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Intrinsic Value

Is 1SOFI undervalued or overvalued?

See the intrinsic value estimate for SoFi Technologies Inc and find out whether today’s valuation is cheap or expensive by its own historical standards.

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1SOFI Intrinsic Value
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Today vs. history

1SOFI looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with 1SOFI’s past valuations and how the stock performed after similar periods.

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Intrinsic Value Locked
Margin of Safety 20% Locked
Current Price €13.08
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Fundamental Analysis

What SoFi Technologies Does

Financial Services Financials

SoFi Technologies is a digital finance company that helps people borrow, save, invest, and manage money through its app and website. It sells personal loans, student loan refinancing, home loans, checking and savings accounts, credit cards, investment accounts, and insurance referrals. Its main customers are individual consumers, especially people who want most of their financial life in one online place.

Headquarters
United States of America US
Employees
6 100
IPO date
Nov 30, 2020
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View Company Overview

SoFi Technologies has no economic moat

No Moat Narrow Wide

Customers can choose among many banks, lenders and investment apps offering similar services, and can move their accounts or loan business when another provider offers better terms. SoFi’s broad product range may be convenient, but there is not enough evidence that it makes customers harder to win away or lets the company charge more than rivals.

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Financials
Efficiency

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED

Competitive Landscape

Ownership

SOFI Insider Trading
Buy and sell transactions by insiders

What is the Intrinsic Value of one 1SOFI stock?

The intrinsic value for SoFi Technologies Inc (1SOFI) under the Base Case is hidden EUR.

Is 1SOFI stock undervalued or overvalued?

Compared with the current market price of 13.08 EUR, the stock appears hidden.

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