Bank Artha Graha Internasional Tbk PT
IDX:INPC
Income Statement
Income Statement
Bank Artha Graha Internasional Tbk PT
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
419 952
|
523 494
|
609 001
|
396 794
|
416 543
|
412 661
|
413 588
|
390 164
|
365 115
|
345 673
|
356 684
|
370 839
|
354 610
|
363 350
|
371 599
|
376 663
|
395 795
|
417 686
|
441 212
|
478 997
|
498 079
|
530 799
|
542 697
|
548 530
|
586 928
|
567 562
|
571 748
|
573 326
|
583 028
|
619 464
|
665 565
|
739 709
|
826 029
|
915 302
|
980 197
|
1 017 925
|
998 257
|
972 403
|
955 106
|
948 839
|
954 776
|
993 029
|
1 001 686
|
1 003 222
|
1 003 503
|
1 023 767
|
1 081 318
|
1 018 539
|
1 005 605
|
1 010 370
|
984 650
|
1 089 038
|
1 184 527
|
1 156 875
|
1 181 090
|
1 168 134
|
1 197 930
|
1 182 289
|
1 098 607
|
1 043 586
|
926 921
|
874 302
|
832 392
|
739 140
|
631 787
|
609 542
|
623 867
|
679 519
|
767 757
|
807 389
|
840 132
|
913 758
|
735 660
|
746 426
|
754 000
|
981 979
|
961 981
|
972 596
|
941 168
|
910 069
|
873 978
|
793 145
|
731 583
|
|
| Interest Income |
829 027
|
1 035 617
|
1 229 971
|
854 471
|
959 772
|
1 072 042
|
1 193 539
|
1 273 265
|
1 272 561
|
1 227 926
|
1 184 017
|
1 130 790
|
1 087 858
|
1 069 425
|
1 069 606
|
1 110 174
|
1 202 911
|
1 358 589
|
1 495 272
|
1 591 086
|
1 612 139
|
1 576 068
|
1 527 895
|
1 489 228
|
1 505 178
|
1 499 922
|
1 510 722
|
1 530 153
|
1 544 765
|
1 610 453
|
1 713 980
|
1 798 083
|
1 859 222
|
1 884 351
|
1 880 825
|
1 911 514
|
1 940 361
|
1 994 392
|
2 049 418
|
2 149 846
|
2 249 421
|
2 340 014
|
2 421 086
|
2 438 332
|
2 415 224
|
2 423 688
|
2 448 999
|
2 338 314
|
2 268 276
|
2 230 369
|
2 189 051
|
2 298 892
|
2 398 933
|
2 348 170
|
2 327 805
|
2 263 133
|
2 263 784
|
2 251 239
|
2 172 747
|
2 111 554
|
1 976 522
|
1 890 656
|
1 803 809
|
1 726 607
|
1 688 028
|
1 693 521
|
1 668 385
|
1 608 484
|
1 534 022
|
1 442 195
|
1 412 404
|
1 439 858
|
0
|
0
|
404 156
|
1 484 753
|
1 155 220
|
1 582 093
|
1 611 354
|
1 646 064
|
1 682 349
|
1 668 535
|
1 675 078
|
|
| Interest Expense |
409 075
|
512 123
|
620 970
|
457 677
|
543 228
|
659 380
|
779 950
|
883 100
|
907 447
|
882 254
|
827 334
|
759 952
|
733 248
|
706 075
|
698 007
|
733 511
|
807 117
|
940 904
|
850 633
|
1 112 090
|
1 114 060
|
1 045 269
|
985 198
|
940 698
|
918 250
|
932 360
|
938 974
|
956 827
|
961 737
|
990 989
|
1 048 415
|
1 058 374
|
1 033 193
|
969 049
|
900 628
|
893 589
|
942 104
|
1 021 989
|
1 094 312
|
1 201 007
|
1 294 645
|
1 346 985
|
1 419 400
|
1 435 110
|
1 411 721
|
1 399 921
|
1 367 681
|
1 319 775
|
1 262 671
|
1 219 999
|
1 204 401
|
1 209 854
|
1 214 406
|
1 191 295
|
1 146 715
|
1 094 999
|
1 065 854
|
1 068 950
|
1 074 140
|
1 067 968
|
1 049 601
|
1 016 354
|
971 417
|
987 467
|
1 056 241
|
1 083 979
|
1 044 518
|
928 965
|
766 265
|
634 806
|
572 272
|
526 100
|
360 521
|
346 551
|
360 819
|
502 774
|
549 311
|
609 497
|
670 186
|
735 995
|
808 371
|
875 390
|
943 495
|
|
| Non Interest Income |
68 978
|
84 095
|
100 142
|
72 130
|
63 865
|
57 287
|
51 540
|
72 121
|
113 496
|
114 764
|
112 083
|
82 845
|
98 101
|
94 317
|
97 825
|
100 303
|
65 578
|
64 019
|
60 454
|
63 088
|
40 712
|
39 279
|
40 199
|
49 485
|
58 025
|
62 109
|
120 722
|
151 898
|
179 776
|
178 623
|
149 419
|
116 274
|
77 751
|
100 503
|
90 251
|
104 184
|
105 357
|
109 242
|
113 389
|
104 494
|
93 653
|
148 600
|
144 273
|
159 519
|
112 556
|
116 889
|
127 660
|
110 460
|
124 880
|
190 008
|
180 849
|
181 344
|
96 157
|
149 268
|
135 347
|
129 149
|
74 137
|
86 625
|
104 657
|
109 042
|
109 601
|
146 496
|
125 006
|
141 979
|
117 298
|
101 703
|
126 619
|
297 724
|
308 126
|
326 584
|
319 968
|
147 206
|
96 591
|
153 014
|
260 036
|
312 849
|
361 456
|
361 058
|
284 086
|
357 796
|
388 835
|
469 973
|
554 891
|
|
| Revenue |
488 930
N/A
|
607 589
+24%
|
709 143
+17%
|
468 924
-34%
|
480 408
+2%
|
469 948
-2%
|
465 128
-1%
|
462 285
-1%
|
478 611
+4%
|
460 437
-4%
|
468 767
+2%
|
453 684
-3%
|
452 711
0%
|
457 667
+1%
|
469 424
+3%
|
476 966
+2%
|
461 373
-3%
|
481 705
+4%
|
501 666
+4%
|
542 085
+8%
|
538 791
-1%
|
570 078
+6%
|
582 896
+2%
|
598 015
+3%
|
644 953
+8%
|
629 671
-2%
|
692 470
+10%
|
725 224
+5%
|
762 804
+5%
|
798 087
+5%
|
814 984
+2%
|
855 983
+5%
|
903 780
+6%
|
1 015 805
+12%
|
1 070 448
+5%
|
1 122 109
+5%
|
1 103 614
-2%
|
1 081 645
-2%
|
1 068 495
-1%
|
1 053 333
-1%
|
1 048 429
0%
|
1 141 629
+9%
|
1 145 959
+0%
|
1 162 741
+1%
|
1 116 059
-4%
|
1 140 656
+2%
|
1 208 978
+6%
|
1 128 999
-7%
|
1 130 485
+0%
|
1 200 378
+6%
|
1 165 499
-3%
|
1 270 382
+9%
|
1 280 684
+1%
|
1 306 143
+2%
|
1 316 437
+1%
|
1 297 283
-1%
|
1 272 067
-2%
|
1 268 914
0%
|
1 203 264
-5%
|
1 152 628
-4%
|
1 036 522
-10%
|
1 020 798
-2%
|
957 398
-6%
|
881 119
-8%
|
749 085
-15%
|
711 245
-5%
|
750 486
+6%
|
977 243
+30%
|
1 075 883
+10%
|
1 133 973
+5%
|
1 160 100
+2%
|
1 060 964
-9%
|
832 251
-22%
|
899 440
+8%
|
1 014 036
+13%
|
1 294 828
+28%
|
1 323 437
+2%
|
1 333 654
+1%
|
1 225 254
-8%
|
1 267 865
+3%
|
1 262 813
0%
|
1 263 118
+0%
|
1 286 474
+2%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
23 527
|
15 935
|
(17 415)
|
20 033
|
(7 092)
|
(1 500)
|
(4 650)
|
(166)
|
(25 000)
|
(33 200)
|
(33 200)
|
(31 700)
|
(6 832)
|
1 368
|
1 368
|
(307)
|
(175)
|
(175)
|
(2 175)
|
(14 000)
|
(40 250)
|
(56 134)
|
(61 134)
|
(49 134)
|
(24 028)
|
(8 144)
|
(18 144)
|
(58 144)
|
(91 529)
|
(101 829)
|
(91 829)
|
(56 829)
|
(118 899)
|
(149 999)
|
(146 499)
|
(151 499)
|
(63 137)
|
(28 807)
|
(25 307)
|
(24 230)
|
(54 486)
|
(89 525)
|
(135 625)
|
(134 710)
|
(105 371)
|
(64 360)
|
(21 693)
|
(26 641)
|
(58 026)
|
(70 093)
|
(96 254)
|
(117 273)
|
(130 371)
|
(134 814)
|
(144 405)
|
(148 849)
|
(183 706)
|
(189 761)
|
(176 002)
|
(160 952)
|
(228 415)
|
(60 934)
|
(2 302)
|
89 312
|
253 508
|
112 249
|
147 584
|
(168 597)
|
0
|
40 587
|
(143 193)
|
69 136
|
(176 423)
|
(88 022)
|
(42 066)
|
(15 835)
|
8 182
|
20 889
|
12 059
|
(35 856)
|
(22 048)
|
(23 071)
|
(20 315)
|
|
| Non Interest Expense |
(423 822)
|
(520 925)
|
(619 136)
|
(443 402)
|
(441 967)
|
(440 213)
|
(427 489)
|
(434 506)
|
(411 769)
|
(384 274)
|
(391 994)
|
(379 558)
|
(414 620)
|
(424 591)
|
(436 708)
|
(438 868)
|
(420 869)
|
(441 803)
|
(455 166)
|
(474 464)
|
(434 133)
|
(441 962)
|
(443 622)
|
(450 600)
|
(503 373)
|
(499 310)
|
(519 344)
|
(517 961)
|
(545 537)
|
(564 571)
|
(593 674)
|
(657 950)
|
(645 071)
|
(682 989)
|
(719 762)
|
(713 241)
|
(746 864)
|
(766 888)
|
(752 004)
|
(792 897)
|
(813 777)
|
(860 943)
|
(878 171)
|
(903 818)
|
(926 430)
|
(1 017 003)
|
(1 102 477)
|
(1 054 245)
|
(980 035)
|
(1 039 290)
|
(981 126)
|
(1 046 346)
|
(1 063 387)
|
(1 096 001)
|
(1 112 530)
|
(1 090 399)
|
(1 014 025)
|
(1 010 310)
|
(970 035)
|
(947 935)
|
(884 446)
|
(1 045 197)
|
(1 046 610)
|
(1 059 872)
|
(972 170)
|
(799 516)
|
(869 232)
|
(781 182)
|
(1 279 343)
|
(1 362 046)
|
(1 201 364)
|
(1 278 313)
|
(563 679)
|
(682 869)
|
(846 185)
|
(1 095 636)
|
(1 145 133)
|
(1 188 246)
|
(1 052 735)
|
(1 042 254)
|
(1 064 576)
|
(1 060 831)
|
(1 139 222)
|
|
| Pre-Tax Income |
88 635
N/A
|
102 600
+16%
|
72 593
-29%
|
45 556
-37%
|
31 350
-31%
|
28 236
-10%
|
32 990
+17%
|
27 614
-16%
|
41 843
+52%
|
42 964
+3%
|
43 574
+1%
|
42 427
-3%
|
31 258
-26%
|
34 444
+10%
|
34 084
-1%
|
37 791
+11%
|
40 329
+7%
|
39 727
-1%
|
44 325
+12%
|
53 621
+21%
|
64 408
+20%
|
71 982
+12%
|
78 140
+9%
|
98 281
+26%
|
117 551
+20%
|
122 216
+4%
|
154 981
+27%
|
149 118
-4%
|
125 738
-16%
|
131 687
+5%
|
129 481
-2%
|
141 204
+9%
|
139 810
-1%
|
182 817
+31%
|
204 187
+12%
|
257 369
+26%
|
293 613
+14%
|
285 950
-3%
|
291 184
+2%
|
236 206
-19%
|
180 166
-24%
|
191 161
+6%
|
132 163
-31%
|
124 213
-6%
|
84 258
-32%
|
59 293
-30%
|
84 808
+43%
|
48 113
-43%
|
92 424
+92%
|
90 995
-2%
|
88 119
-3%
|
106 763
+21%
|
86 926
-19%
|
75 328
-13%
|
59 502
-21%
|
58 035
-2%
|
74 336
+28%
|
68 843
-7%
|
57 227
-17%
|
43 741
-24%
|
(76 339)
N/A
|
(85 333)
-12%
|
(91 514)
-7%
|
(89 441)
+2%
|
30 423
N/A
|
23 978
-21%
|
28 838
+20%
|
27 464
-5%
|
(203 460)
N/A
|
(187 486)
+8%
|
(184 457)
+2%
|
(148 213)
+20%
|
92 149
N/A
|
128 549
+40%
|
125 785
-2%
|
183 357
+46%
|
186 486
+2%
|
166 297
-11%
|
184 578
+11%
|
189 755
+3%
|
176 189
-7%
|
179 216
+2%
|
126 937
-29%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(6 572)
|
(7 323)
|
(8 697)
|
(12 793)
|
(8 817)
|
(8 066)
|
(10 386)
|
(9 710)
|
(11 063)
|
(15 205)
|
(15 540)
|
(15 727)
|
(16 198)
|
(14 507)
|
(19 212)
|
(14 628)
|
(18 479)
|
(19 597)
|
(17 376)
|
(24 927)
|
(22 550)
|
(24 232)
|
(25 987)
|
(25 999)
|
(33 882)
|
(37 690)
|
(36 581)
|
(40 184)
|
(25 308)
|
(26 003)
|
(28 970)
|
(30 318)
|
(6 461)
|
(1 113)
|
2 489
|
(8 210)
|
(70 808)
|
(72 278)
|
(88 478)
|
(82 474)
|
(67 790)
|
(78 880)
|
(72 735)
|
(59 615)
|
(12 964)
|
(4 055)
|
(983)
|
10 944
|
(19 581)
|
(16 959)
|
(10 287)
|
(30 291)
|
(18 825)
|
(20 423)
|
(25 788)
|
(21 502)
|
(20 716)
|
(22 649)
|
(13 863)
|
(8 098)
|
17 994
|
25 172
|
26 749
|
27 251
|
(9 051)
|
(7 263)
|
(5 426)
|
(4 790)
|
35 397
|
35 397
|
35 397
|
35 397
|
0
|
0
|
0
|
(36 604)
|
(36 604)
|
(36 604)
|
(36 604)
|
(37 281)
|
(41 866)
|
(46 663)
|
(45 796)
|
|
| Income from Continuing Operations |
82 062
|
95 276
|
63 895
|
32 762
|
22 533
|
20 170
|
22 604
|
17 904
|
30 780
|
27 759
|
28 034
|
26 700
|
15 060
|
19 937
|
14 872
|
23 163
|
21 850
|
20 130
|
26 949
|
28 694
|
41 858
|
47 750
|
52 153
|
72 282
|
83 669
|
84 526
|
118 400
|
108 934
|
100 430
|
105 683
|
100 510
|
110 885
|
133 349
|
181 704
|
206 676
|
249 159
|
222 805
|
213 672
|
202 706
|
153 732
|
112 376
|
112 281
|
59 428
|
64 598
|
71 294
|
55 238
|
83 825
|
59 057
|
72 843
|
74 036
|
77 832
|
76 472
|
68 101
|
54 905
|
33 714
|
36 533
|
53 620
|
46 194
|
43 364
|
35 643
|
(58 345)
|
(60 161)
|
(64 765)
|
(62 190)
|
21 372
|
16 715
|
23 412
|
22 674
|
(168 063)
|
(152 089)
|
(149 060)
|
(112 816)
|
92 149
|
128 549
|
125 785
|
146 753
|
149 882
|
129 693
|
147 974
|
152 474
|
134 323
|
132 553
|
81 141
|
|
| Income to Minority Interest |
10
|
15
|
15
|
17
|
17
|
11
|
2
|
1
|
4
|
6
|
14
|
14
|
10
|
10
|
10
|
13
|
24
|
20
|
17
|
12
|
0
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
82 072
N/A
|
95 291
+16%
|
63 910
-33%
|
32 779
-49%
|
22 550
-31%
|
20 181
-11%
|
22 606
+12%
|
17 905
-21%
|
30 784
+72%
|
27 765
-10%
|
28 048
+1%
|
26 714
-5%
|
15 070
-44%
|
19 947
+32%
|
14 882
-25%
|
23 176
+56%
|
21 874
-6%
|
20 150
-8%
|
26 966
+34%
|
28 706
+6%
|
41 858
+46%
|
47 751
+14%
|
52 154
+9%
|
72 282
+39%
|
83 669
+16%
|
84 526
+1%
|
118 400
+40%
|
108 934
-8%
|
100 430
-8%
|
105 683
+5%
|
100 510
-5%
|
110 885
+10%
|
133 349
+20%
|
181 704
+36%
|
206 676
+14%
|
249 159
+21%
|
222 805
-11%
|
213 672
-4%
|
202 706
-5%
|
153 732
-24%
|
112 376
-27%
|
112 281
0%
|
59 428
-47%
|
64 598
+9%
|
71 294
+10%
|
55 238
-23%
|
83 825
+52%
|
59 057
-30%
|
72 843
+23%
|
74 035
+2%
|
77 832
+5%
|
76 472
-2%
|
68 101
-11%
|
54 906
-19%
|
33 714
-39%
|
36 533
+8%
|
53 620
+47%
|
46 194
-14%
|
43 364
-6%
|
35 643
-18%
|
(58 345)
N/A
|
(60 161)
-3%
|
(64 765)
-8%
|
(62 190)
+4%
|
21 372
N/A
|
16 715
-22%
|
23 412
+40%
|
22 674
-3%
|
(168 063)
N/A
|
(152 089)
+10%
|
(149 060)
+2%
|
(112 816)
+24%
|
92 149
N/A
|
128 549
+40%
|
125 785
-2%
|
146 753
+17%
|
149 882
+2%
|
129 693
-13%
|
147 974
+14%
|
152 474
+3%
|
134 323
-12%
|
132 553
-1%
|
81 141
-39%
|
|
| EPS (Diluted) |
15.2
N/A
|
17.64
+16%
|
11.83
-33%
|
6
-49%
|
4.18
-30%
|
3.73
-11%
|
4.18
+12%
|
3.31
-21%
|
5.7
+72%
|
5.14
-10%
|
4.4
-14%
|
4.49
+2%
|
2.56
-43%
|
3.39
+32%
|
2.49
-27%
|
3.94
+58%
|
2.55
-35%
|
2.34
-8%
|
3.14
+34%
|
3.31
+5%
|
4.88
+47%
|
5.57
+14%
|
6.08
+9%
|
8.42
+38%
|
9.76
+16%
|
9.85
+1%
|
13.8
+40%
|
12.7
-8%
|
11.71
-8%
|
12.32
+5%
|
11.72
-5%
|
12.93
+10%
|
15.55
+20%
|
13.88
-11%
|
15.79
+14%
|
19.03
+21%
|
17.02
-11%
|
16.32
-4%
|
15.48
-5%
|
11.74
-24%
|
8.59
-27%
|
8.57
0%
|
4.54
-47%
|
4.93
+9%
|
5.45
+11%
|
4.23
-22%
|
6.41
+52%
|
4.52
-29%
|
5.47
+21%
|
4.68
-14%
|
4.92
+5%
|
4.84
-2%
|
4.31
-11%
|
3.46
-20%
|
2.12
-39%
|
2.3
+8%
|
3.39
+47%
|
2.92
-14%
|
2.74
-6%
|
2.25
-18%
|
-3.69
N/A
|
-3.81
-3%
|
-4.1
-8%
|
-3.93
+4%
|
1.35
N/A
|
1.06
-21%
|
1.47
+39%
|
1.41
-4%
|
-8.31
N/A
|
-7.52
+10%
|
-7.37
+2%
|
-5.58
+24%
|
4.56
N/A
|
6.36
+39%
|
6.22
-2%
|
7.26
+17%
|
7.41
+2%
|
6.41
-13%
|
7.32
+14%
|
7.54
+3%
|
6.64
-12%
|
6.55
-1%
|
4.01
-39%
|
|