Bank Sinarmas Tbk PT
IDX:BSIM
Income Statement
Income Statement
Bank Sinarmas Tbk PT
| Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
418 456
|
435 919
|
466 923
|
465 166
|
511 637
|
548 524
|
636 187
|
716 513
|
780 192
|
826 590
|
816 654
|
839 707
|
826 360
|
845 671
|
893 378
|
908 826
|
987 625
|
1 058 594
|
1 113 810
|
1 225 127
|
1 331 183
|
1 412 482
|
1 534 408
|
1 640 813
|
1 744 976
|
1 850 044
|
1 843 320
|
1 842 845
|
1 925 212
|
1 958 944
|
2 081 550
|
2 181 793
|
2 165 942
|
2 228 214
|
2 191 723
|
2 215 010
|
2 210 503
|
2 180 327
|
2 226 845
|
2 202 998
|
2 188 204
|
2 177 079
|
2 145 588
|
2 252 748
|
2 415 797
|
2 486 595
|
2 568 599
|
2 564 211
|
2 532 647
|
2 568 906
|
2 620 685
|
2 614 494
|
2 623 319
|
2 642 995
|
2 634 643
|
2 630 209
|
2 598 808
|
2 447 180
|
2 281 664
|
2 084 148
|
|
| Interest Income |
916 108
|
981 457
|
1 093 314
|
1 181 375
|
1 310 172
|
1 382 588
|
1 427 703
|
1 462 468
|
1 451 584
|
1 426 542
|
1 398 133
|
1 389 950
|
1 390 147
|
1 444 843
|
1 546 658
|
1 642 242
|
1 794 506
|
1 930 392
|
2 050 336
|
2 204 038
|
2 379 676
|
2 538 410
|
2 696 951
|
2 811 017
|
2 881 420
|
2 978 030
|
2 992 062
|
3 033 197
|
3 106 718
|
3 050 321
|
3 083 231
|
3 102 302
|
3 085 519
|
3 182 287
|
3 227 759
|
3 348 144
|
3 360 860
|
3 355 981
|
3 378 739
|
3 296 338
|
3 300 261
|
3 322 503
|
3 251 882
|
3 276 550
|
3 317 979
|
3 272 895
|
3 293 399
|
3 298 504
|
3 298 457
|
3 340 661
|
3 419 898
|
3 462 355
|
3 515 811
|
3 629 108
|
3 703 779
|
3 772 406
|
3 788 903
|
3 650 655
|
3 474 069
|
3 247 737
|
|
| Interest Expense |
497 652
|
545 538
|
626 391
|
716 209
|
798 535
|
834 064
|
791 516
|
745 955
|
671 392
|
599 952
|
581 479
|
550 243
|
563 787
|
599 172
|
653 280
|
733 416
|
806 881
|
871 798
|
936 526
|
978 911
|
1 048 493
|
1 125 928
|
1 162 543
|
1 170 204
|
1 136 444
|
1 127 986
|
1 148 742
|
1 190 352
|
1 181 506
|
1 091 377
|
1 001 681
|
920 509
|
919 577
|
954 073
|
1 036 036
|
1 133 134
|
1 150 357
|
1 175 654
|
1 151 894
|
1 093 340
|
1 112 057
|
1 145 424
|
1 106 294
|
1 023 802
|
902 182
|
786 300
|
724 800
|
734 293
|
765 810
|
771 755
|
799 213
|
847 861
|
892 492
|
986 113
|
1 069 136
|
1 142 197
|
1 190 095
|
1 203 475
|
1 192 405
|
1 163 589
|
|
| Non Interest Income |
80 540
|
73 571
|
72 628
|
79 793
|
91 401
|
94 127
|
102 648
|
109 606
|
146 402
|
172 043
|
193 325
|
231 864
|
249 091
|
248 360
|
261 072
|
245 380
|
251 106
|
277 221
|
306 669
|
382 670
|
446 237
|
562 665
|
667 395
|
712 923
|
680 187
|
626 585
|
553 712
|
524 627
|
539 865
|
569 061
|
580 866
|
615 347
|
664 407
|
685 587
|
1 092 759
|
1 076 535
|
2 026 280
|
2 644 849
|
2 403 125
|
2 462 993
|
1 687 729
|
1 136 038
|
1 004 134
|
1 114 405
|
925 378
|
899 769
|
954 494
|
822 415
|
760 183
|
733 404
|
664 524
|
633 106
|
802 869
|
860 164
|
883 927
|
962 271
|
778 419
|
843 241
|
945 350
|
1 005 642
|
|
| Revenue |
498 996
N/A
|
509 490
+2%
|
539 551
+6%
|
544 959
+1%
|
603 038
+11%
|
642 651
+7%
|
738 835
+15%
|
826 119
+12%
|
926 594
+12%
|
998 633
+8%
|
1 009 979
+1%
|
1 071 571
+6%
|
1 075 451
+0%
|
1 094 031
+2%
|
1 154 450
+6%
|
1 154 206
0%
|
1 238 731
+7%
|
1 335 815
+8%
|
1 420 479
+6%
|
1 607 797
+13%
|
1 777 420
+11%
|
1 975 147
+11%
|
2 201 803
+11%
|
2 353 736
+7%
|
2 425 163
+3%
|
2 476 629
+2%
|
2 397 032
-3%
|
2 367 472
-1%
|
2 465 077
+4%
|
2 528 005
+3%
|
2 662 416
+5%
|
2 797 140
+5%
|
2 830 349
+1%
|
2 913 801
+3%
|
3 284 482
+13%
|
3 291 545
+0%
|
4 236 783
+29%
|
4 825 176
+14%
|
4 629 970
-4%
|
4 665 991
+1%
|
3 875 933
-17%
|
3 313 117
-15%
|
3 149 722
-5%
|
3 367 153
+7%
|
3 341 175
-1%
|
3 386 364
+1%
|
3 523 093
+4%
|
3 386 626
-4%
|
3 292 830
-3%
|
3 302 310
+0%
|
3 285 209
-1%
|
3 247 600
-1%
|
3 426 188
+5%
|
3 503 159
+2%
|
3 518 570
+0%
|
3 592 480
+2%
|
3 377 227
-6%
|
3 290 421
-3%
|
3 227 014
-2%
|
3 089 790
-4%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(48 124)
|
(31 806)
|
(42 048)
|
(14 712)
|
(24 829)
|
(5 124)
|
19 717
|
27 178
|
17 226
|
(2 426)
|
(22 586)
|
(24 251)
|
26 139
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
20 448
|
28 411
|
62 231
|
123 196
|
156 137
|
181 262
|
207 873
|
197 929
|
232 952
|
509 070
|
684 480
|
|
| Non Interest Expense |
(309 926)
|
(324 487)
|
(341 436)
|
(372 854)
|
(423 132)
|
(476 733)
|
(538 495)
|
(594 016)
|
(658 341)
|
(688 949)
|
(705 318)
|
(765 053)
|
(815 490)
|
(859 456)
|
(935 451)
|
(956 897)
|
(1 037 836)
|
(1 120 995)
|
(1 228 668)
|
(1 353 956)
|
(1 538 467)
|
(1 668 363)
|
(1 817 600)
|
(1 923 980)
|
(1 931 533)
|
(2 004 953)
|
(1 987 360)
|
(2 030 586)
|
(2 057 618)
|
(2 079 053)
|
(2 127 641)
|
(2 309 342)
|
(2 754 486)
|
(2 828 688)
|
(3 462 869)
|
(3 522 619)
|
(4 154 890)
|
(4 856 418)
|
(4 508 818)
|
(4 477 811)
|
(3 759 333)
|
(3 193 848)
|
(3 256 877)
|
(3 240 520)
|
(3 181 657)
|
(3 172 035)
|
(3 023 697)
|
(3 130 741)
|
(3 015 619)
|
(3 057 238)
|
(3 046 191)
|
(3 003 962)
|
(3 475 806)
|
(3 555 065)
|
(3 549 516)
|
(3 615 314)
|
(3 136 340)
|
(3 132 218)
|
(3 334 279)
|
(3 325 371)
|
|
| Pre-Tax Income |
140 946
N/A
|
153 197
+9%
|
156 067
+2%
|
157 393
+1%
|
155 077
-1%
|
160 794
+4%
|
220 057
+37%
|
259 281
+18%
|
285 479
+10%
|
307 258
+8%
|
282 075
-8%
|
282 267
+0%
|
286 100
+1%
|
260 714
-9%
|
245 099
-6%
|
223 448
-9%
|
200 895
-10%
|
214 820
+7%
|
191 811
-11%
|
253 841
+32%
|
238 953
-6%
|
306 784
+28%
|
384 203
+25%
|
429 756
+12%
|
493 630
+15%
|
471 676
-4%
|
409 672
-13%
|
336 886
-18%
|
407 459
+21%
|
448 952
+10%
|
534 775
+19%
|
487 798
-9%
|
75 863
-84%
|
85 113
+12%
|
(178 387)
N/A
|
(231 074)
-30%
|
81 893
N/A
|
(31 242)
N/A
|
121 152
N/A
|
188 180
+55%
|
116 600
-38%
|
119 269
+2%
|
(107 155)
N/A
|
126 633
N/A
|
159 518
+26%
|
214 329
+34%
|
499 396
+133%
|
255 885
-49%
|
277 211
+8%
|
265 520
-4%
|
267 429
+1%
|
305 869
+14%
|
73 578
-76%
|
104 231
+42%
|
150 316
+44%
|
185 039
+23%
|
438 816
+137%
|
391 155
-11%
|
401 805
+3%
|
448 899
+12%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(39 140)
|
(42 172)
|
(42 893)
|
(43 252)
|
(42 427)
|
(31 637)
|
(41 534)
|
(47 747)
|
(57 573)
|
(61 929)
|
(56 892)
|
(56 930)
|
(65 000)
|
(59 923)
|
(56 800)
|
(52 470)
|
(45 963)
|
(49 176)
|
(44 146)
|
(56 552)
|
(53 800)
|
(66 938)
|
(82 850)
|
(91 961)
|
(122 979)
|
(118 588)
|
(106 188)
|
(91 630)
|
(88 536)
|
(96 835)
|
(113 999)
|
(104 604)
|
(25 391)
|
(27 241)
|
25 459
|
35 997
|
(75 141)
|
(54 165)
|
(84 330)
|
(95 204)
|
1 922
|
3 494
|
16 637
|
16
|
(31 770)
|
(42 184)
|
(66 542)
|
(50 080)
|
(56 051)
|
(53 830)
|
(54 192)
|
(47 867)
|
2 218
|
(5 197)
|
(15 635)
|
(37 538)
|
(68 679)
|
(58 894)
|
(60 755)
|
(64 535)
|
|
| Income from Continuing Operations |
101 806
|
111 025
|
113 174
|
114 141
|
112 650
|
129 157
|
178 523
|
211 534
|
227 906
|
245 329
|
225 183
|
225 337
|
221 100
|
200 791
|
188 299
|
170 978
|
154 932
|
165 644
|
147 665
|
197 289
|
185 153
|
239 846
|
301 353
|
337 795
|
370 651
|
353 088
|
303 484
|
245 256
|
318 923
|
352 117
|
420 776
|
383 194
|
50 472
|
57 872
|
(152 928)
|
(195 077)
|
6 752
|
(85 407)
|
36 822
|
92 976
|
118 522
|
122 763
|
(90 518)
|
126 649
|
127 748
|
172 145
|
432 854
|
205 805
|
221 160
|
211 690
|
213 237
|
258 002
|
75 796
|
99 034
|
134 681
|
147 501
|
370 137
|
332 261
|
341 050
|
384 364
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(20 270)
|
(41 683)
|
(63 054)
|
(79 292)
|
(70 007)
|
(67 932)
|
(71 760)
|
|
| Net Income (Common) |
101 806
N/A
|
111 025
+9%
|
113 174
+2%
|
114 141
+1%
|
112 650
-1%
|
129 157
+15%
|
178 523
+38%
|
211 534
+18%
|
227 906
+8%
|
245 329
+8%
|
225 183
-8%
|
225 337
+0%
|
221 100
-2%
|
200 791
-9%
|
188 299
-6%
|
170 978
-9%
|
154 932
-9%
|
165 644
+7%
|
147 665
-11%
|
197 289
+34%
|
185 153
-6%
|
239 846
+30%
|
301 353
+26%
|
337 795
+12%
|
370 651
+10%
|
353 088
-5%
|
303 484
-14%
|
245 256
-19%
|
318 923
+30%
|
352 117
+10%
|
420 776
+19%
|
383 194
-9%
|
50 472
-87%
|
57 872
+15%
|
(152 928)
N/A
|
(195 077)
-28%
|
6 752
N/A
|
(85 407)
N/A
|
36 822
N/A
|
92 976
+153%
|
118 522
+27%
|
122 763
+4%
|
(90 518)
N/A
|
126 649
N/A
|
127 748
+1%
|
172 145
+35%
|
432 854
+151%
|
205 805
-52%
|
221 160
+7%
|
211 690
-4%
|
213 237
+1%
|
258 002
+21%
|
75 796
-71%
|
78 764
+4%
|
92 998
+18%
|
84 447
-9%
|
290 845
+244%
|
262 254
-10%
|
273 118
+4%
|
312 604
+14%
|
|
| EPS (Diluted) |
13.76
N/A
|
12.94
-6%
|
13.28
+3%
|
10.42
-22%
|
13.17
+26%
|
13.91
+6%
|
19.44
+40%
|
15.5
-20%
|
20.08
+30%
|
18.24
-9%
|
16.74
-8%
|
16.76
+0%
|
16.44
-2%
|
15.27
-7%
|
14
-8%
|
12.44
-11%
|
11.52
-7%
|
11.54
+0%
|
10.29
-11%
|
13.75
+34%
|
12.91
-6%
|
16.88
+31%
|
20.94
+24%
|
22.24
+6%
|
23.33
+5%
|
17.88
-23%
|
15.37
-14%
|
12.41
-19%
|
16.16
+30%
|
17.84
+10%
|
21.32
+20%
|
19.42
-9%
|
2.56
-87%
|
2.93
+14%
|
-9.94
N/A
|
-11.94
-20%
|
0.34
N/A
|
-4.32
N/A
|
1.86
N/A
|
4.71
+153%
|
6.01
+28%
|
6.22
+3%
|
-4.82
N/A
|
6.41
N/A
|
6.75
+5%
|
8.73
+29%
|
21.94
+151%
|
10.44
-52%
|
11.22
+7%
|
10.74
-4%
|
10.82
+1%
|
13.09
+21%
|
3.84
-71%
|
3.99
+4%
|
4.72
+18%
|
4.28
-9%
|
14.75
+245%
|
13.3
-10%
|
13.85
+4%
|
15.86
+15%
|
|