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Secure Trust Bank PLC
LSE:STB

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Secure Trust Bank PLC Logo
Secure Trust Bank PLC
LSE:STB
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Price: 1 392.5 GBX -1.24% Market Closed
Market Cap: £265.5m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+30%
5Y
+28%
10Y
+183%
Non Interest Income
+
3Y
+21%
5Y
+8%
10Y
+30%
Net Income
+
3Y
-39%
5Y
+16%
10Y
-6%

Income Statement
Secure Trust Bank PLC

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Income Statement
Currency: GBP
Dec-2011 Jun-2012 Dec-2012 Jun-2013 Dec-2013 Jun-2014 Dec-2014 Jun-2015 Dec-2015 Jun-2016 Dec-2016 Jun-2017 Dec-2017 Jun-2018 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025
Revenue
Net Interest Income
17
21
34
50
61
68
49
69
79
85
93
86
115
125
134
141
145
153
149
147
149
150
153
161
168
175
185
196
Interest Income
23
29
45
63
74
81
63
86
101
110
119
112
141
154
169
182
191
200
193
181
180
182
203
251
304
344
366
375
Interest Expense
6
8
10
13
13
14
14
17
22
13
26
26
27
30
36
42
46
47
44
34
28
31
50
91
136
169
181
180
Non Interest Income
11
21
22
21
23
23
16
14
17
16
16
16
16
18
19
21
21
17
18
16
16
15
17
17
17
17
19
19
Revenue
29
N/A
42
+46%
57
+36%
72
+27%
84
+17%
91
+8%
65
-28%
84
+28%
96
+15%
101
+6%
109
+7%
101
-7%
131
+29%
143
+9%
153
+7%
161
+5%
166
+3%
170
+2%
167
-2%
162
-3%
165
+2%
166
+0%
170
+3%
178
+5%
185
+4%
192
+4%
204
+6%
214
+5%
Pre-Tax Income
Loan Loss Provision
(5)
(6)
(9)
(14)
(16)
(14)
(9)
(14)
(17)
(22)
(23)
(24)
(34)
(33)
(32)
(34)
(33)
(46)
(51)
(21)
(5)
(21)
(38)
(43)
(43)
(48)
(62)
(65)
Non Interest Expense
(17)
(20)
(31)
(47)
(51)
(54)
(39)
(48)
(54)
(56)
(66)
(62)
(72)
(81)
(86)
(90)
(95)
(98)
(96)
(95)
(105)
(102)
(93)
(96)
(106)
(107)
(113)
(115)
Pre-Tax Income
7
N/A
16
+120%
17
+7%
11
-36%
17
+56%
22
+30%
18
-22%
22
+26%
25
+12%
24
-4%
19
-18%
16
-18%
25
+57%
29
+14%
35
+21%
38
+9%
39
+3%
26
-34%
20
-22%
46
+127%
56
+23%
42
-24%
39
-8%
38
-2%
36
-6%
37
+2%
29
-20%
34
+18%
Net Income
Tax Provision
(2)
(2)
(2)
(2)
(5)
(6)
(4)
(4)
(6)
(5)
(5)
(5)
(5)
(5)
(6)
(8)
(8)
(5)
(4)
(7)
(10)
(10)
(9)
(9)
(10)
(10)
(10)
(11)
Income from Continuing Operations
5
14
16
9
12
16
14
18
19
19
14
11
20
23
28
30
31
20
16
38
46
33
30
29
26
27
20
24
Net Income (Common)
5
N/A
14
+176%
16
+10%
9
-44%
12
+42%
16
+29%
21
+29%
25
+22%
29
+15%
145
+405%
138
-5%
20
-86%
24
+21%
25
+6%
28
+12%
30
+7%
31
+3%
20
-34%
16
-21%
38
+136%
46
+19%
39
-15%
34
-13%
26
-24%
24
-5%
26
+7%
20
-24%
24
+20%
EPS (Diluted)
0.4
N/A
0.99
+148%
1.09
+10%
0.55
-50%
0.77
+40%
1
+30%
1.19
+19%
1.37
+15%
1.55
+13%
7.81
+404%
7.47
-4%
1.05
-86%
1.27
+21%
1.34
+6%
1.51
+13%
1.61
+7%
1.66
+3%
1.09
-34%
0.87
-20%
2.03
+133%
2.39
+18%
2
-16%
1.74
-13%
1.33
-24%
1.26
-5%
1.32
+5%
1.01
-23%
1.2
+19%

See Also

Summary
STB intrinsic value, competitors valuation, and company profile.
DCF Valuation
STB stock valuation using Discount Cash Flow valuation method.
Relative Valuation
STB stock valuation using valuation multiples.
Wall Street Estimates
STB price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
STB stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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