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Finbond Group Ltd
JSE:FGL

Watchlist Manager
Finbond Group Ltd
JSE:FGL
Watchlist
Price: 125 Zac 4.17% Market Closed
Market Cap: 644.7m ZAR
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
-35%
5Y
-75%
10Y
+571%
Non Interest Income
+
3Y
+44%
5Y
+62%
10Y
+179%
Net Income
+
3Y
-
5Y
-67%
10Y
-38%

Income Statement
Finbond Group Ltd

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Income Statement
Currency: ZAR
Feb-2008 Aug-2008 Feb-2009 Aug-2009 Feb-2010 Aug-2010 Feb-2011 Aug-2011 Feb-2012 Aug-2012 Feb-2013 Aug-2013 Feb-2014 Aug-2014 Feb-2015 Aug-2015 Feb-2016 Aug-2016 Feb-2017 Aug-2017 Feb-2018 Aug-2018 Feb-2019 Aug-2019 Feb-2020 Aug-2020 Feb-2021 Aug-2021 Feb-2022 Aug-2022 Feb-2023 Aug-2023 Feb-2024 Aug-2024 Feb-2025
Revenue
Net Interest Income
176
195
125
115
136
145
162
161
157
170
151
81
49
60
69
72
74
183
834
1 234
1 334
1 504
1 616
1 708
1 842
1 614
1 154
930
721
803
412
212
491
181
465
Interest Income
176
202
140
131
156
166
178
176
173
189
172
107
93
123
146
155
161
283
979
1 424
1 542
1 711
1 810
1 933
2 096
1 889
1 444
1 219
1 035
1 139
1 288
1 420
822
1 239
833
Interest Expense
0
7
15
16
20
21
16
15
17
19
21
27
44
63
76
84
88
100
145
190
208
207
194
225
254
276
290
289
314
336
309
301
330
315
368
Non Interest Income
1
(0)
0
3
4
1
0
(0)
22
0
0
95
190
217
310
376
400
545
606
735
894
931
768
697
534
378
453
547
601
646
673
671
766
802
866
Revenue
177
N/A
194
+10%
125
-36%
118
-6%
140
+19%
146
+5%
162
+11%
161
-1%
179
+11%
170
-5%
151
-11%
176
+16%
238
+36%
276
+16%
379
+37%
448
+18%
474
+6%
728
+54%
1 440
+98%
1 968
+37%
2 227
+13%
2 435
+9%
2 384
-2%
2 404
+1%
2 376
-1%
1 991
-16%
1 606
-19%
1 477
-8%
1 322
-11%
1 449
+10%
1 085
-25%
883
-19%
1 257
+42%
983
-22%
1 331
+35%
Pre-Tax Income
Loan Loss Provision
(4)
14
(8)
(33)
(28)
(31)
(24)
(25)
(24)
(23)
(20)
(20)
(25)
(34)
(60)
(84)
(71)
(114)
(296)
(435)
(500)
(545)
(604)
(571)
(462)
(367)
(311)
(232)
(213)
(340)
(276)
(207)
(267)
(221)
(264)
Non Interest Expense
(85)
(125)
(179)
(146)
(51)
(98)
(165)
(162)
(127)
(100)
(110)
(132)
(167)
(191)
(246)
(273)
(308)
(487)
(864)
(1 159)
(1 303)
(1 460)
(1 634)
(1 740)
(1 654)
(1 639)
(1 608)
(1 460)
(1 421)
(1 504)
(1 108)
(842)
(960)
(708)
(1 005)
Pre-Tax Income
89
N/A
84
-6%
(62)
N/A
(62)
+0%
61
N/A
17
-72%
(27)
N/A
(26)
+0%
28
N/A
47
+68%
21
-55%
24
+13%
47
+95%
51
+9%
73
+44%
91
+24%
95
+4%
128
+35%
279
+118%
375
+34%
423
+13%
430
+1%
146
-66%
93
-36%
260
+179%
(15)
N/A
(313)
-2 003%
(215)
+31%
(312)
-45%
(395)
-27%
(299)
+24%
(165)
+45%
31
N/A
54
+75%
62
+15%
Net Income
Tax Provision
(26)
(26)
4
10
(3)
4
6
6
(15)
(20)
(1)
1
(10)
(8)
(23)
(32)
(38)
(45)
(72)
(90)
(102)
(104)
(6)
12
(45)
16
58
25
39
42
19
0
(32)
(41)
(33)
Income from Continuing Operations
63
58
(58)
(52)
58
21
(20)
(20)
13
27
21
25
37
43
51
59
57
84
207
286
321
325
140
105
215
1
(255)
(190)
(273)
(353)
(279)
(165)
(1)
12
29
Income to Minority Interest
(2)
(7)
(3)
1
0
0
0
0
0
0
0
0
0
0
0
0
0
(5)
(69)
(104)
(94)
(100)
(113)
(123)
(117)
(89)
(40)
(19)
29
71
4
(30)
2
(3)
3
Net Income (Common)
60
N/A
50
-16%
(61)
N/A
(50)
+17%
58
N/A
22
-63%
(20)
N/A
(20)
+1%
14
N/A
28
+102%
21
-25%
25
+22%
37
+46%
43
+17%
51
+18%
59
+16%
57
-3%
79
+37%
139
+76%
182
+31%
227
+25%
225
-1%
27
-88%
(18)
N/A
98
N/A
(88)
N/A
(295)
-236%
(209)
+29%
(244)
-17%
(282)
-15%
(275)
+2%
(195)
+29%
1
N/A
9
+1 508%
32
+255%
EPS (Diluted)
0.21
N/A
0.18
-14%
-0.21
N/A
-0.12
+43%
0.14
N/A
0.06
-57%
-0.05
N/A
-0.05
N/A
0.03
N/A
0.06
+100%
0.04
-33%
0.04
N/A
0.06
+50%
0.07
+17%
0.09
+29%
0.1
+11%
0.1
N/A
0.12
+20%
0.19
+58%
0.24
+26%
0.24
N/A
0.25
+4%
0.03
-88%
-0.01
N/A
0.11
N/A
-0.1
N/A
-0.34
-240%
-0.24
+29%
-0.29
-21%
-0.33
-14%
-0.33
N/A
-0.23
+30%
0
N/A
0.01
N/A
0.07
+600%

See Also

Summary
FGL intrinsic value, competitors valuation, and company profile.
DCF Valuation
FGL stock valuation using Discount Cash Flow valuation method.
Relative Valuation
FGL stock valuation using valuation multiples.
Wall Street Estimates
FGL price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
FGL stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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