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Price: 449.8 GBX -0.93% Market Closed

Market Cap: £677.1m

Income Statement

Net Interest Income

Non Interest Income

Currency: GBP

		Jul-2001	Jan-2002	Jul-2002	Jan-2003	Jul-2003	Jan-2004	Jul-2004	Jan-2005	Jul-2005	Jan-2006	Jul-2006	Jan-2007	Jul-2007	Jan-2008	Jul-2008	Jan-2009	Jul-2009	Jan-2010	Jul-2010	Jan-2011	Jul-2011	Jan-2012	Jul-2012	Jan-2013	Jul-2013	Jan-2014	Jul-2014	Jan-2015	Jul-2015	Jan-2016	Jul-2016	Jan-2017	Jul-2017	Jan-2018	Jul-2018	Jan-2019	Jul-2019	Jan-2020	Jul-2020	Jan-2021	Jul-2021	Jan-2022	Jul-2022	Jan-2023	Jul-2023	Jan-2024	Jul-2024	Jan-2025	Jul-2025
Revenue
Net Interest Income		96	106	110	118	127	130	134	138	143	147	144	143	147	148	168	171	182	185	191	209	231	249	271	287	300	323	352	379	397	406	423	443	458	473	486	493	506	510	494	506	538	564	578	584	593	587	581	582	569
Interest Income		209	208	199	208	220	226	240	262	283	289	282	287	313	344	381	379	353	313	308	330	361	386	412	434	450	469	491	514	529	536	550	568	574	583	601	617	636	645	629	632	657	671	690	763	898	1 052	1 157	1 164	1 112
Interest Expense		113	102	88	90	94	97	107	125	140	142	138	144	166	196	214	207	171	129	117	121	130	137	141	147	151	146	139	135	132	130	128	125	117	110	115	124	130	135	135	127	119	107	112	180	305	456	553	568	543
Non Interest Income		218	193	191	191	222	269	302	321	341	380	441	476	514	480	313	365	340	337	322	328	341	306	282	288	310	313	303	301	323	324	313	342	358	369	379	379	384	399	456	502	501	473	447	448	436	366	234	255	222
Revenue		314 N/A	299 -5%	301 +1%	309 +3%	349 +13%	398 +14%	435 +9%	458 +5%	484 +6%	527 +9%	585 +11%	620 +6%	661 +7%	627 -5%	481 -23%	537 +12%	522 -3%	522 0%	513 -2%	537 +5%	572 +7%	556 -3%	553 -1%	576 +4%	609 +6%	636 +4%	655 +3%	680 +4%	720 +6%	730 +1%	736 +1%	785 +7%	815 +4%	843 +3%	865 +3%	872 +1%	889 +2%	909 +2%	950 +5%	1 008 +6%	1 038 +3%	1 036 0%	1 025 -1%	1 031 +1%	1 028 0%	953 -7%	815 -14%	837 +3%	791 -5%
Pre-Tax Income
Loan Loss Provision		0	0	0	0	0	0	0	(9)	(20)	(21)	(19)	(19)	(22)	(22)	(28)	(41)	(60)	(67)	(63)	(70)	(65)	(58)	(58)	(54)	(51)	(48)	(44)	(41)	(42)	(39)	(38)	(39)	(39)	(45)	(47)	(46)	(49)	(63)	(184)	(200)	(90)	(85)	(103)	(217)	(204)	(84)	(116)	(288)	(291)
Non Interest Expense		(225)	(231)	(233)	(239)	(271)	(303)	(334)	(338)	(352)	(382)	(409)	(422)	(449)	(443)	(335)	(396)	(374)	(346)	(348)	(369)	(429)	(411)	(360)	(377)	(396)	(411)	(422)	(435)	(458)	(469)	(469)	(495)	(514)	(527)	(547)	(560)	(576)	(593)	(626)	(664)	(683)	(684)	(689)	(698)	(712)	(682)	(566)	(607)	(622)
Pre-Tax Income		90 N/A	68 -25%	68 +1%	71 +3%	78 +10%	95 +22%	101 +7%	112 +11%	112 0%	124 +11%	157 +27%	179 +14%	190 +6%	162 -15%	118 -27%	99 -16%	88 -11%	109 +23%	101 -7%	98 -3%	79 -19%	87 +11%	135 +55%	145 +8%	163 +12%	177 +9%	189 +6%	203 +8%	220 +8%	222 +1%	229 +3%	251 +10%	263 +4%	271 +3%	271 0%	267 -2%	265 -1%	253 -4%	141 -44%	144 +2%	265 +84%	267 +1%	233 -13%	116 -50%	112 -3%	187 +67%	133 -29%	(58) N/A	(122) -111%
Net Income
Tax Provision		(28)	(21)	(22)	(22)	(25)	(31)	(34)	(36)	(37)	(41)	(45)	(50)	(54)	(48)	(32)	(28)	(26)	(28)	(33)	(33)	(35)	(35)	(34)	(36)	(43)	(46)	(43)	(44)	(45)	(43)	(42)	(57)	(69)	(69)	(67)	(65)	(64)	(61)	(31)	(34)	(63)	(65)	(68)	(37)	(31)	(51)	(37)	(23)	(5)
Income from Continuing Operations		62	46	47	48	53	64	67	77	75	83	112	128	137	115	86	71	62	81	68	65	43	52	101	110	121	132	146	159	175	179	186	194	194	202	204	201	200	193	110	110	202	202	165	79	81	137	95	(81)	(127)
Income to Minority Interest		(2)	(2)	(2)	(2)	(2)	(2)	(2)	(2)	(2)	(3)	(3)	(4)	(4)	(4)	(1)	(1)	(0)	(0)	(0)	(0)	(1)	(1)	(2)	(2)	(1)	(1)	(0)	(0)	0	(0)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		60 N/A	45 -25%	44 -1%	47 +5%	51 +9%	62 +22%	65 +5%	74 +14%	72 -3%	81 +11%	109 +35%	125 +15%	133 +7%	111 -17%	90 -19%	68 -24%	72 +5%	93 +30%	66 -29%	34 -48%	15 -58%	51 +246%	100 +97%	108 +8%	119 +11%	133 +11%	150 +13%	173 +15%	186 +8%	179 -4%	187 +4%	195 +4%	191 -2%	198 +4%	202 +2%	202 0%	202 0%	193 -4%	110 -43%	110 +0%	202 +84%	202 +0%	165 -18%	79 -52%	81 +3%	142 +74%	100 -29%	(80) N/A	(78) +3%
EPS (Diluted)		0.45 N/A	0.33 -27%	0.32 -3%	0.33 +3%	0.36 +9%	0.43 +19%	0.45 +5%	0.51 +13%	0.5 -2%	0.55 +10%	0.74 +35%	0.85 +15%	0.9 +6%	0.74 -18%	0.6 -19%	0.49 -18%	0.5 +2%	0.64 +28%	0.47 -27%	0.23 -51%	0.09 -61%	0.34 +278%	0.68 +100%	0.73 +7%	0.8 +10%	0.89 +11%	1 +12%	1.15 +15%	1.23 +7%	1.19 -3%	1.24 +4%	1.3 +5%	1.29 -1%	1.31 +2%	1.35 +3%	1.33 -1%	1.33 N/A	1.28 -4%	0.72 -44%	0.73 +1%	1.34 +84%	1.34 N/A	1.1 -18%	0.52 -53%	0.54 +4%	0.94 +74%	0.66 -30%	-0.54 N/A	-0.52 +4%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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