Banca Popolare Di Sondrio SpA
MIL:BPSO
Income Statement
Income Statement
Banca Popolare Di Sondrio SpA
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
559
|
583
|
598
|
598
|
591
|
583
|
570
|
557
|
543
|
531
|
514
|
493
|
474
|
464
|
466
|
469
|
490
|
493
|
501
|
504
|
508
|
508
|
489
|
477
|
460
|
452
|
463
|
489
|
490
|
506
|
531
|
520
|
529
|
692
|
865
|
898
|
681
|
1 030
|
1 137
|
1 221
|
937
|
|
Interest Income |
1 018
|
1 009
|
1 002
|
986
|
959
|
925
|
883
|
839
|
797
|
760
|
723
|
687
|
664
|
640
|
631
|
627
|
632
|
628
|
631
|
626
|
625
|
623
|
607
|
601
|
574
|
563
|
565
|
585
|
594
|
611
|
640
|
630
|
642
|
836
|
1 038
|
1 075
|
835
|
1 385
|
1 822
|
2 106
|
1 812
|
|
Interest Expense |
459
|
426
|
404
|
387
|
368
|
342
|
313
|
282
|
253
|
229
|
209
|
194
|
189
|
176
|
165
|
158
|
142
|
136
|
130
|
122
|
116
|
115
|
118
|
124
|
113
|
111
|
102
|
96
|
104
|
106
|
109
|
111
|
113
|
144
|
172
|
177
|
153
|
355
|
685
|
885
|
875
|
|
Non Interest Income |
479
|
539
|
549
|
562
|
534
|
594
|
551
|
542
|
554
|
454
|
473
|
491
|
443
|
476
|
477
|
460
|
524
|
507
|
507
|
483
|
420
|
433
|
433
|
496
|
498
|
468
|
456
|
407
|
408
|
484
|
515
|
612
|
561
|
752
|
881
|
795
|
514
|
789
|
828
|
849
|
603
|
|
Revenue |
1 038
N/A
|
1 122
+8%
|
1 147
+2%
|
1 160
+1%
|
1 125
-3%
|
1 177
+5%
|
1 121
-5%
|
1 099
-2%
|
1 097
0%
|
985
-10%
|
987
+0%
|
984
0%
|
917
-7%
|
941
+3%
|
943
+0%
|
929
-1%
|
1 014
+9%
|
1 000
-1%
|
1 008
+1%
|
986
-2%
|
928
-6%
|
941
+1%
|
922
-2%
|
973
+6%
|
958
-2%
|
920
-4%
|
919
0%
|
895
-3%
|
898
+0%
|
989
+10%
|
1 046
+6%
|
1 132
+8%
|
1 089
-4%
|
1 444
+33%
|
1 746
+21%
|
1 693
-3%
|
1 196
-29%
|
1 819
+52%
|
1 965
+8%
|
2 070
+5%
|
1 540
-26%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(464)
|
(499)
|
(524)
|
(521)
|
(464)
|
(454)
|
(421)
|
(366)
|
(390)
|
(339)
|
(323)
|
(313)
|
(250)
|
(241)
|
(220)
|
(206)
|
(232)
|
(213)
|
(226)
|
(255)
|
(241)
|
(254)
|
(260)
|
(218)
|
(214)
|
(230)
|
(150)
|
(165)
|
(141)
|
(117)
|
(165)
|
(233)
|
(140)
|
(234)
|
(235)
|
(186)
|
(153)
|
(245)
|
(286)
|
(249)
|
(203)
|
|
Non Interest Expense |
(449)
|
(454)
|
(454)
|
(461)
|
(456)
|
(460)
|
(474)
|
(493)
|
(511)
|
(549)
|
(552)
|
(533)
|
(537)
|
(554)
|
(571)
|
(572)
|
(548)
|
(543)
|
(533)
|
(559)
|
(544)
|
(550)
|
(553)
|
(538)
|
(549)
|
(610)
|
(621)
|
(624)
|
(600)
|
(564)
|
(553)
|
(549)
|
(575)
|
(772)
|
(1 025)
|
(1 050)
|
(689)
|
(1 022)
|
(979)
|
(980)
|
(677)
|
|
Pre-Tax Income |
125
N/A
|
169
+35%
|
170
+1%
|
179
+5%
|
206
+15%
|
263
+28%
|
226
-14%
|
240
+7%
|
196
-18%
|
97
-51%
|
112
+15%
|
137
+22%
|
130
-5%
|
145
+12%
|
152
+5%
|
151
0%
|
234
+54%
|
244
+4%
|
249
+2%
|
173
-31%
|
143
-17%
|
137
-4%
|
109
-20%
|
217
+99%
|
195
-10%
|
80
-59%
|
148
+85%
|
107
-28%
|
157
+47%
|
308
+96%
|
328
+6%
|
350
+7%
|
375
+7%
|
438
+17%
|
486
+11%
|
456
-6%
|
354
-22%
|
552
+56%
|
700
+27%
|
841
+20%
|
660
-21%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(65)
|
(76)
|
(74)
|
(72)
|
(80)
|
(97)
|
(76)
|
(79)
|
(59)
|
(22)
|
(28)
|
(34)
|
(30)
|
(37)
|
(39)
|
(39)
|
(69)
|
(66)
|
(68)
|
(45)
|
(29)
|
(32)
|
(24)
|
(59)
|
(56)
|
(21)
|
(40)
|
(24)
|
(47)
|
(93)
|
(95)
|
(101)
|
(100)
|
(117)
|
(138)
|
(129)
|
(103)
|
(160)
|
(206)
|
(252)
|
(199)
|
|
Income from Continuing Operations |
61
|
93
|
97
|
107
|
125
|
166
|
150
|
162
|
138
|
76
|
84
|
104
|
100
|
108
|
113
|
112
|
165
|
178
|
181
|
128
|
114
|
105
|
85
|
158
|
140
|
59
|
108
|
82
|
110
|
216
|
233
|
248
|
275
|
322
|
348
|
327
|
251
|
392
|
494
|
589
|
461
|
|
Income to Minority Interest |
(8)
|
(9)
|
(9)
|
(11)
|
(10)
|
(10)
|
(8)
|
(7)
|
(8)
|
(7)
|
(6)
|
(4)
|
(1)
|
(2)
|
(4)
|
(6)
|
(6)
|
(5)
|
(4)
|
(3)
|
(3)
|
(2)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(4)
|
(3)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(6)
|
(4)
|
0
|
0
|
0
|
0
|
0
|
|
Net Income (Common) |
53
N/A
|
84
+59%
|
88
+4%
|
96
+9%
|
115
+21%
|
156
+36%
|
142
-9%
|
155
+10%
|
129
-17%
|
69
-47%
|
78
+14%
|
100
+28%
|
99
-1%
|
106
+8%
|
109
+2%
|
106
-3%
|
159
+51%
|
173
+8%
|
177
+3%
|
125
-29%
|
111
-12%
|
103
-7%
|
84
-19%
|
156
+86%
|
137
-12%
|
56
-59%
|
105
+87%
|
79
-25%
|
107
+36%
|
212
+99%
|
229
+8%
|
244
+6%
|
269
+10%
|
314
+17%
|
342
+9%
|
324
-5%
|
251
-22%
|
392
+56%
|
494
+26%
|
589
+19%
|
461
-22%
|
|
EPS (Diluted) |
0.12
N/A
|
0.18
+50%
|
0.54
+200%
|
0.25
-54%
|
0.3
+20%
|
0.34
+13%
|
0.3
-12%
|
0.34
+13%
|
0.29
-15%
|
0.15
-48%
|
0.17
+13%
|
0.22
+29%
|
0.22
N/A
|
0.24
+9%
|
0.25
+4%
|
0.24
-4%
|
0.35
+46%
|
0.38
+9%
|
0.39
+3%
|
0.28
-28%
|
0.24
-14%
|
0.23
-4%
|
0.19
-17%
|
0.35
+84%
|
0.3
-14%
|
0.13
-57%
|
0.24
+85%
|
0.18
-25%
|
0.24
+33%
|
0.47
+96%
|
0.5
+6%
|
0.53
+6%
|
0.6
+13%
|
0.7
+17%
|
0.76
+9%
|
0.72
-5%
|
0.55
-24%
|
0.87
+58%
|
1.09
+25%
|
1.3
+19%
|
1.02
-22%
|