First Time Loading...

OSB Group PLC
LSE:OSB

Watchlist Manager
OSB Group PLC Logo
OSB Group PLC
LSE:OSB
Watchlist
Price: 455.2 GBX 1.43%
Updated: May 15, 2024

Intrinsic Value

OSB Group Plc engages in providing mortgage lending services. [ Read More ]

The intrinsic value of one OSB stock under the Base Case scenario is 1 207.51 GBX. Compared to the current market price of 455.2 GBX, OSB Group PLC is Undervalued by 62%.

Key Points:
OSB Intrinsic Value
Base Case
1 207.51 GBX
Undervaluation 62%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
OSB Group PLC

Backtest Intrinsic Value
Dive into the past to invest in the future

Run backtest to discover the historical profit from buying and selling OSB stocks based on their intrinsic value.

Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

Run Backtest
Settings
Valuation Methods
Buy/Sell Thresholds
Buy When:
%
Sell When:
%
B
S
Run Backtest
How does it work?

Fundamental Analysis

Beta
Ask me anything about
OSB Group PLC

Provide an overview of the primary business activities
of OSB Group PLC.

What unique competitive advantages
does OSB Group PLC hold over its rivals?

What risks and challenges
does OSB Group PLC face in the near future?

Summarize the latest earnings call
of OSB Group PLC.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for OSB Group PLC.

Provide P/S
for OSB Group PLC.

Provide P/E
for OSB Group PLC.

Provide P/B
for OSB Group PLC.

Show me price targets
for OSB Group PLC made by professional analysts.

What are the Revenue projections
for OSB Group PLC?

How accurate were the past Revenue estimates
for OSB Group PLC?

What are the Net Income projections
for OSB Group PLC?

How accurate were the past Net Income estimates
for OSB Group PLC?

What are the EPS projections
for OSB Group PLC?

How accurate were the past EPS estimates
for OSB Group PLC?

What are the EBIT projections
for OSB Group PLC?

How accurate were the past EBIT estimates
for OSB Group PLC?

Compare the revenue forecasts
for OSB Group PLC with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of OSB Group PLC and its key competitors using the latest financial data.

Compare historical revenue growth rates
of OSB Group PLC against its competitors.

Analyze the profit margins
(gross, operating, and net) of OSB Group PLC compared to its peers.

Compare the P/E ratios
of OSB Group PLC against its peers.

Discuss the investment returns and shareholder value creation
comparing OSB Group PLC with its peers.

Analyze the financial leverage
of OSB Group PLC compared to its main competitors.

Show all profitability ratios
for OSB Group PLC.

Provide ROE
for OSB Group PLC.

Provide ROA
for OSB Group PLC.

Provide Net Interest Margin
for OSB Group PLC.

Provide Net Margin
for OSB Group PLC.

Show all solvency ratios
for OSB Group PLC.

Loans/Deposits Ratio
for OSB Group PLC.

What is the historical Revenue growth
over the last 5 years for OSB Group PLC?

What is the historical Net Income growth
over the last 5 years for OSB Group PLC?

What is the current Free Cash Flow
of OSB Group PLC?

Discuss the annual earnings per share (EPS)
trend over the past five years for OSB Group PLC.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
OSB Group PLC

Net Loans 25.8B
Investments 1.2B
PP&E 43.8m
Intangibles 26.1m
Other Assets 2.5B
Total Deposits 25.8B
Long Term Debt 1.4B
Other Liabilities 268.5m
Efficiency

Wall St
Price Targets

OSB Price Targets Summary
OSB Group PLC

Wall Street analysts forecast OSB stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for OSB is 619.96 GBX with a low forecast of 424.2 GBX and a high forecast of 735 GBX.

Lowest
Price Target
424.2 GBX
7% Downside
Average
Price Target
619.96 GBX
36% Upside
Highest
Price Target
735 GBX
61% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

OSB Price
OSB Group PLC

1M 1M
+20%
6M 6M
+18%
1Y 1Y
-10%
3Y 3Y
+10%
5Y 5Y
+32%
10Y 10Y
+279%
Annual Price Range
455.2
52w Low
280.8
52w High
536.5
Price Metrics
Average Annual Return 9.29%
Standard Deviation of Annual Returns 19.61%
Max Drawdown -57%
Shares Statistics
Market Capitalization 1.8B GBX
Shares Outstanding 389 961 894
Percentage of Shares Shorted 51%

OSB Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

OSB Group PLC Logo
OSB Group PLC

Country

United Kingdom

Industry

Financial Services

Market Cap

1.8B GBP

Dividend Yield

6.84%

Description

OSB Group Plc engages in providing mortgage lending services. The company is headquartered in Chatham, Kent and currently employs 1,755 full-time employees. The company went IPO on 2014-06-05. The firm's specialist lending is supported by its Kent Reliance and Charter Savings Bank retail savings franchises. Its segments include OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The OSB segment originates mortgages organically via specialist brokers and independent financial advisers through its specialist brands, including Kent Reliance for Intermediaries and InterBay Commercial. OSB's sub segments include Buy-to-Let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. CCFS segment focuses on providing Buy-to-Let and specialist residential mortgages, mortgage servicing, administration and retail savings products. This segment operates through its brands, including Precise Mortgages and Charter Savings Bank.

Contact

KENT
Chatham
Chatham Maritime, Osb House Quayside
https://www.osb.co.uk/

IPO

2014-06-05

Employees

1 755

Officers

Group CEO & Director
Mr. Andrew John Golding
CFO & Director
Ms. April Carolyn Talintyre
Group Chief Operating Officer
Mr. Clive Kornitzer
Group Chief Information Officer
Mr. Peter Hindle
Group Head of Investor Relations
Mr. Alastair Pate
Group Chief Credit & Compliance Officer
Mr. Richard Wilson
Show More
Group General Counsel & Company Secretary
Mr. Jason Stanley Elphick B.Com, LLB, LLM
Group Chief Risk Officer
Mr. Hasan Kazmi
Group Chief Internal Auditor
Ms. Lisa Odendaal
Chief Sustainability Officer
Mr. Neil Richardson
Show Less

See Also

Discover More
What is the Intrinsic Value of one OSB stock?

The intrinsic value of one OSB stock under the Base Case scenario is 1 207.51 GBX.

Is OSB stock undervalued or overvalued?

Compared to the current market price of 455.2 GBX, OSB Group PLC is Undervalued by 62%.