Intrinsic Value

The intrinsic value of BFF Bank SpA (BFF) under the Base Case is 6.744 EUR per share. Compared with the current market price of 2.046 EUR, the stock appears Undervalued by 70% .

The intrinsic value is the average of valuations using the DCF method and multiples.

Do our valuations actually work? See backtest results .

BFF Intrinsic Value
€6.744
Undervaluation 70%
Intrinsic Value
Price €2.046

BFF is cheaper than usual. It was this cheap or cheaper on just 2% of days in the past 5 years.

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Intrinsic Value €6.74
Margin of Safety 20% €5.4
Current Price €2.05
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Fundamental Analysis

What BFF Bank SpA Does

Financial Services Financials

BFF Bank SpA is a specialist bank that helps companies get paid faster when they sell to public-sector customers. Its main business is factoring: it buys invoices owed by hospitals, government bodies, and other public administration clients, then gives the supplier cash up front and collects the invoice later. It also handles credit management for those receivables, which means it helps track, administer, and recover payments.

Headquarters
Italy IT
Employees
873
IPO date
Apr 7, 2017
Read the full company overview
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BFF Bank has no economic moat

No Moat Narrow Wide

BFF Bank SpA lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.

Read the full moat analysis

Latest Earnings Call

Q2 2026 · August 5, 2026

Open the earnings call
EPS
€0.01
Expected
€0.21
Surprise
−95.2%
Stock, next trading day
+5.9%
View Earnings Call
Financials
Efficiency

Wall St Price Targets

Capital Returns

Competitive Landscape

What is the Intrinsic Value of one BFF stock?

The intrinsic value for BFF Bank SpA (BFF) under the Base Case is 6.744 EUR.

Is BFF stock undervalued or overvalued?

Compared with the current market price of 2.046 EUR, the stock appears Undervalued by 70% .

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