Funding Circle Holdings PLC
LSE:FCH
Intrinsic Value
Funding Circle Holdings Ltd. engages in the provision of loan platform for small and medium enterprise. [ Read More ]
The intrinsic value of one
FCH
stock under the Base Case scenario is
169.77
GBX.
Compared to the current market price of 65.61 GBX,
Funding Circle Holdings PLC
is
Undervalued by 61%.
Funding Circle Holdings PLC's market capitalization is 237.1m GBX.
FCH stock price is 65.61 GBX.
FCH stock price (65.61 GBX) is 61% less than its Intrinsic Value (169.77 GBX).
FCH stock price (65.61 GBX) is 69% less than its Relative Value (212.63 GBX). Open Relative Valuation
FCH has upside potential of 96% compared to the average analyst price target.
Open Wall St Estimates
FCH's Revenue has grown by 11% over the past 12 months.
FCH's ROIC (Return on Invested Capital) has decreased in the last 3 years from -12% to -19%, and is approaching profitability.
FCH has negative Free Cash Flow for the last twelve months.
FCH's Revenue has been growing by 18% per year for the last 3 years.
FCH's ROE (Return on Equity) has significantly increased in the last 3 years from -40% to -14%, and is approaching profitability.
FCH's ROE (Return on Equity) for the past 12 months is negative and is equal to -14%.
FCH has negative Operating Income for the last twelve months.
FCH has negative three-year average ROE (Return on Equity): -2%. The company is not efficient at transforming stockholders' equity into net income.
FCH's ROIC (Return on Invested Capital) for the past 12 months is negative and is equal to -19%.
FCH has negative Net Income for the last twelve months.
FCH has negative three-year average ROIC (Return on Invested Capital): -3%. The company is not efficient at using invested capital to generate operating income.
FCH's Revenue is forecast to grow at a rate of 52% per year over the next 3 years.
FCH's short-term assets (310m GBP) exceed its short-term liabilties (118m GBP).
FCH's long-term assets (373m GBP) exceed its long-term liabilties (126m GBP).
FCH's D/E (Debt to Equity) is very low and is equal to 0.25.
FCH has negative Net Debt. This means that the company has more cash and short-term investments (221m GBP) than debt (62m GBP).
FCH's Altman Z-Score is very low and is equal to 0.78.
Valuation Backtest
Funding Circle Holdings PLC
Run backtest to discover the historical profit from buying and selling
FCH
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Funding Circle Holdings PLC
Balance Sheet Decomposition
Funding Circle Holdings PLC
| Current Assets | 310.4m |
| Cash & Short-Term Investments | 221.4m |
| Receivables | 20.4m |
| Other Current Assets | 68.6m |
| Non-Current Assets | 62.8m |
| Long-Term Investments | 33.4m |
| PP&E | 5m |
| Intangibles | 23m |
| Other Non-Current Assets | 1.4m |
| Current Liabilities | 117.7m |
| Accounts Payable | 54.3m |
| Short-Term Debt | 54.7m |
| Other Current Liabilities | 8.7m |
| Non-Current Liabilities | 8.7m |
| Long-Term Debt | 7.6m |
| Other Non-Current Liabilities | 1.1m |
Earnings Waterfall
Funding Circle Holdings PLC
|
Revenue
|
170.9m
GBP
|
|
Operating Expenses
|
-195.2m
GBP
|
|
Operating Income
|
-24.3m
GBP
|
|
Other Expenses
|
-14m
GBP
|
|
Net Income
|
-38.3m
GBP
|
Free Cash Flow Analysis
Funding Circle Holdings PLC
FCH Profitability Score
Profitability Due Diligence
Funding Circle Holdings PLC's profitability score is 41/100. The higher the profitability score, the more profitable the company is.
Score
Funding Circle Holdings PLC's profitability score is 41/100. The higher the profitability score, the more profitable the company is.
FCH Solvency Score
Solvency Due Diligence
Funding Circle Holdings PLC's solvency score is 62/100. The higher the solvency score, the more solvent the company is.
Score
Funding Circle Holdings PLC's solvency score is 62/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
FCH Price Targets Summary
Funding Circle Holdings PLC
According to Wall Street analysts, the average 1-year price target for
FCH
is 128.78 GBX
with a low forecast of 60.6 GBX and a high forecast of 262.5 GBX.
Shareholder Return
FCH Price
Funding Circle Holdings PLC
| Average Annual Return | -23.22% |
| Standard Deviation of Annual Returns | 41.33% |
| Max Drawdown | -90% |
| Market Capitalization | 237.1m GBX |
| Shares Outstanding | 335 023 395 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Funding Circle Holdings PLC
Country
Industry
Market Cap
Dividend Yield
Description
Funding Circle Holdings Ltd. engages in the provision of loan platform for small and medium enterprise. The firm provides an online marketplace that allows entrepreneurs to access funding from investors and allows them to borrow business loans for small and medium-sized enterprises. The Company’s online marketplace provides both secured and unsecured loans to operate businesses, get working capital, buy assets, and develop business properties. The firm provides its services through its subsidiary Funding Circle Limited. The Company’s geographic segments consist of the United Kingdom, the United States and Developing Markets. The Developing Markets segment includes the Group's businesses in Germany and the Netherlands. The Company’s a range of investors are utilizing technology and distribution platform to lend more than £13 billion to approximately 120,000 businesses globally.
Contact
IPO
Employees
Officers
The intrinsic value of one
FCH
stock under the Base Case scenario is
169.77
GBX.
Compared to the current market price of 65.61 GBX,
Funding Circle Holdings PLC
is
Undervalued by 61%.
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