
|
34 567
|
32 679
|
31 956
|
30 899
|
35 701
|
42 430
|
50 140
|
58 067
|
64 183
|
65 228
|
0
|
0
|
0
|
|
| Revenue |
75 968
N/A
|
76 084
+0%
|
82 885
+9%
|
85 891
+4%
|
88 877
+3%
|
103 821
+17%
|
90 241
-13%
|
95 705
+6%
|
103 760
+8%
|
99 938
-4%
|
128 063
+28%
|
136 606
+7%
|
146 784
+7%
|
155 135
+6%
|
158 576
+2%
|
168 542
+6%
|
175 094
+4%
|
191 856
+10%
|
208 342
+9%
|
219 586
+5%
|
225 550
+3%
|
222 004
-2%
|
224 133
+1%
|
229 345
+2%
|
239 391
+4%
|
244 077
+2%
|
248 659
+2%
|
251 097
+1%
|
252 467
+1%
|
257 653
+2%
|
258 245
+0%
|
270 444
+5%
|
293 717
+9%
|
314 701
+7%
|
352 028
+12%
|
395 443
+12%
|
412 042
+4%
|
435 009
+6%
|
430 650
-1%
|
420 312
-2%
|
419 484
0%
|
422 481
+1%
|
431 114
+2%
|
439 264
+2%
|
424 512
-3%
|
384 685
-9%
|
354 503
-8%
|
313 477
-12%
|
295 280
-6%
|
295 798
+0%
|
291 075
-2%
|
283 232
-3%
|
278 408
-2%
|
292 061
+5%
|
276 308
-5%
|
293 577
+6%
|
310 210
+6%
|
318 285
+3%
|
363 140
+14%
|
384 539
+6%
|
399 237
+4%
|
409 122
+2%
|
413 133
+1%
|
421 298
+2%
|
428 633
+2%
|
438 561
+2%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(37 365)
|
(37 143)
|
(44 669)
|
(45 500)
|
(45 059)
|
(57 639)
|
(40 805)
|
(45 378)
|
(52 703)
|
(49 054)
|
(74 326)
|
(80 508)
|
(85 415)
|
(86 354)
|
(82 671)
|
(85 561)
|
(87 811)
|
(93 589)
|
(101 093)
|
(104 813)
|
(104 899)
|
(104 095)
|
(103 215)
|
(102 133)
|
(105 263)
|
(105 588)
|
(129 922)
|
(136 744)
|
(148 354)
|
(166 953)
|
(157 917)
|
(167 906)
|
(177 195)
|
(193 316)
|
(201 043)
|
(222 476)
|
(224 537)
|
(216 962)
|
(225 595)
|
(216 224)
|
(220 293)
|
(225 618)
|
(226 480)
|
(237 316)
|
(242 548)
|
(229 427)
|
(209 617)
|
(191 947)
|
(176 128)
|
(181 989)
|
(180 291)
|
(176 141)
|
(172 021)
|
(166 527)
|
(179 422)
|
(184 070)
|
(196 616)
|
(205 802)
|
(213 883)
|
(226 604)
|
(232 211)
|
(236 116)
|
(240 740)
|
(251 584)
|
(262 624)
|
(279 952)
|
|
| Selling, General & Administrative |
(35 404)
|
(35 546)
|
(41 190)
|
(41 778)
|
(41 321)
|
(53 564)
|
(38 024)
|
(42 410)
|
(49 210)
|
(44 992)
|
(67 228)
|
(72 435)
|
(76 318)
|
(76 679)
|
(76 585)
|
(79 111)
|
(80 197)
|
(84 595)
|
(89 711)
|
(90 608)
|
(90 280)
|
(89 102)
|
(86 586)
|
(86 931)
|
(90 365)
|
(90 929)
|
(96 331)
|
(100 986)
|
(106 268)
|
(113 168)
|
(114 059)
|
(122 537)
|
(134 957)
|
(143 963)
|
(157 936)
|
(176 695)
|
(168 636)
|
(175 790)
|
(172 027)
|
(169 018)
|
(186 626)
|
(196 022)
|
(213 165)
|
(224 022)
|
(229 223)
|
(216 202)
|
(191 620)
|
(177 262)
|
(160 638)
|
(165 568)
|
(163 627)
|
(160 077)
|
(156 093)
|
(151 475)
|
(162 669)
|
(168 327)
|
(180 817)
|
(189 307)
|
(197 555)
|
(210 071)
|
(215 252)
|
(219 074)
|
(222 103)
|
(232 679)
|
(243 899)
|
(260 235)
|
|
| Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1 233)
|
(2 585)
|
(4 038)
|
(5 563)
|
(5 792)
|
(5 688)
|
(5 916)
|
(5 799)
|
(7 195)
|
(7 324)
|
(7 489)
|
(8 210)
|
(7 771)
|
(8 930)
|
(9 588)
|
(10 803)
|
(12 294)
|
(12 289)
|
(12 703)
|
(11 958)
|
(11 587)
|
(12 334)
|
(12 732)
|
(13 315)
|
(13 294)
|
(13 325)
|
(13 298)
|
(17 997)
|
(18 977)
|
(19 781)
|
(20 639)
|
(16 664)
|
(16 405)
|
(16 269)
|
(16 371)
|
(16 753)
|
(16 721)
|
(16 777)
|
(16 494)
|
(16 328)
|
(16 532)
|
(16 959)
|
(17 401)
|
(18 637)
|
(19 264)
|
(19 229)
|
(19 862)
|
|
| Other Operating Expenses |
(1 961)
|
(1 598)
|
(3 479)
|
(3 723)
|
(3 738)
|
(4 074)
|
(2 781)
|
(2 967)
|
(3 493)
|
(4 062)
|
(7 097)
|
(8 073)
|
(9 097)
|
(9 675)
|
(6 086)
|
(6 452)
|
(7 616)
|
(8 994)
|
(11 382)
|
(12 973)
|
(12 035)
|
(10 956)
|
(11 067)
|
(9 411)
|
(9 211)
|
(8 743)
|
(27 791)
|
(28 564)
|
(34 763)
|
(46 296)
|
(35 648)
|
(37 599)
|
(33 308)
|
(39 766)
|
(32 304)
|
(33 487)
|
(43 613)
|
(28 469)
|
(41 610)
|
(35 620)
|
(21 333)
|
(16 864)
|
0
|
0
|
0
|
74
|
0
|
4 292
|
4 292
|
4 218
|
0
|
341
|
341
|
1 319
|
0
|
978
|
978
|
0
|
0
|
0
|
0
|
359
|
0
|
359
|
504
|
145
|
|
| Operating Income |
38 602
N/A
|
38 940
+1%
|
38 216
-2%
|
40 390
+6%
|
43 818
+8%
|
46 183
+5%
|
49 436
+7%
|
50 328
+2%
|
51 058
+1%
|
50 884
0%
|
53 737
+6%
|
56 098
+4%
|
61 369
+9%
|
68 781
+12%
|
75 905
+10%
|
82 981
+9%
|
87 283
+5%
|
98 267
+13%
|
107 249
+9%
|
114 773
+7%
|
120 651
+5%
|
117 910
-2%
|
120 917
+3%
|
127 213
+5%
|
134 130
+5%
|
138 490
+3%
|
118 736
-14%
|
114 353
-4%
|
104 112
-9%
|
90 700
-13%
|
100 328
+11%
|
102 538
+2%
|
116 522
+14%
|
121 384
+4%
|
150 985
+24%
|
172 967
+15%
|
187 506
+8%
|
218 048
+16%
|
205 055
-6%
|
204 089
0%
|
199 191
-2%
|
196 862
-1%
|
204 634
+4%
|
201 948
-1%
|
181 963
-10%
|
155 259
-15%
|
144 885
-7%
|
121 530
-16%
|
119 153
-2%
|
113 809
-4%
|
110 783
-3%
|
107 092
-3%
|
106 388
-1%
|
125 534
+18%
|
96 886
-23%
|
109 508
+13%
|
113 594
+4%
|
112 483
-1%
|
149 257
+33%
|
157 936
+6%
|
167 026
+6%
|
173 006
+4%
|
172 392
0%
|
169 713
-2%
|
166 010
-2%
|
158 609
-4%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
(19 628)
|
(17 776)
|
(15 890)
|
(15 657)
|
(15 463)
|
(16 181)
|
(16 964)
|
(17 328)
|
(18 580)
|
(20 404)
|
(23 091)
|
(25 691)
|
(29 699)
|
(33 830)
|
(37 185)
|
(40 384)
|
(42 608)
|
(51 766)
|
(59 917)
|
(66 119)
|
(71 178)
|
(68 532)
|
(67 130)
|
(68 107)
|
(70 614)
|
(69 051)
|
(64 562)
|
(61 989)
|
(56 667)
|
(55 062)
|
(56 354)
|
(57 793)
|
(71 694)
|
(78 829)
|
(88 807)
|
(100 454)
|
(103 356)
|
(114 367)
|
(117 407)
|
(117 129)
|
(112 120)
|
(107 970)
|
(107 350)
|
(107 237)
|
(106 705)
|
(98 412)
|
(90 847)
|
(79 255)
|
(73 726)
|
(60 217)
|
(51 157)
|
(43 787)
|
(33 863)
|
(34 567)
|
(32 679)
|
(31 956)
|
(30 899)
|
(35 701)
|
(42 430)
|
(50 140)
|
(58 067)
|
(64 183)
|
(65 228)
|
(65 344)
|
(65 392)
|
(64 822)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
32
|
878
|
802
|
1 280
|
1 255
|
515
|
831
|
155
|
152
|
162
|
541
|
765
|
677
|
475
|
15
|
(403)
|
(357)
|
(319)
|
(495)
|
(187)
|
(201)
|
(176)
|
(329)
|
(485)
|
(558)
|
(683)
|
(556)
|
(273)
|
(182)
|
(29)
|
(48)
|
598
|
633
|
600
|
718
|
137
|
(1 724)
|
(1 654)
|
(1 715)
|
(20)
|
65
|
(13)
|
(8)
|
|
| Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
18 974
N/A
|
21 164
+12%
|
22 326
+5%
|
24 733
+11%
|
28 355
+15%
|
30 002
+6%
|
32 472
+8%
|
33 000
+2%
|
32 478
-2%
|
30 480
-6%
|
30 646
+1%
|
30 407
-1%
|
31 670
+4%
|
34 951
+10%
|
38 720
+11%
|
42 597
+10%
|
44 675
+5%
|
46 502
+4%
|
47 333
+2%
|
48 655
+3%
|
49 474
+2%
|
49 377
0%
|
53 788
+9%
|
59 137
+10%
|
64 393
+9%
|
70 241
+9%
|
55 454
-21%
|
53 620
-3%
|
47 961
-11%
|
36 470
-24%
|
44 129
+21%
|
44 897
+2%
|
44 989
+0%
|
43 095
-4%
|
62 943
+46%
|
73 189
+16%
|
84 625
+16%
|
103 696
+23%
|
87 245
-16%
|
86 603
-1%
|
86 752
+0%
|
88 398
+2%
|
97 096
+10%
|
94 511
-3%
|
75 082
-21%
|
56 518
-25%
|
53 554
-5%
|
41 717
-22%
|
44 744
+7%
|
53 036
+19%
|
59 353
+12%
|
63 122
+6%
|
72 495
+15%
|
90 920
+25%
|
64 805
-29%
|
78 185
+21%
|
83 296
+7%
|
77 500
-7%
|
106 965
+38%
|
106 072
-1%
|
107 305
+1%
|
107 107
0%
|
107 145
+0%
|
104 434
-3%
|
100 605
-4%
|
93 778
-7%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(5 533)
|
(6 088)
|
(5 482)
|
(5 528)
|
(5 818)
|
(5 598)
|
(6 518)
|
(7 109)
|
(7 588)
|
(7 745)
|
(7 361)
|
(7 025)
|
(7 103)
|
(7 404)
|
(9 456)
|
(10 438)
|
(10 844)
|
(11 254)
|
(11 054)
|
(11 312)
|
(11 697)
|
(11 999)
|
(13 054)
|
(13 647)
|
(14 848)
|
(16 160)
|
(13 712)
|
(13 111)
|
(11 378)
|
(9 019)
|
(10 216)
|
(10 747)
|
(9 869)
|
(8 933)
|
(13 215)
|
(15 946)
|
(20 483)
|
(24 404)
|
(19 225)
|
(18 844)
|
(17 822)
|
(18 338)
|
(22 239)
|
(22 186)
|
(17 718)
|
(14 415)
|
(12 291)
|
(9 145)
|
(10 155)
|
(11 501)
|
(13 433)
|
(13 995)
|
(15 558)
|
(19 196)
|
(12 907)
|
(15 055)
|
(15 836)
|
(13 875)
|
(20 299)
|
(21 032)
|
(21 714)
|
(22 842)
|
(18 957)
|
(17 764)
|
(17 441)
|
(15 563)
|
|
| Income from Continuing Operations |
13 441
|
15 076
|
16 844
|
19 205
|
22 537
|
24 403
|
25 954
|
25 890
|
24 888
|
22 734
|
23 284
|
23 380
|
24 566
|
27 546
|
29 264
|
32 158
|
33 830
|
35 247
|
36 279
|
37 343
|
37 777
|
37 378
|
40 734
|
45 490
|
49 545
|
54 081
|
41 742
|
40 508
|
36 582
|
27 450
|
33 913
|
34 150
|
35 121
|
34 163
|
49 728
|
57 244
|
64 142
|
79 292
|
68 020
|
67 759
|
68 930
|
70 060
|
74 857
|
72 325
|
57 365
|
42 102
|
41 262
|
32 572
|
34 589
|
41 534
|
45 920
|
49 127
|
56 937
|
71 724
|
51 898
|
63 129
|
67 459
|
63 625
|
86 666
|
85 040
|
85 591
|
84 265
|
88 188
|
86 670
|
83 163
|
78 215
|
|
| Net Income (Common) |
13 441
N/A
|
15 076
+12%
|
16 844
+12%
|
19 205
+14%
|
22 537
+17%
|
24 403
+8%
|
25 954
+6%
|
25 890
0%
|
24 888
-4%
|
22 734
-9%
|
23 284
+2%
|
23 380
+0%
|
24 566
+5%
|
27 546
+12%
|
29 264
+6%
|
32 158
+10%
|
33 830
+5%
|
35 247
+4%
|
36 279
+3%
|
37 343
+3%
|
37 777
+1%
|
37 378
-1%
|
40 734
+9%
|
45 490
+12%
|
49 545
+9%
|
54 081
+9%
|
41 742
-23%
|
40 508
-3%
|
36 582
-10%
|
27 450
-25%
|
33 913
+24%
|
34 150
+1%
|
35 121
+3%
|
34 163
-3%
|
49 728
+46%
|
57 244
+15%
|
64 142
+12%
|
79 292
+24%
|
68 020
-14%
|
67 759
0%
|
68 930
+2%
|
70 060
+2%
|
74 857
+7%
|
72 325
-3%
|
57 365
-21%
|
42 102
-27%
|
41 262
-2%
|
32 572
-21%
|
34 589
+6%
|
41 534
+20%
|
45 920
+11%
|
49 127
+7%
|
56 937
+16%
|
71 724
+26%
|
51 898
-28%
|
63 129
+22%
|
67 459
+7%
|
63 625
-6%
|
86 666
+36%
|
85 040
-2%
|
85 591
+1%
|
84 265
-2%
|
88 188
+5%
|
86 670
-2%
|
83 163
-4%
|
78 215
-6%
|
|
| EPS (Diluted) |
11.44
N/A
|
51.27
+348%
|
17.64
-66%
|
65.32
+270%
|
25.55
-61%
|
16.61
-35%
|
22.08
+33%
|
88.06
+299%
|
28.21
-68%
|
15.47
-45%
|
19.81
+28%
|
79.52
+301%
|
27.85
-65%
|
18.75
-33%
|
24.9
+33%
|
109.38
+339%
|
38.35
-65%
|
23.99
-37%
|
30.87
+29%
|
127.01
+311%
|
42.83
-66%
|
15.89
-63%
|
36.18
+128%
|
30.06
-17%
|
32.74
+9%
|
35.74
+9%
|
27.58
-23%
|
26.77
-3%
|
24.18
-10%
|
18.14
-25%
|
14.94
-18%
|
23.69
+59%
|
22.55
-5%
|
22.32
-1%
|
21.7
-3%
|
36.16
+67%
|
38.11
+5%
|
44.47
+17%
|
26.16
-41%
|
38
+45%
|
38.66
+2%
|
39.3
+2%
|
27.99
-29%
|
40.57
+45%
|
32.18
-21%
|
15.74
-51%
|
15.43
-2%
|
12.18
-21%
|
12.94
+6%
|
15.53
+20%
|
17.17
+11%
|
18.37
+7%
|
21.29
+16%
|
26.82
+26%
|
19.41
-28%
|
23.61
+22%
|
25.23
+7%
|
23.79
-6%
|
32.41
+36%
|
31.8
-2%
|
32
+1%
|
31.51
-2%
|
32.98
+5%
|
32.41
-2%
|
31.1
-4%
|
29.25
-6%
|
|