Bper Banca SpA
MIL:BPE
Income Statement
Income Statement
Bper Banca SpA
| Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
945
|
958
|
965
|
978
|
975
|
989
|
1 005
|
534
|
561
|
834
|
1 112
|
1 134
|
1 161
|
1 215
|
1 286
|
1 319
|
1 338
|
1 357
|
1 379
|
1 408
|
1 445
|
1 481
|
1 508
|
1 487
|
1 478
|
1 410
|
1 340
|
1 319
|
1 275
|
1 286
|
1 290
|
1 294
|
1 306
|
1 318
|
1 330
|
1 345
|
1 337
|
1 323
|
1 310
|
1 284
|
1 290
|
1 293
|
1 290
|
1 309
|
1 311
|
1 304
|
1 292
|
1 276
|
1 256
|
1 238
|
1 228
|
1 210
|
1 195
|
1 179
|
1 170
|
1 162
|
1 150
|
1 147
|
1 130
|
1 139
|
1 141
|
1 140
|
1 106
|
1 080
|
1 064
|
1 095
|
1 151
|
1 184
|
1 223
|
1 236
|
1 233
|
1 271
|
1 348
|
1 413
|
1 505
|
1 538
|
1 562
|
1 646
|
1 826
|
2 175
|
2 585
|
2 947
|
3 252
|
3 369
|
3 389
|
3 394
|
3 377
|
3 345
|
3 320
|
3 580
|
3 809
|
|
| Interest Income |
1 727
|
1 728
|
1 713
|
1 671
|
1 658
|
1 653
|
1 659
|
820
|
826
|
1 371
|
1 663
|
1 710
|
1 757
|
1 716
|
1 967
|
2 087
|
2 213
|
2 348
|
2 485
|
2 600
|
2 708
|
2 820
|
2 904
|
2 852
|
2 724
|
2 458
|
2 175
|
1 997
|
1 867
|
1 845
|
1 839
|
1 867
|
1 931
|
2 014
|
2 107
|
2 194
|
2 228
|
2 224
|
2 196
|
2 153
|
2 129
|
2 097
|
2 061
|
2 032
|
2 000
|
1 960
|
1 908
|
1 845
|
1 770
|
1 703
|
1 648
|
1 602
|
1 560
|
1 517
|
1 483
|
1 454
|
1 432
|
1 431
|
1 416
|
1 428
|
1 430
|
1 422
|
1 376
|
1 340
|
1 317
|
1 363
|
1 420
|
1 449
|
1 475
|
1 448
|
1 431
|
1 469
|
1 566
|
1 655
|
1 807
|
1 809
|
1 844
|
1 993
|
2 275
|
2 894
|
3 590
|
4 210
|
4 763
|
4 999
|
5 084
|
5 100
|
5 014
|
4 852
|
4 676
|
4 955
|
5 180
|
|
| Interest Expense |
782
|
770
|
748
|
693
|
683
|
664
|
654
|
285
|
265
|
536
|
551
|
576
|
596
|
501
|
682
|
768
|
874
|
990
|
1 107
|
1 191
|
1 263
|
1 339
|
1 396
|
1 366
|
1 246
|
1 048
|
835
|
678
|
592
|
559
|
549
|
573
|
625
|
696
|
776
|
849
|
891
|
901
|
887
|
869
|
839
|
804
|
771
|
724
|
688
|
655
|
616
|
268
|
515
|
465
|
421
|
392
|
365
|
338
|
313
|
141
|
281
|
283
|
287
|
289
|
289
|
282
|
270
|
260
|
253
|
268
|
269
|
265
|
252
|
212
|
231
|
198
|
217
|
275
|
301
|
271
|
330
|
347
|
434
|
718
|
1 004
|
1 263
|
1 511
|
1 534
|
1 599
|
1 611
|
1 637
|
1 507
|
1 307
|
1 376
|
1 372
|
|
| Non Interest Income |
761
|
787
|
830
|
859
|
904
|
922
|
904
|
393
|
340
|
575
|
663
|
711
|
732
|
635
|
687
|
736
|
740
|
773
|
778
|
691
|
659
|
637
|
651
|
608
|
713
|
828
|
945
|
1 007
|
971
|
937
|
878
|
903
|
907
|
882
|
807
|
981
|
988
|
1 047
|
975
|
981
|
1 028
|
979
|
990
|
1 036
|
991
|
1 020
|
985
|
982
|
949
|
921
|
1 138
|
1 139
|
1 194
|
1 204
|
929
|
929
|
1 035
|
1 033
|
1 122
|
1 415
|
1 295
|
1 295
|
1 096
|
992
|
1 002
|
1 532
|
1 592
|
1 770
|
1 860
|
1 474
|
1 462
|
2 701
|
2 952
|
3 126
|
3 264
|
2 323
|
3 599
|
3 742
|
3 375
|
3 948
|
2 660
|
2 646
|
2 722
|
2 804
|
2 855
|
2 854
|
2 603
|
2 717
|
2 797
|
2 962
|
3 118
|
|
| Revenue |
1 707
N/A
|
1 745
+2%
|
1 794
+3%
|
1 837
+2%
|
1 879
+2%
|
1 911
+2%
|
1 909
0%
|
928
-51%
|
901
-3%
|
1 410
+57%
|
1 774
+26%
|
1 845
+4%
|
1 894
+3%
|
1 850
-2%
|
1 973
+7%
|
2 055
+4%
|
2 078
+1%
|
2 131
+3%
|
2 156
+1%
|
2 099
-3%
|
2 104
+0%
|
2 118
+1%
|
2 159
+2%
|
2 095
-3%
|
2 191
+5%
|
2 238
+2%
|
2 285
+2%
|
2 326
+2%
|
2 245
-3%
|
2 223
-1%
|
2 167
-3%
|
2 197
+1%
|
2 213
+1%
|
2 200
-1%
|
2 137
-3%
|
2 325
+9%
|
2 325
0%
|
2 369
+2%
|
2 284
-4%
|
2 265
-1%
|
2 317
+2%
|
2 272
-2%
|
2 280
+0%
|
2 344
+3%
|
2 302
-2%
|
2 325
+1%
|
2 277
-2%
|
2 258
-1%
|
2 204
-2%
|
2 159
-2%
|
2 365
+10%
|
2 350
-1%
|
2 390
+2%
|
2 383
0%
|
2 099
-12%
|
2 091
0%
|
2 185
+4%
|
2 180
0%
|
2 252
+3%
|
2 553
+13%
|
2 436
-5%
|
2 435
0%
|
2 202
-10%
|
2 072
-6%
|
2 066
0%
|
2 627
+27%
|
2 743
+4%
|
2 954
+8%
|
3 082
+4%
|
2 710
-12%
|
2 695
-1%
|
3 972
+47%
|
4 300
+8%
|
4 539
+6%
|
4 769
+5%
|
3 860
-19%
|
5 161
+34%
|
5 388
+4%
|
5 201
-3%
|
6 123
+18%
|
5 246
-14%
|
5 593
+7%
|
5 973
+7%
|
6 173
+3%
|
6 245
+1%
|
6 248
+0%
|
5 980
-4%
|
6 062
+1%
|
6 117
+1%
|
6 542
+7%
|
6 927
+6%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(29)
|
(49)
|
(62)
|
(94)
|
(75)
|
(93)
|
(113)
|
(129)
|
(143)
|
(146)
|
(147)
|
(141)
|
(153)
|
(173)
|
(190)
|
(204)
|
(270)
|
(417)
|
(463)
|
(581)
|
(583)
|
(465)
|
(438)
|
(378)
|
(349)
|
(361)
|
(375)
|
(344)
|
(368)
|
(458)
|
(504)
|
(958)
|
(1 021)
|
(1 109)
|
(1 130)
|
(782)
|
(832)
|
(759)
|
(770)
|
(813)
|
(748)
|
(694)
|
(658)
|
(706)
|
(673)
|
(684)
|
(682)
|
(620)
|
(639)
|
(667)
|
(632)
|
(536)
|
(429)
|
(298)
|
(278)
|
(226)
|
(272)
|
(288)
|
(379)
|
(448)
|
(515)
|
(598)
|
(545)
|
(542)
|
(821)
|
(821)
|
(851)
|
(835)
|
(529)
|
(476)
|
(457)
|
(607)
|
(637)
|
(659)
|
(637)
|
(436)
|
(387)
|
(342)
|
(325)
|
(332)
|
(307)
|
(298)
|
(313)
|
(465)
|
|
| Non Interest Expense |
(1 365)
|
(1 391)
|
(1 414)
|
(1 423)
|
(1 526)
|
(1 561)
|
(1 600)
|
(679)
|
(566)
|
(893)
|
(1 110)
|
(1 171)
|
(1 181)
|
(1 121)
|
(1 161)
|
(1 178)
|
(1 174)
|
(1 202)
|
(1 217)
|
(1 217)
|
(1 244)
|
(1 280)
|
(1 529)
|
(1 451)
|
(1 499)
|
(1 504)
|
(1 397)
|
(1 433)
|
(1 438)
|
(1 438)
|
(1 391)
|
(1 428)
|
(1 440)
|
(1 443)
|
(1 387)
|
(1 518)
|
(1 494)
|
(1 498)
|
(1 333)
|
(1 365)
|
(1 363)
|
(1 331)
|
(1 432)
|
(1 438)
|
(1 408)
|
(1 455)
|
(1 406)
|
(1 425)
|
(1 421)
|
(1 449)
|
(1 446)
|
(1 495)
|
(1 515)
|
(1 468)
|
(1 469)
|
(1 464)
|
(1 491)
|
(1 521)
|
(1 517)
|
(1 678)
|
(1 717)
|
(1 716)
|
(1 630)
|
(1 663)
|
(1 644)
|
(1 748)
|
(1 878)
|
(2 069)
|
(2 143)
|
(2 150)
|
(1 949)
|
(2 418)
|
(2 612)
|
(2 805)
|
(3 241)
|
(3 027)
|
(3 173)
|
(3 548)
|
(3 206)
|
(3 869)
|
(3 808)
|
(3 639)
|
(3 812)
|
(3 838)
|
(4 055)
|
(3 987)
|
(3 594)
|
(3 639)
|
(3 441)
|
(3 584)
|
(3 739)
|
|
| Pre-Tax Income |
341
N/A
|
354
+4%
|
381
+7%
|
414
+9%
|
353
-15%
|
350
-1%
|
310
-12%
|
220
-29%
|
286
+30%
|
455
+59%
|
570
+25%
|
599
+5%
|
620
+3%
|
617
0%
|
682
+10%
|
734
+8%
|
758
+3%
|
782
+3%
|
799
+2%
|
729
-9%
|
687
-6%
|
648
-6%
|
426
-34%
|
374
-12%
|
274
-27%
|
270
-1%
|
306
+13%
|
310
+1%
|
342
+10%
|
347
+1%
|
399
+15%
|
420
+5%
|
412
-2%
|
383
-7%
|
406
+6%
|
439
+8%
|
373
-15%
|
367
-2%
|
(7)
N/A
|
(122)
-1 542%
|
(155)
-27%
|
(188)
-22%
|
67
N/A
|
74
+11%
|
136
+82%
|
99
-27%
|
58
-41%
|
85
+46%
|
90
+5%
|
52
-42%
|
214
+310%
|
182
-15%
|
191
+5%
|
233
+22%
|
11
-95%
|
(12)
N/A
|
27
N/A
|
27
+1%
|
199
+640%
|
447
+124%
|
422
-5%
|
441
+4%
|
346
-22%
|
136
-61%
|
134
-2%
|
500
+273%
|
417
-17%
|
371
-11%
|
342
-8%
|
15
-96%
|
204
+1 231%
|
733
+260%
|
868
+18%
|
883
+2%
|
693
-22%
|
304
-56%
|
1 513
+398%
|
1 383
-9%
|
1 388
+0%
|
1 617
+17%
|
779
-52%
|
1 318
+69%
|
1 725
+31%
|
1 948
+13%
|
1 848
-5%
|
1 936
+5%
|
2 054
+6%
|
2 117
+3%
|
2 379
+12%
|
2 645
+11%
|
2 723
+3%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(171)
|
(174)
|
(179)
|
(188)
|
(173)
|
(176)
|
(163)
|
(98)
|
(116)
|
(177)
|
(232)
|
(244)
|
(251)
|
(257)
|
(266)
|
(284)
|
(289)
|
(295)
|
(331)
|
(299)
|
(284)
|
(273)
|
(217)
|
(205)
|
(179)
|
(176)
|
(145)
|
(145)
|
(150)
|
(151)
|
(179)
|
(188)
|
(202)
|
(197)
|
(162)
|
(174)
|
(147)
|
(148)
|
(25)
|
9
|
24
|
40
|
(52)
|
(42)
|
(58)
|
(31)
|
(28)
|
(35)
|
(21)
|
(9)
|
6
|
19
|
13
|
2
|
5
|
12
|
43
|
32
|
(22)
|
(21)
|
(42)
|
(33)
|
100
|
95
|
99
|
104
|
(22)
|
(17)
|
57
|
59
|
67
|
(68)
|
(194)
|
(221)
|
(134)
|
(33)
|
(78)
|
46
|
86
|
37
|
20
|
(216)
|
(173)
|
(230)
|
(274)
|
(328)
|
(615)
|
(693)
|
(761)
|
(838)
|
(842)
|
|
| Income from Continuing Operations |
170
|
180
|
201
|
226
|
179
|
175
|
147
|
123
|
170
|
277
|
338
|
355
|
369
|
360
|
416
|
450
|
468
|
486
|
468
|
429
|
403
|
375
|
209
|
168
|
95
|
95
|
161
|
165
|
192
|
196
|
220
|
232
|
209
|
185
|
244
|
266
|
227
|
219
|
(33)
|
(113)
|
(130)
|
(148)
|
15
|
32
|
78
|
69
|
30
|
50
|
68
|
43
|
219
|
201
|
203
|
235
|
16
|
(0)
|
70
|
59
|
177
|
425
|
380
|
408
|
446
|
231
|
233
|
605
|
395
|
354
|
399
|
74
|
271
|
665
|
674
|
662
|
559
|
271
|
1 435
|
1 429
|
1 474
|
1 654
|
798
|
1 102
|
1 552
|
1 719
|
1 573
|
1 608
|
1 439
|
1 424
|
1 617
|
1 807
|
1 880
|
|
| Income to Minority Interest |
(50)
|
(52)
|
(57)
|
(62)
|
(50)
|
(51)
|
(41)
|
(24)
|
(36)
|
(65)
|
(62)
|
(65)
|
(60)
|
(50)
|
(70)
|
(79)
|
(90)
|
(95)
|
(94)
|
(88)
|
(79)
|
(81)
|
(75)
|
(66)
|
(69)
|
(61)
|
(54)
|
(44)
|
(42)
|
(38)
|
(34)
|
(37)
|
(28)
|
(23)
|
(23)
|
(18)
|
(1)
|
7
|
21
|
26
|
14
|
9
|
(9)
|
(11)
|
(14)
|
(15)
|
(15)
|
(19)
|
(16)
|
(7)
|
1
|
6
|
9
|
4
|
(2)
|
(2)
|
(1)
|
3
|
(0)
|
(12)
|
(15)
|
(23)
|
(44)
|
(33)
|
(38)
|
(38)
|
(15)
|
(16)
|
(17)
|
(19)
|
(25)
|
(27)
|
(31)
|
(31)
|
(34)
|
(33)
|
(27)
|
(24)
|
(25)
|
(28)
|
(30)
|
(32)
|
(32)
|
(33)
|
(34)
|
(38)
|
(36)
|
(35)
|
(35)
|
(63)
|
(62)
|
|
| Net Income (Common) |
120
N/A
|
128
+7%
|
144
+13%
|
165
+14%
|
129
-21%
|
123
-5%
|
105
-14%
|
99
-6%
|
135
+36%
|
212
+57%
|
276
+31%
|
290
+5%
|
309
+6%
|
310
+0%
|
347
+12%
|
370
+7%
|
378
+2%
|
392
+4%
|
375
-4%
|
341
-9%
|
325
-5%
|
294
-10%
|
134
-54%
|
102
-24%
|
29
-71%
|
43
+48%
|
116
+167%
|
135
+16%
|
265
+97%
|
268
+1%
|
293
+9%
|
297
+1%
|
180
-39%
|
161
-11%
|
215
+33%
|
241
+12%
|
217
-10%
|
217
0%
|
(11)
N/A
|
(85)
-650%
|
(116)
-36%
|
(139)
-20%
|
7
N/A
|
21
+193%
|
65
+206%
|
54
-16%
|
15
-73%
|
32
+114%
|
52
+64%
|
36
-30%
|
221
+508%
|
207
-6%
|
212
+3%
|
239
+13%
|
14
-94%
|
(2)
N/A
|
69
N/A
|
62
-9%
|
176
+184%
|
413
+134%
|
365
-12%
|
386
+6%
|
402
+4%
|
199
-51%
|
195
-2%
|
567
+191%
|
380
-33%
|
338
-11%
|
382
+13%
|
55
-86%
|
246
+346%
|
637
+159%
|
643
+1%
|
631
-2%
|
525
-17%
|
237
-55%
|
1 408
+493%
|
1 405
0%
|
1 449
+3%
|
1 627
+12%
|
769
-53%
|
1 070
+39%
|
1 519
+42%
|
1 686
+11%
|
1 539
-9%
|
1 569
+2%
|
1 403
-11%
|
1 388
-1%
|
1 582
+14%
|
1 744
+10%
|
1 818
+4%
|
|
| EPS (Diluted) |
0.33
N/A
|
0.34
+3%
|
0.38
+12%
|
0.44
+16%
|
0.35
-20%
|
0.34
-3%
|
0.3
-12%
|
0.27
-10%
|
0.36
+33%
|
0.57
+58%
|
0.6
+5%
|
0.74
+23%
|
0.81
+9%
|
0.77
-5%
|
0.75
-3%
|
0.75
N/A
|
0.77
+3%
|
0.8
+4%
|
0.73
-9%
|
0.59
-19%
|
0.63
+7%
|
0.57
-10%
|
0.3
-47%
|
0.21
-30%
|
0.05
-76%
|
0.08
+60%
|
0.25
+212%
|
0.28
+12%
|
0.55
+96%
|
0.55
N/A
|
0.61
+11%
|
0.61
N/A
|
0.39
-36%
|
0.36
-8%
|
0.4
+11%
|
0.42
+5%
|
0.4
-5%
|
0.41
+2%
|
-0.02
N/A
|
-0.16
-700%
|
-0.21
-31%
|
-0.26
-24%
|
0.01
N/A
|
0.04
+300%
|
0.11
+175%
|
0.11
N/A
|
0.03
-73%
|
0.03
N/A
|
0.06
+100%
|
0.05
-17%
|
0.31
+520%
|
0.28
-10%
|
0.29
+4%
|
0.33
+14%
|
0.02
-94%
|
0
N/A
|
0.1
N/A
|
0.09
-10%
|
0.25
+178%
|
0.58
+132%
|
0.51
-12%
|
0.54
+6%
|
0.57
+6%
|
0.28
-51%
|
0.27
-4%
|
0.79
+193%
|
0.5
-37%
|
0.41
-18%
|
1.28
+212%
|
0.07
-95%
|
0.34
+386%
|
0.43
+26%
|
0.44
+2%
|
0.43
-2%
|
0.36
-16%
|
0.17
-53%
|
1
+488%
|
0.99
-1%
|
1
+1%
|
1.15
+15%
|
0.54
-53%
|
0.76
+41%
|
1.05
+38%
|
1.19
+13%
|
1.08
-9%
|
1.08
N/A
|
0.97
-10%
|
0.96
-1%
|
1.09
+14%
|
1.22
+12%
|
0.93
-24%
|
|