Sinar Mas Multiartha Tbk PT
IDX:SMMA

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Sinar Mas Multiartha Tbk PT Logo
Sinar Mas Multiartha Tbk PT
IDX:SMMA
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Price: 13 000 IDR
Market Cap: Rp82.8T

Net Margin

11.6%
Current
Improving
by 7.1%
vs 3-y average of 4.5%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
11.6%
=
Net Income
Rp3T
/
Revenue
Rp25.9T

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
11.6%
=
Net Income
Rp3T
/
Revenue
Rp25.9T

Peer Comparison

Country Company Market Cap Net
Margin
ID
Sinar Mas Multiartha Tbk PT
IDX:SMMA
82.8T IDR
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DE
Allianz SE
XETRA:ALV
147.4B EUR
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CH
Zurich Insurance Group AG
SIX:ZURN
81.8B CHF
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FR
AXA SA
PAR:CS
85.6B EUR
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IT
Assicurazioni Generali SpA
MIL:G
54.3B EUR
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CN
China Pacific Insurance Group Co Ltd
SSE:601601
424.4B CNY
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US
American International Group Inc
NYSE:AIG
41.8B USD
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US
Hartford Financial Services Group Inc
NYSE:HIG
39B USD
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DE
Talanx AG
XETRA:TLX
28.7B EUR
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FI
Sampo Oyj
OMXH:SAMPO
25.8B EUR
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UK
Aviva PLC
LSE:AV
20.1B GBP
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Market Distribution

Higher than 76% of companies in Indonesia
Percentile
76th
Based on 1 383 companies
76th percentile
11.6%
Low
-220 730.8% — 0%
Typical Range
0% — 9.8%
High
9.8% — 190 521.4%
Distribution Statistics
Indonesia
Min -220 730.8%
30th Percentile 0%
Median 3.7%
70th Percentile 9.8%
Max 190 521.4%

Other Profitability Ratios

Sinar Mas Multiartha Tbk PT
Glance View

Market Cap
82.8T IDR
Industry
Insurance

Sinar Mas Multiartha Tbk PT, a key player within the sprawling Sinar Mas Group, orchestrates its presence in Indonesia’s financial sector. Originally rooted as a finance company, it has evolved into a formidable conglomerate that administers a diversified portfolio of financial services. The company masterfully intertwines its operations in banking, insurance, leasing, and capital markets, leveraging its affiliations and strategic partnerships to offer comprehensive financial solutions. By maintaining a keen focus on innovation and adapting to market dynamics, Sinar Mas Multiartha crafts a unique value proposition that caters to the varied needs of consumers and businesses alike. The company thrives on its ability to generate revenue through multiple streams, integrating traditional banking services with cutting-edge financial technology. It makes money by providing loans and credit services, which accrue interest; insurance products that pool risk and provide security, creating a reliable influx of premiums; and a range of investment services that attract fees and commissions. Additionally, its leasing activities channel consistent rental returns. By embodying a culture of responsiveness and leveraging its deep-rooted market insights, Sinar Mas Multiartha continues to address the complexities of financial management, positioning itself as a vital thread in the tapestry of Indonesia’s economic landscape.

SMMA Intrinsic Value
3 295.76 IDR
Overvaluation 75%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
11.6%
=
Net Income
Rp3T
/
Revenue
Rp25.9T
What is Sinar Mas Multiartha Tbk PT's current Net Margin?

The current Net Margin for Sinar Mas Multiartha Tbk PT is 11.6%, which is above its 3-year median of 4.5%.

How has Net Margin changed over time?

Over the last 3 years, Sinar Mas Multiartha Tbk PT’s Net Margin has increased from 1.3% to 11.6%. During this period, it reached a low of 0.7% on Sep 30, 2024 and a high of 11.6% on Oct 30, 2025.

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