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Price: 1 240 IDR -1.59% Market Closed

Market Cap: Rp9.5T

Income Statement

Net Interest Income

Non Interest Income

Currency: IDR

		Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		3 079 594	3 238 107	3 434 281	3 677 759	3 933 765	4 124 073	3 798 946	3 643 897	3 539 963	3 496 081	3 939 271	4 107 211	4 279 210	4 451 158	4 612 751	4 867 736	5 029 350	5 127 172	5 221 666	5 266 764	5 259 749	5 233 195	5 143 573	4 998 209	4 894 273	4 821 729	4 772 691	4 766 292
Interest Income		3 447 266	3 635 724	3 873 841	4 167 491	4 457 352	4 667 198	4 343 471	4 165 360	4 037 474	3 969 165	4 388 268	4 531 745	4 673 842	4 815 652	4 954 186	5 199 784	5 373 790	5 501 493	5 639 007	5 726 429	5 746 182	5 735 165	5 651 097	5 504 936	5 398 377	5 322 661	5 265 668	5 255 338
Interest Expense		367 672	397 617	439 560	489 732	523 587	543 125	544 525	521 463	497 511	473 084	448 997	424 534	394 632	364 494	341 435	332 048	344 440	374 321	417 341	459 665	486 433	501 970	507 524	506 727	504 104	500 932	492 977	489 046
Non Interest Income		6 265	7 557	7 472	7 823	7 450	10 948	14 297	16 305	14 815	24 666	21 194	17 479	5 001	6 633	5 722	6 910	16 230	17 994	18 680	16 758	5 814	11 272	15 065	11 634	14 264	(20 417)	(25 061)	(19 355)
Revenue		3 085 859 N/A	3 245 664 +5%	3 441 753 +6%	3 685 582 +7%	3 941 215 +7%	4 135 021 +5%	3 813 243 -8%	3 660 202 -4%	3 554 778 -3%	3 520 747 -1%	3 960 465 +12%	4 124 690 +4%	4 284 211 +4%	4 457 791 +4%	4 618 473 +4%	4 874 646 +6%	5 045 580 +4%	5 145 166 +2%	5 240 346 +2%	5 283 522 +1%	5 265 563 0%	5 244 467 0%	5 158 638 -2%	5 009 843 -3%	4 908 537 -2%	4 801 312 -2%	4 747 630 -1%	4 746 937 0%
Pre-Tax Income
Loan Loss Provision		(269 018)	(271 942)	(284 791)	(288 800)	(299 110)	(332 011)	(546 826)	(849 477)	(838 450)	(852 104)	(700 993)	(554 582)	(710 889)	(781 040)	(834 829)	(829 420)	(893 694)	(948 307)	(1 169 891)	(1 451 040)	(1 842 157)	(1 981 343)	(1 892 297)	(1 751 923)	(1 296 833)	(1 131 831)	(994 077)	(815 099)
Non Interest Expense		(1 517 822)	(1 569 905)	(1 644 313)	(1 728 477)	(1 763 856)	(1 775 798)	(1 658 645)	(1 562 974)	(1 592 032)	(1 602 259)	(1 695 196)	(1 718 501)	(1 695 849)	(1 753 321)	(1 796 381)	(1 871 580)	(1 869 492)	(1 897 677)	(1 922 981)	(1 968 984)	(2 043 512)	(2 089 938)	(2 144 416)	(2 178 190)	(2 258 508)	(2 256 977)	(2 283 411)	(2 343 047)
Pre-Tax Income		1 299 019 N/A	1 403 817 +8%	1 512 649 +8%	1 668 305 +10%	1 878 249 +13%	2 027 212 +8%	1 607 772 -21%	1 247 751 -22%	1 124 296 -10%	1 066 384 -5%	1 564 276 +47%	1 851 607 +18%	1 877 473 +1%	1 923 430 +2%	1 987 263 +3%	2 173 646 +9%	2 282 394 +5%	2 299 182 +1%	2 147 474 -7%	1 863 498 -13%	1 379 894 -26%	1 173 186 -15%	1 121 925 -4%	1 079 730 -4%	1 353 196 +25%	1 412 504 +4%	1 470 142 +4%	1 588 791 +8%
Net Income
Tax Provision		(333 708)	(362 068)	(386 332)	(425 057)	(478 615)	(513 687)	(411 220)	(317 907)	(269 682)	(238 922)	(346 414)	(407 248)	(412 468)	(422 572)	(435 911)	(477 237)	(502 814)	(505 877)	(471 649)	(407 877)	(299 306)	(253 295)	(241 668)	(232 249)	(292 036)	(304 570)	(317 334)	(352 831)
Income from Continuing Operations		965 311	1 041 749	1 126 317	1 243 248	1 399 634	1 513 525	1 196 552	929 844	854 614	827 462	1 217 862	1 444 359	1 465 005	1 500 858	1 551 352	1 696 409	1 779 580	1 793 305	1 675 825	1 455 621	1 080 588	919 891	880 257	847 481	1 061 160	1 107 934	1 152 808	1 235 960
Income to Minority Interest		0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	(23)	(37)	(38)	(59)	(80)	(89)	(127)	(150)	(85)	116	145	182	420
Net Income (Common)		965 311 N/A	1 041 749 +8%	1 126 317 +8%	1 243 248 +10%	1 399 634 +13%	1 513 525 +8%	1 196 552 -21%	929 844 -22%	854 614 -8%	827 462 -3%	1 217 862 +47%	1 444 359 +19%	1 465 005 +1%	1 500 858 +2%	1 551 353 +3%	1 696 386 +9%	1 779 543 +5%	1 793 267 +1%	1 675 766 -7%	1 455 541 -13%	1 080 499 -26%	919 764 -15%	880 107 -4%	847 396 -4%	1 061 276 +25%	1 108 079 +4%	1 152 990 +4%	1 236 380 +7%
EPS (Diluted)		129.82 N/A	135.22 +4%	146.21 +8%	161.37 +10%	181.69 +13%	196.53 +8%	155.37 -21%	120.74 -22%	110.97 -8%	107.45 -3%	158.14 +47%	187.54 +19%	190.22 +1%	194.87 +2%	201.42 +3%	220.25 +9%	231.04 +5%	232.81 +1%	217.56 -7%	187.67 -14%	140.27 -25%	119.39 -15%	114.24 -4%	110.01 -4%	137.77 +25%	143.83 +4%	149.66 +4%	160.49 +7%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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