Credito Emiliano SpA
MIL:CE
Income Statement
Income Statement
Credito Emiliano SpA
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
309
|
317
|
327
|
360
|
366
|
377
|
392
|
395
|
419
|
434
|
449
|
460
|
491
|
519
|
546
|
604
|
716
|
777
|
816
|
756
|
630
|
543
|
502
|
503
|
503
|
509
|
504
|
510
|
518
|
527
|
532
|
533
|
534
|
528
|
523
|
521
|
526
|
538
|
545
|
559
|
557
|
539
|
516
|
505
|
486
|
493
|
499
|
492
|
503
|
510
|
517
|
523
|
539
|
525
|
513
|
506
|
487
|
489
|
498
|
492
|
480
|
470
|
456
|
473
|
486
|
491
|
492
|
484
|
490
|
628
|
783
|
820
|
654
|
1 069
|
1 339
|
1 482
|
1 171
|
1 788
|
1 866
|
1 863
|
1 221
|
1 788
|
1 704
|
1 683
|
|
| Interest Income |
625
|
623
|
619
|
665
|
717
|
769
|
835
|
868
|
972
|
1 062
|
1 194
|
1 260
|
1 300
|
1 338
|
1 333
|
1 425
|
1 564
|
1 615
|
1 486
|
1 319
|
973
|
750
|
704
|
646
|
685
|
706
|
737
|
784
|
840
|
883
|
894
|
879
|
859
|
828
|
813
|
809
|
805
|
804
|
799
|
792
|
775
|
743
|
706
|
682
|
650
|
644
|
641
|
626
|
632
|
632
|
628
|
628
|
635
|
619
|
612
|
605
|
587
|
589
|
596
|
593
|
587
|
579
|
557
|
556
|
552
|
551
|
559
|
566
|
584
|
754
|
945
|
982
|
798
|
1 386
|
1 923
|
2 221
|
1 894
|
2 932
|
3 151
|
3 168
|
2 076
|
3 013
|
2 765
|
2 666
|
|
| Interest Expense |
317
|
306
|
292
|
305
|
351
|
392
|
443
|
472
|
552
|
628
|
745
|
800
|
809
|
819
|
787
|
821
|
848
|
838
|
670
|
563
|
343
|
207
|
202
|
144
|
181
|
196
|
232
|
274
|
321
|
355
|
362
|
347
|
325
|
300
|
290
|
288
|
279
|
266
|
254
|
234
|
218
|
204
|
190
|
178
|
163
|
151
|
142
|
134
|
130
|
122
|
111
|
105
|
97
|
95
|
(16)
|
100
|
100
|
100
|
98
|
101
|
107
|
109
|
101
|
83
|
66
|
60
|
5
|
82
|
94
|
125
|
16
|
161
|
144
|
317
|
584
|
739
|
723
|
1 144
|
324
|
1 305
|
855
|
1 225
|
1 061
|
983
|
|
| Non Interest Income |
604
|
593
|
604
|
642
|
679
|
712
|
728
|
726
|
747
|
749
|
755
|
746
|
662
|
590
|
595
|
527
|
428
|
500
|
536
|
744
|
951
|
1 055
|
1 021
|
923
|
864
|
789
|
852
|
1 030
|
1 069
|
1 101
|
1 074
|
927
|
934
|
1 028
|
1 076
|
1 082
|
1 080
|
1 281
|
1 385
|
1 490
|
1 414
|
1 426
|
1 390
|
1 393
|
1 410
|
1 365
|
1 280
|
1 230
|
1 335
|
1 177
|
1 178
|
1 164
|
1 133
|
1 234
|
1 355
|
1 401
|
1 400
|
1 383
|
1 312
|
1 305
|
1 330
|
1 323
|
1 381
|
1 401
|
1 406
|
1 470
|
1 442
|
1 479
|
1 527
|
1 945
|
2 443
|
2 394
|
1 531
|
2 260
|
2 118
|
2 226
|
1 346
|
2 588
|
2 631
|
2 586
|
1 470
|
2 196
|
2 041
|
2 071
|
|
| Revenue |
913
N/A
|
910
0%
|
931
+2%
|
1 002
+8%
|
1 046
+4%
|
1 089
+4%
|
1 120
+3%
|
1 121
+0%
|
1 167
+4%
|
1 182
+1%
|
1 204
+2%
|
1 206
+0%
|
1 153
-4%
|
1 109
-4%
|
1 140
+3%
|
1 131
-1%
|
1 145
+1%
|
1 277
+12%
|
1 352
+6%
|
1 500
+11%
|
1 581
+5%
|
1 598
+1%
|
1 523
-5%
|
1 426
-6%
|
1 368
-4%
|
1 298
-5%
|
1 357
+5%
|
1 540
+14%
|
1 588
+3%
|
1 628
+3%
|
1 607
-1%
|
1 459
-9%
|
1 468
+1%
|
1 556
+6%
|
1 600
+3%
|
1 602
+0%
|
1 606
+0%
|
1 819
+13%
|
1 930
+6%
|
2 048
+6%
|
1 971
-4%
|
1 964
0%
|
1 907
-3%
|
1 898
0%
|
1 897
0%
|
1 858
-2%
|
1 779
-4%
|
1 722
-3%
|
1 837
+7%
|
1 687
-8%
|
1 695
+0%
|
1 687
0%
|
1 671
-1%
|
1 759
+5%
|
1 868
+6%
|
1 907
+2%
|
1 887
-1%
|
1 872
-1%
|
1 810
-3%
|
1 796
-1%
|
1 811
+1%
|
1 793
-1%
|
1 837
+2%
|
1 873
+2%
|
1 892
+1%
|
1 961
+4%
|
1 934
-1%
|
1 963
+1%
|
2 017
+3%
|
2 574
+28%
|
3 227
+25%
|
3 214
0%
|
2 185
-32%
|
3 329
+52%
|
3 456
+4%
|
3 708
+7%
|
2 517
-32%
|
4 376
+74%
|
4 497
+3%
|
4 450
-1%
|
2 691
-40%
|
3 984
+48%
|
3 745
-6%
|
3 753
+0%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(7)
|
(6)
|
(11)
|
(14)
|
(23)
|
(25)
|
(24)
|
(28)
|
(27)
|
(28)
|
(34)
|
(37)
|
(53)
|
(57)
|
(61)
|
(80)
|
(59)
|
(74)
|
(95)
|
(81)
|
(108)
|
(108)
|
(77)
|
(72)
|
(63)
|
(43)
|
(52)
|
(53)
|
(51)
|
(67)
|
(68)
|
(74)
|
(89)
|
(86)
|
(100)
|
(105)
|
(120)
|
(114)
|
(105)
|
(131)
|
(117)
|
(140)
|
(148)
|
(120)
|
(114)
|
(88)
|
(82)
|
(79)
|
(80)
|
(83)
|
(77)
|
(71)
|
(81)
|
(75)
|
(69)
|
(69)
|
(64)
|
(61)
|
(64)
|
(62)
|
(63)
|
(74)
|
(97)
|
(110)
|
(104)
|
(91)
|
(39)
|
(31)
|
(29)
|
(39)
|
(62)
|
(61)
|
(56)
|
(71)
|
(73)
|
(69)
|
(59)
|
(68)
|
(71)
|
(71)
|
(46)
|
(64)
|
(69)
|
(75)
|
|
| Non Interest Expense |
(690)
|
(672)
|
(628)
|
(669)
|
(705)
|
(713)
|
(739)
|
(743)
|
(750)
|
(765)
|
(774)
|
(776)
|
(773)
|
(765)
|
(801)
|
(812)
|
(905)
|
(1 065)
|
(1 202)
|
(1 314)
|
(1 310)
|
(1 309)
|
(1 235)
|
(1 168)
|
(1 137)
|
(1 071)
|
(1 111)
|
(1 287)
|
(1 328)
|
(1 341)
|
(1 338)
|
(1 179)
|
(1 151)
|
(1 236)
|
(1 263)
|
(1 276)
|
(1 275)
|
(1 471)
|
(1 577)
|
(1 672)
|
(1 603)
|
(1 539)
|
(1 494)
|
(1 514)
|
(1 543)
|
(1 588)
|
(1 512)
|
(1 459)
|
(1 549)
|
(1 394)
|
(1 375)
|
(1 356)
|
(1 319)
|
(1 402)
|
(1 539)
|
(1 561)
|
(1 553)
|
(1 555)
|
(1 464)
|
(1 450)
|
(1 451)
|
(1 428)
|
(1 482)
|
(1 498)
|
(1 536)
|
(1 586)
|
(1 556)
|
(1 525)
|
(1 522)
|
(1 891)
|
(2 403)
|
(2 453)
|
(1 668)
|
(2 499)
|
(2 410)
|
(2 557)
|
(1 633)
|
(3 037)
|
(3 114)
|
(3 034)
|
(1 734)
|
(2 471)
|
(2 201)
|
(2 245)
|
|
| Pre-Tax Income |
215
N/A
|
229
+6%
|
288
+26%
|
319
+11%
|
318
0%
|
350
+10%
|
356
+2%
|
350
-2%
|
390
+11%
|
389
0%
|
396
+2%
|
394
-1%
|
327
-17%
|
287
-12%
|
279
-3%
|
239
-14%
|
181
-24%
|
137
-24%
|
55
-60%
|
105
+90%
|
163
+56%
|
181
+11%
|
211
+17%
|
186
-12%
|
168
-10%
|
184
+10%
|
195
+6%
|
201
+3%
|
209
+4%
|
220
+5%
|
201
-9%
|
206
+3%
|
228
+11%
|
234
+3%
|
237
+1%
|
221
-7%
|
211
-5%
|
234
+11%
|
248
+6%
|
246
-1%
|
252
+2%
|
285
+13%
|
265
-7%
|
264
0%
|
239
-9%
|
182
-24%
|
185
+1%
|
184
-1%
|
209
+14%
|
210
+1%
|
243
+16%
|
260
+7%
|
272
+5%
|
281
+3%
|
261
-7%
|
277
+6%
|
270
-2%
|
256
-5%
|
282
+10%
|
284
+1%
|
296
+4%
|
290
-2%
|
258
-11%
|
265
+3%
|
253
-5%
|
285
+13%
|
339
+19%
|
407
+20%
|
466
+15%
|
643
+38%
|
761
+18%
|
701
-8%
|
462
-34%
|
759
+64%
|
974
+28%
|
1 082
+11%
|
825
-24%
|
1 271
+54%
|
1 311
+3%
|
1 344
+3%
|
911
-32%
|
1 449
+59%
|
1 475
+2%
|
1 433
-3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(62)
|
(70)
|
(98)
|
(116)
|
(63)
|
(76)
|
(81)
|
(79)
|
(148)
|
(147)
|
(150)
|
(145)
|
(78)
|
(52)
|
(18)
|
(6)
|
(25)
|
(17)
|
(24)
|
(49)
|
(74)
|
(84)
|
(93)
|
(78)
|
(90)
|
(96)
|
(116)
|
(124)
|
(119)
|
(119)
|
(99)
|
(112)
|
(107)
|
(112)
|
(111)
|
(90)
|
(95)
|
(103)
|
(104)
|
(102)
|
(100)
|
(107)
|
(93)
|
(91)
|
(73)
|
(53)
|
(67)
|
(65)
|
(77)
|
(76)
|
(80)
|
(85)
|
(85)
|
(89)
|
(80)
|
(86)
|
(84)
|
(79)
|
(89)
|
(91)
|
(95)
|
(93)
|
(80)
|
(83)
|
(51)
|
(62)
|
(79)
|
(69)
|
(114)
|
(137)
|
(173)
|
(185)
|
(145)
|
(240)
|
(312)
|
(347)
|
(263)
|
(407)
|
(422)
|
(434)
|
(291)
|
(437)
|
(416)
|
(401)
|
|
| Income from Continuing Operations |
153
|
159
|
190
|
202
|
255
|
274
|
275
|
270
|
242
|
242
|
246
|
249
|
249
|
235
|
261
|
233
|
156
|
120
|
31
|
56
|
89
|
97
|
118
|
108
|
78
|
89
|
79
|
77
|
90
|
101
|
103
|
95
|
121
|
122
|
126
|
131
|
116
|
131
|
144
|
144
|
152
|
179
|
172
|
174
|
166
|
129
|
117
|
119
|
132
|
134
|
163
|
175
|
187
|
192
|
180
|
191
|
187
|
177
|
193
|
194
|
201
|
197
|
178
|
183
|
202
|
223
|
260
|
338
|
353
|
506
|
588
|
516
|
317
|
519
|
662
|
735
|
562
|
863
|
888
|
910
|
620
|
1 011
|
1 059
|
1 032
|
|
| Income to Minority Interest |
(9)
|
(10)
|
(12)
|
(13)
|
(19)
|
(20)
|
(20)
|
(20)
|
(10)
|
(9)
|
(8)
|
(8)
|
0
|
2
|
5
|
8
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
144
N/A
|
163
+13%
|
192
+18%
|
203
+6%
|
250
+23%
|
255
+2%
|
255
0%
|
251
-2%
|
232
-7%
|
233
+1%
|
238
+2%
|
241
+1%
|
249
+4%
|
237
-5%
|
267
+13%
|
241
-10%
|
156
-35%
|
120
-23%
|
31
-74%
|
56
+81%
|
89
+60%
|
97
+10%
|
118
+22%
|
108
-9%
|
78
-28%
|
88
+13%
|
78
-11%
|
77
-2%
|
97
+26%
|
108
+11%
|
109
+1%
|
101
-7%
|
121
+20%
|
122
+1%
|
126
+3%
|
131
+4%
|
116
-12%
|
130
+13%
|
144
+10%
|
144
+0%
|
152
+5%
|
179
+18%
|
172
-4%
|
174
+1%
|
166
-4%
|
129
-23%
|
117
-9%
|
119
+2%
|
132
+11%
|
134
+2%
|
163
+21%
|
175
+8%
|
187
+6%
|
192
+3%
|
180
-6%
|
191
+6%
|
187
-2%
|
177
-5%
|
193
+9%
|
194
+0%
|
201
+4%
|
197
-2%
|
178
-10%
|
183
+3%
|
202
+10%
|
223
+11%
|
260
+17%
|
338
+30%
|
352
+4%
|
507
+44%
|
588
+16%
|
515
-12%
|
317
-39%
|
519
+64%
|
662
+28%
|
735
+11%
|
562
-24%
|
863
+54%
|
888
+3%
|
910
+2%
|
620
-32%
|
1 011
+63%
|
1 059
+5%
|
1 032
-3%
|
|
| EPS (Diluted) |
0.52
N/A
|
0.58
+12%
|
0.68
+17%
|
0.73
+7%
|
0.89
+22%
|
0.91
+2%
|
0.91
N/A
|
0.89
-2%
|
0.82
-8%
|
0.83
+1%
|
0.84
+1%
|
0.85
+1%
|
0.88
+4%
|
0.84
-5%
|
0.95
+13%
|
0.86
-9%
|
0.54
-37%
|
0.43
-20%
|
0.11
-74%
|
0.19
+73%
|
0.27
+42%
|
0.31
+15%
|
0.37
+19%
|
0.32
-14%
|
0.23
-28%
|
0.26
+13%
|
0.23
-12%
|
0.23
N/A
|
0.29
+26%
|
0.31
+7%
|
0.31
N/A
|
0.3
-3%
|
0.37
+23%
|
0.36
-3%
|
0.38
+6%
|
0.4
+5%
|
0.35
-13%
|
0.4
+14%
|
0.44
+10%
|
0.44
N/A
|
0.46
+5%
|
0.54
+17%
|
0.52
-4%
|
0.52
N/A
|
0.5
-4%
|
0.39
-22%
|
0.35
-10%
|
0.36
+3%
|
0.4
+11%
|
0.41
+2%
|
0.5
+22%
|
0.53
+6%
|
0.56
+6%
|
0.57
+2%
|
0.53
-7%
|
0.57
+8%
|
0.56
-2%
|
0.54
-4%
|
0.59
+9%
|
0.59
N/A
|
0.61
+3%
|
0.59
-3%
|
0.54
-8%
|
0.56
+4%
|
0.61
+9%
|
0.69
+13%
|
0.76
+10%
|
1.02
+34%
|
1.05
+3%
|
1.51
+44%
|
1.75
+16%
|
1.49
-15%
|
0.93
-38%
|
1.53
+65%
|
1.94
+27%
|
2.16
+11%
|
1.65
-24%
|
2.54
+54%
|
2.61
+3%
|
2.68
+3%
|
1.82
-32%
|
2.97
+63%
|
3.11
+5%
|
3.03
-3%
|
|