Incar Finance Service Co Ltd
KOSDAQ:211050
Income Statement
Income Statement
Incar Finance Service Co Ltd
| Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||
| Interest Expense |
209
|
399
|
587
|
855
|
903
|
988
|
1 107
|
1 268
|
2 087
|
4 421
|
6 752
|
8 866
|
10 290
|
10 117
|
9 673
|
9 089
|
0
|
0
|
2 587
|
|
| Gross Premiums Earned |
77 097
|
158 728
|
233 842
|
314 623
|
327 497
|
343 140
|
371 255
|
401 449
|
311 478
|
214 204
|
110 975
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Revenue |
77 097
N/A
|
158 728
+106%
|
233 842
+47%
|
314 623
+35%
|
327 497
+4%
|
343 140
+5%
|
371 255
+8%
|
401 438
+8%
|
428 257
+7%
|
459 203
+7%
|
503 429
+10%
|
556 799
+11%
|
625 968
+12%
|
708 196
+13%
|
795 876
+12%
|
832 253
+5%
|
876 392
+5%
|
904 723
+3%
|
940 675
+4%
|
|
| Operating Income | ||||||||||||||||||||
| Operating Expenses |
(73 503)
|
(148 180)
|
(218 154)
|
(293 490)
|
(305 405)
|
(320 297)
|
(345 557)
|
(374 057)
|
(394 186)
|
(424 274)
|
(466 562)
|
(510 246)
|
(572 223)
|
(642 000)
|
(711 195)
|
(745 992)
|
(787 466)
|
(813 052)
|
(851 177)
|
|
| Selling, General & Administrative |
(7 048)
|
(13 822)
|
(21 961)
|
(30 549)
|
(33 250)
|
(34 914)
|
(36 421)
|
(39 113)
|
(39 504)
|
(41 691)
|
(45 112)
|
(46 929)
|
(50 756)
|
(53 623)
|
(56 270)
|
(57 759)
|
(60 672)
|
(65 234)
|
(69 344)
|
|
| Depreciation & Amortization |
(1 989)
|
(4 048)
|
(6 119)
|
(8 661)
|
(9 272)
|
(9 976)
|
(10 745)
|
(11 009)
|
(11 321)
|
(11 503)
|
(11 684)
|
(12 330)
|
(12 906)
|
(13 343)
|
(13 531)
|
(13 407)
|
(13 900)
|
(14 596)
|
(15 595)
|
|
| Benefits Claims Loss Adjustment |
(64 467)
|
(130 310)
|
(190 041)
|
(254 279)
|
(262 927)
|
(275 452)
|
(298 464)
|
(323 914)
|
(343 343)
|
(371 056)
|
(409 741)
|
(450 959)
|
(508 530)
|
(575 001)
|
(641 360)
|
(674 792)
|
(712 858)
|
(733 184)
|
(766 196)
|
|
| Other Operating Expenses |
0
|
0
|
(33)
|
0
|
44
|
44
|
72
|
(20)
|
(18)
|
(24)
|
(26)
|
(28)
|
(31)
|
(34)
|
(35)
|
(34)
|
(35)
|
(38)
|
(42)
|
|
| Operating Income |
3 594
N/A
|
10 548
+193%
|
15 688
+49%
|
21 134
+35%
|
22 092
+5%
|
22 843
+3%
|
25 698
+12%
|
27 381
+7%
|
34 071
+24%
|
34 929
+3%
|
36 866
+6%
|
46 553
+26%
|
53 745
+15%
|
66 196
+23%
|
84 681
+28%
|
86 261
+2%
|
88 926
+3%
|
91 671
+3%
|
89 498
-2%
|
|
| Pre-Tax Income | ||||||||||||||||||||
| Interest Income Expense |
(61)
|
(82)
|
(84)
|
(300)
|
(442)
|
(634)
|
(887)
|
(1 751)
|
(2 389)
|
(4 344)
|
(6 274)
|
(6 679)
|
(7 857)
|
(7 619)
|
(7 145)
|
(6 385)
|
(5 243)
|
(4 617)
|
(1 227)
|
|
| Non-Reccuring Items |
194
|
151
|
101
|
109
|
(81)
|
26
|
79
|
74
|
(3)
|
(51)
|
49
|
(47)
|
33
|
56
|
(40)
|
74
|
78
|
43
|
52
|
|
| Gain/Loss on Disposition of Assets |
(11)
|
(24)
|
(40)
|
(62)
|
(48)
|
(61)
|
(57)
|
(45)
|
(54)
|
(65)
|
(54)
|
(49)
|
(62)
|
(65)
|
(75)
|
(102)
|
(103)
|
(71)
|
(96)
|
|
| Total Other Income |
112
|
218
|
410
|
618
|
638
|
866
|
839
|
883
|
922
|
813
|
787
|
713
|
714
|
631
|
615
|
553
|
533
|
551
|
809
|
|
| Pre-Tax Income |
3 829
N/A
|
10 812
+182%
|
16 075
+49%
|
21 499
+34%
|
22 158
+3%
|
23 039
+4%
|
25 672
+11%
|
26 542
+3%
|
32 548
+23%
|
31 283
-4%
|
31 374
+0%
|
40 490
+29%
|
46 575
+15%
|
59 199
+27%
|
78 036
+32%
|
80 401
+3%
|
84 190
+5%
|
87 577
+4%
|
89 036
+2%
|
|
| Net Income | ||||||||||||||||||||
| Tax Provision |
(1 150)
|
(2 884)
|
(4 349)
|
(5 103)
|
(5 058)
|
(4 853)
|
(5 458)
|
(5 754)
|
(6 829)
|
(6 730)
|
(6 476)
|
(10 981)
|
(12 653)
|
(15 680)
|
(19 853)
|
(18 374)
|
(19 219)
|
(20 040)
|
(21 093)
|
|
| Income from Continuing Operations |
2 679
|
7 928
|
11 726
|
16 396
|
17 100
|
18 186
|
20 214
|
20 788
|
25 718
|
24 553
|
24 898
|
29 509
|
33 922
|
43 519
|
58 183
|
62 026
|
64 970
|
67 537
|
67 943
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
145
|
203
|
629
|
|
| Net Income (Common) |
2 679
N/A
|
7 928
+196%
|
11 726
+48%
|
16 396
+40%
|
17 100
+4%
|
18 186
+6%
|
20 214
+11%
|
20 788
+3%
|
25 718
+24%
|
24 553
-5%
|
24 898
+1%
|
29 509
+19%
|
33 922
+15%
|
43 519
+28%
|
58 183
+34%
|
62 026
+7%
|
65 115
+5%
|
67 740
+4%
|
68 572
+1%
|
|
| EPS (Diluted) |
298.07
N/A
|
881.84
+196%
|
1 304.66
+48%
|
364.84
-72%
|
1 763.66
+383%
|
1 769.77
+0%
|
1 988.75
+12%
|
410.37
-79%
|
2 502.73
+510%
|
2 389.32
-5%
|
484.58
-80%
|
575.37
+19%
|
681.27
+18%
|
882.61
+30%
|
1 183.45
+34%
|
1 259.73
+6%
|
1 338.23
+6%
|
1 392.29
+4%
|
1 403.89
+1%
|
|