Banco BPM SpA
MIL:BAMI
Income Statement
Income Statement
Banco BPM SpA
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 163
|
1 179
|
1 194
|
1 208
|
1 210
|
1 214
|
1 252
|
1 293
|
1 341
|
1 367
|
1 383
|
1 543
|
1 815
|
1 944
|
2 180
|
2 247
|
2 255
|
2 200
|
2 111
|
2 021
|
1 931
|
1 896
|
1 852
|
1 813
|
1 815
|
1 776
|
1 771
|
1 792
|
1 808
|
1 826
|
1 825
|
1 803
|
1 745
|
1 683
|
1 670
|
1 656
|
1 647
|
1 613
|
1 582
|
1 555
|
1 553
|
1 569
|
1 573
|
1 564
|
1 571
|
1 536
|
1 475
|
1 411
|
1 347
|
1 515
|
1 612
|
1 813
|
2 113
|
2 086
|
2 194
|
2 227
|
2 228
|
2 132
|
2 085
|
2 027
|
1 954
|
1 951
|
1 899
|
1 919
|
1 914
|
1 936
|
1 975
|
1 971
|
1 971
|
1 986
|
2 532
|
2 566
|
2 341
|
3 636
|
4 196
|
4 513
|
3 371
|
5 104
|
5 371
|
5 364
|
3 718
|
5 397
|
5 283
|
5 179
|
|
| Interest Income |
1 932
|
1 978
|
1 885
|
1 895
|
2 033
|
1 835
|
1 678
|
1 848
|
2 596
|
2 085
|
3 009
|
2 832
|
4 582
|
2 853
|
2 180
|
2 247
|
6 195
|
2 200
|
2 111
|
2 021
|
4 052
|
1 896
|
1 852
|
1 813
|
3 768
|
1 776
|
1 771
|
1 792
|
4 200
|
1 826
|
1 825
|
1 803
|
4 031
|
1 683
|
1 670
|
1 656
|
3 576
|
1 613
|
2 510
|
2 483
|
3 260
|
3 275
|
3 008
|
2 999
|
2 779
|
2 743
|
2 551
|
2 487
|
2 325
|
2 522
|
2 607
|
2 809
|
2 113
|
2 599
|
2 534
|
2 567
|
2 862
|
2 766
|
2 656
|
2 598
|
2 514
|
2 489
|
2 421
|
2 441
|
2 417
|
2 439
|
2 448
|
2 444
|
2 425
|
2 440
|
3 024
|
3 059
|
2 962
|
4 244
|
5 766
|
6 083
|
3 289
|
6 291
|
7 259
|
7 252
|
3 440
|
7 185
|
4 998
|
4 894
|
|
| Interest Expense |
769
|
799
|
692
|
687
|
823
|
0
|
0
|
555
|
1 255
|
0
|
0
|
0
|
2 768
|
0
|
0
|
0
|
3 940
|
0
|
0
|
0
|
2 121
|
0
|
0
|
0
|
1 953
|
0
|
0
|
0
|
2 392
|
0
|
0
|
0
|
2 286
|
0
|
0
|
0
|
1 929
|
0
|
0
|
0
|
1 707
|
0
|
0
|
0
|
1 208
|
0
|
0
|
0
|
978
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
634
|
0
|
0
|
0
|
560
|
0
|
0
|
0
|
503
|
0
|
0
|
0
|
551
|
0
|
269
|
0
|
607
|
0
|
1 570
|
0
|
3 188
|
0
|
3 760
|
0
|
3 510
|
0
|
2 866
|
0
|
|
| Non Interest Income |
1 241
|
1 286
|
1 255
|
1 320
|
1 391
|
1 362
|
1 281
|
1 291
|
1 896
|
1 702
|
1 730
|
1 750
|
2 271
|
1 826
|
1 827
|
1 889
|
1 969
|
1 526
|
1 558
|
1 531
|
2 227
|
1 943
|
2 146
|
2 188
|
2 294
|
1 882
|
1 930
|
2 063
|
2 024
|
2 222
|
2 115
|
1 965
|
2 023
|
1 882
|
2 026
|
2 046
|
2 011
|
2 104
|
2 004
|
1 986
|
1 849
|
1 874
|
1 838
|
1 799
|
2 773
|
2 011
|
1 958
|
2 005
|
1 699
|
4 945
|
2 093
|
2 185
|
5 472
|
(536)
|
2 826
|
3 026
|
2 702
|
2 816
|
3 001
|
2 777
|
3 156
|
3 046
|
2 386
|
2 490
|
2 382
|
2 364
|
2 612
|
2 571
|
2 503
|
2 727
|
3 390
|
3 419
|
2 609
|
4 243
|
4 234
|
4 141
|
9 537
|
7 355
|
9 287
|
9 392
|
7 883
|
9 147
|
10 161
|
10 242
|
|
| Revenue |
2 404
N/A
|
2 465
+3%
|
2 449
-1%
|
2 528
+3%
|
2 600
+3%
|
2 576
-1%
|
2 533
-2%
|
2 584
+2%
|
3 236
+25%
|
3 069
-5%
|
3 114
+1%
|
3 292
+6%
|
4 085
+24%
|
3 770
-8%
|
4 007
+6%
|
4 136
+3%
|
4 223
+2%
|
3 725
-12%
|
3 669
-2%
|
3 552
-3%
|
4 158
+17%
|
3 839
-8%
|
3 999
+4%
|
4 001
+0%
|
4 109
+3%
|
3 658
-11%
|
3 701
+1%
|
3 854
+4%
|
3 832
-1%
|
4 049
+6%
|
3 940
-3%
|
3 768
-4%
|
3 769
+0%
|
3 564
-5%
|
3 696
+4%
|
3 701
+0%
|
3 658
-1%
|
3 717
+2%
|
3 586
-4%
|
3 542
-1%
|
3 402
-4%
|
3 442
+1%
|
3 411
-1%
|
3 363
-1%
|
4 344
+29%
|
3 547
-18%
|
3 433
-3%
|
3 415
-1%
|
3 045
-11%
|
6 461
+112%
|
3 705
-43%
|
3 998
+8%
|
7 586
+90%
|
1 550
-80%
|
5 020
+224%
|
5 253
+5%
|
4 929
-6%
|
4 947
+0%
|
5 086
+3%
|
4 804
-6%
|
5 110
+6%
|
4 997
-2%
|
4 285
-14%
|
4 409
+3%
|
4 296
-3%
|
4 300
+0%
|
4 587
+7%
|
4 542
-1%
|
4 475
-1%
|
4 713
+5%
|
5 921
+26%
|
5 986
+1%
|
4 950
-17%
|
7 878
+59%
|
8 429
+7%
|
8 654
+3%
|
12 908
+49%
|
12 459
-3%
|
14 658
+18%
|
14 756
+1%
|
11 601
-21%
|
14 544
+25%
|
15 444
+6%
|
15 422
0%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(144)
|
(81)
|
(84)
|
(62)
|
(74)
|
(91)
|
(93)
|
(108)
|
(134)
|
(89)
|
(134)
|
(158)
|
(344)
|
(351)
|
(427)
|
(534)
|
(1 140)
|
(1 229)
|
(1 240)
|
(1 302)
|
(815)
|
(861)
|
(935)
|
(937)
|
(782)
|
(802)
|
(784)
|
(754)
|
(763)
|
(764)
|
(771)
|
(787)
|
(1 278)
|
(1 339)
|
(1 403)
|
(1 449)
|
(1 663)
|
(1 950)
|
(1 979)
|
(2 179)
|
(3 476)
|
(3 329)
|
(3 281)
|
(3 032)
|
(887)
|
(1 384)
|
(1 431)
|
(1 946)
|
(2 442)
|
(2 060)
|
(1 958)
|
(1 627)
|
(1 801)
|
(1 587)
|
(1 496)
|
(1 375)
|
(1 675)
|
(1 507)
|
(1 624)
|
(1 559)
|
(725)
|
(787)
|
(825)
|
(945)
|
(1 049)
|
(1 049)
|
(826)
|
(702)
|
(630)
|
(567)
|
(671)
|
(668)
|
(481)
|
(814)
|
(929)
|
(857)
|
(515)
|
(723)
|
0
|
(456)
|
(461)
|
(451)
|
(615)
|
(597)
|
|
| Non Interest Expense |
(1 500)
|
(1 497)
|
(1 532)
|
(1 557)
|
(1 556)
|
(1 423)
|
(1 308)
|
(1 313)
|
(1 557)
|
(1 438)
|
(1 575)
|
(1 468)
|
(2 592)
|
(2 020)
|
(2 107)
|
(2 430)
|
(3 640)
|
(3 021)
|
(3 142)
|
(3 130)
|
(2 846)
|
(2 786)
|
(2 777)
|
(2 778)
|
(3 150)
|
(2 695)
|
(2 700)
|
(2 720)
|
(5 617)
|
(5 430)
|
(5 455)
|
(5 455)
|
(3 425)
|
(2 806)
|
(2 739)
|
(2 683)
|
(2 681)
|
(2 418)
|
(2 410)
|
(2 435)
|
(2 729)
|
(2 732)
|
(2 688)
|
(2 644)
|
(3 108)
|
(2 461)
|
(2 510)
|
(2 531)
|
(2 964)
|
(3 042)
|
(399)
|
(627)
|
(4 062)
|
(1 202)
|
(4 535)
|
(4 508)
|
(3 527)
|
(3 758)
|
(3 496)
|
(3 383)
|
(3 539)
|
(3 293)
|
(3 139)
|
(3 074)
|
(3 496)
|
(3 551)
|
(3 759)
|
(3 816)
|
(3 191)
|
(3 353)
|
(3 975)
|
(3 991)
|
(3 945)
|
(5 253)
|
(5 368)
|
(5 401)
|
(11 130)
|
(8 986)
|
(11 241)
|
(11 250)
|
(9 005)
|
(10 321)
|
(10 668)
|
(10 662)
|
|
| Pre-Tax Income |
761
N/A
|
821
+8%
|
833
+1%
|
909
+9%
|
971
+7%
|
1 062
+9%
|
1 132
+7%
|
1 164
+3%
|
1 546
+33%
|
1 542
0%
|
1 405
-9%
|
1 666
+19%
|
1 149
-31%
|
1 399
+22%
|
1 472
+5%
|
1 173
-20%
|
(557)
N/A
|
(525)
+6%
|
(712)
-36%
|
(880)
-24%
|
497
N/A
|
193
-61%
|
287
+49%
|
285
-1%
|
177
-38%
|
161
-9%
|
217
+35%
|
380
+75%
|
(2 548)
N/A
|
(2 145)
+16%
|
(2 287)
-7%
|
(2 474)
-8%
|
(935)
+62%
|
(581)
+38%
|
(446)
+23%
|
(430)
+4%
|
(687)
-60%
|
(651)
+5%
|
(803)
-23%
|
(1 073)
-34%
|
(2 803)
-161%
|
(2 620)
+7%
|
(2 558)
+2%
|
(2 313)
+10%
|
350
N/A
|
(299)
N/A
|
(508)
-70%
|
(1 062)
-109%
|
(2 360)
-122%
|
1 359
N/A
|
1 347
-1%
|
1 744
+29%
|
1 722
-1%
|
(1 239)
N/A
|
(1 011)
+18%
|
(631)
+38%
|
(273)
+57%
|
(318)
-16%
|
(34)
+89%
|
(138)
-306%
|
846
N/A
|
917
+8%
|
321
-65%
|
390
+21%
|
(249)
N/A
|
(300)
-20%
|
2
N/A
|
24
+1 239%
|
654
+2 612%
|
794
+21%
|
1 275
+61%
|
1 327
+4%
|
1 005
-24%
|
1 811
+80%
|
2 132
+18%
|
2 396
+12%
|
1 778
-26%
|
3 017
+70%
|
3 209
+6%
|
3 316
+3%
|
2 596
-22%
|
4 040
+56%
|
4 593
+14%
|
4 594
+0%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(304)
|
(322)
|
(310)
|
(340)
|
(366)
|
(408)
|
(438)
|
(447)
|
(488)
|
(479)
|
(496)
|
(524)
|
(505)
|
(581)
|
(533)
|
(507)
|
140
|
88
|
127
|
257
|
(229)
|
(73)
|
162
|
108
|
115
|
121
|
(167)
|
(234)
|
294
|
(59)
|
43
|
87
|
19
|
(78)
|
(167)
|
(147)
|
96
|
108
|
140
|
242
|
816
|
848
|
867
|
802
|
69
|
178
|
247
|
409
|
609
|
429
|
404
|
293
|
122
|
141
|
88
|
(30)
|
203
|
175
|
214
|
243
|
(65)
|
(109)
|
(25)
|
(4)
|
266
|
277
|
272
|
211
|
(85)
|
(141)
|
(423)
|
(431)
|
(321)
|
(560)
|
(641)
|
(733)
|
(513)
|
(912)
|
(978)
|
(1 018)
|
(676)
|
(1 142)
|
(1 222)
|
(1 215)
|
|
| Income from Continuing Operations |
456
|
499
|
523
|
569
|
605
|
654
|
695
|
717
|
1 058
|
1 064
|
908
|
1 142
|
644
|
818
|
940
|
666
|
(418)
|
(437)
|
(584)
|
(623)
|
268
|
119
|
449
|
393
|
292
|
282
|
51
|
146
|
(2 254)
|
(2 204)
|
(2 244)
|
(2 388)
|
(916)
|
(658)
|
(613)
|
(577)
|
(591)
|
(543)
|
(663)
|
(831)
|
(1 987)
|
(1 772)
|
(1 692)
|
(1 511)
|
419
|
(121)
|
(261)
|
(653)
|
(1 751)
|
1 787
|
1 751
|
2 037
|
1 844
|
(1 098)
|
(924)
|
(661)
|
(70)
|
(143)
|
180
|
105
|
781
|
809
|
297
|
386
|
17
|
(23)
|
274
|
236
|
569
|
653
|
852
|
896
|
684
|
1 251
|
1 491
|
1 663
|
1 264
|
2 105
|
2 231
|
2 298
|
1 920
|
2 898
|
3 371
|
3 378
|
|
| Income to Minority Interest |
(19)
|
(18)
|
(8)
|
(18)
|
(16)
|
(16)
|
(25)
|
(30)
|
(31)
|
(44)
|
(38)
|
(44)
|
(42)
|
(52)
|
(69)
|
(49)
|
(31)
|
(14)
|
(5)
|
6
|
9
|
3
|
7
|
(8)
|
(24)
|
(25)
|
(26)
|
(23)
|
(16)
|
(18)
|
(22)
|
(18)
|
5
|
2
|
4
|
5
|
14
|
23
|
29
|
34
|
39
|
42
|
40
|
41
|
19
|
18
|
19
|
28
|
23
|
23
|
25
|
11
|
10
|
8
|
6
|
5
|
10
|
10
|
11
|
12
|
16
|
14
|
13
|
13
|
4
|
4
|
3
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
0
|
0
|
(0)
|
(0)
|
0
|
0
|
(8)
|
(13)
|
|
| Net Income (Common) |
437
N/A
|
481
+10%
|
508
+6%
|
557
+10%
|
597
+7%
|
646
+8%
|
693
+7%
|
707
+2%
|
1 033
+46%
|
1 044
+1%
|
888
-15%
|
997
+12%
|
617
-38%
|
673
+9%
|
756
+12%
|
606
-20%
|
(333)
N/A
|
(375)
-12%
|
(521)
-39%
|
(539)
-3%
|
267
N/A
|
126
-53%
|
500
+298%
|
418
-16%
|
308
-26%
|
291
-6%
|
61
-79%
|
163
+168%
|
(2 258)
N/A
|
(2 428)
-7%
|
(2 419)
+0%
|
(2 634)
-9%
|
(945)
+64%
|
(744)
+21%
|
(817)
-10%
|
(725)
+11%
|
(606)
+16%
|
(717)
-18%
|
(756)
-5%
|
(894)
-18%
|
(1 946)
-118%
|
(1 718)
+12%
|
(1 659)
+3%
|
(1 474)
+11%
|
430
N/A
|
(92)
N/A
|
(243)
-163%
|
(632)
-160%
|
(1 682)
-166%
|
1 823
N/A
|
1 869
+3%
|
2 160
+16%
|
2 616
+21%
|
(352)
N/A
|
(201)
+43%
|
12
N/A
|
(59)
N/A
|
(127)
-114%
|
191
N/A
|
117
-39%
|
797
+580%
|
803
+1%
|
309
-62%
|
368
+19%
|
21
-94%
|
(31)
N/A
|
277
N/A
|
230
-17%
|
569
+147%
|
647
+14%
|
770
+19%
|
785
+2%
|
685
-13%
|
1 094
+60%
|
1 335
+22%
|
1 527
+14%
|
1 264
-17%
|
1 954
+55%
|
2 079
+6%
|
2 706
+30%
|
1 920
-29%
|
3 377
+76%
|
3 841
+14%
|
3 346
-13%
|
|
| EPS (Diluted) |
6.11
N/A
|
6.71
+10%
|
7.04
+5%
|
7.74
+10%
|
8.19
+6%
|
8.95
+9%
|
9.61
+7%
|
9.32
-3%
|
14.16
+52%
|
14.25
+1%
|
4.62
-68%
|
7.56
+64%
|
4.56
-40%
|
4.97
+9%
|
5.58
+12%
|
4.47
-20%
|
-2.69
N/A
|
-2.77
-3%
|
-4.2
-52%
|
-4.35
-4%
|
1.97
N/A
|
0.51
-74%
|
2.09
+310%
|
1.54
-26%
|
1.16
-25%
|
0.92
-21%
|
0.18
-80%
|
0.48
+167%
|
-7.19
N/A
|
-7.73
-8%
|
-7.71
+0%
|
-8.39
-9%
|
-3
+64%
|
-2.36
+21%
|
-2.6
-10%
|
-2.3
+12%
|
-1.93
+16%
|
-2.28
-18%
|
-2.38
-4%
|
-2.38
N/A
|
-4.83
-103%
|
-3.52
+27%
|
-3.39
+4%
|
-3.01
+11%
|
0.9
N/A
|
-0.17
N/A
|
-0.63
-271%
|
-0.76
-21%
|
-2.77
-264%
|
1.2
N/A
|
1.23
+3%
|
1.41
+15%
|
1.73
+23%
|
-0.23
N/A
|
-0.13
+43%
|
0
N/A
|
-0.04
N/A
|
-0.09
-125%
|
0.12
N/A
|
0.08
-33%
|
0.53
+563%
|
0.54
+2%
|
0.21
-61%
|
0.24
+14%
|
0.01
-96%
|
-0.02
N/A
|
0.18
N/A
|
0.15
-17%
|
0.38
+153%
|
0.42
+11%
|
0.5
+19%
|
0.52
+4%
|
0.45
-13%
|
0.73
+62%
|
0.88
+21%
|
1.01
+15%
|
0.84
-17%
|
1.29
+54%
|
1.38
+7%
|
1.79
+30%
|
1.28
-28%
|
2.25
+76%
|
2.56
+14%
|
2.23
-13%
|
|