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ACI Worldwide Inc
NASDAQ:ACIW

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ACI Worldwide Inc Logo
ACI Worldwide Inc
NASDAQ:ACIW
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Price: 20.9 USD +2.6% Market Closed
Updated: Dec 1, 2022

Intrinsic Value

The intrinsic value of one ACIW stock under the Base Case scenario is 30.08 USD. Compared to the current market price of 20.9 USD, ACI Worldwide Inc is Undervalued by 31%.

The Intrinsic Value is calculated as the average of the two valuation methods:

ACIW Intrinsic Value
Base Case
30.08 USD
Undervaluation 31%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Fundamental Analysis

ACIW Profitability Score
Profitability Due Diligence

ACI Worldwide Inc's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

Positive 3-Year Average ROIC
Positive ROIC
Positive Net Income
Positive 3-Year Average ROE
55/100
Profitability
Score

ACI Worldwide Inc's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

ACIW Solvency Score
Solvency Due Diligence

ACI Worldwide Inc's solvency score is 40/100. The higher the solvency score, the more solvent the company is.

Average Interest Coverage
Positive Net Debt
Average Altman Z-Score
Short-Term Liabilities
40/100
Solvency
Score

ACI Worldwide Inc's solvency score is 40/100. The higher the solvency score, the more solvent the company is.

Financials
Efficiency
53%
Gross Margin
16%
Operating Margin
11%
Net Margin
10%
FCF Margin
13%
ROE
5%
ROIC
Other

ACIW Capital Structure
ACI Worldwide Inc

Market Capitalization 2.4B USD
Total Debt 948M USD
Minority Interest 0 USD
Preferred Equity 0 USD
Cash and Equivalents 135M USD
Short-Term Investments 0 USD
Enterprise Value 3.2B USD

Wall St
Price Targets

ACIW Price Targets Summary
ACI Worldwide Inc

Wall Street analysts forecast ACIW stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ACIW is 29.25 USD .

Lowest
Price Target
Not Available
Average
Price Target
29.25 USD
40% Upside
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

ACIW Competitors
ACI Worldwide Inc

ACIW Suppliers & Customers
ACI Worldwide Inc

ACI Worldwide Inc has 17 key suppliers from 3 countries and 4 industries. The majority of these suppliers are located in the United States of America, with the largest number of suppliers in the Technology industry.

ACI Worldwide Inc has 15 key customers from 3 countries and 2 industries. The majority of these customers are located in the United States of America, with the largest number of customers in the Technology industry.

Ownership

ACIW Shareholders
Major Shareholders

Insiders own a significant part of the company.

Top 25 shareholders own 63.61% of the company. Insiders own 3.77%. The biggest insider is Heasley Philip G (CEO and President), who owns 1.2% of ACI Worldwide Inc.

Insiders
3.77%
Institutions
88.53%
Other
7.7%
Insiders
3.77%
Heasley Philip G
CEO and President
Ownership
1.2008%
Market Value
28.2M USD
Shares
1 349 430
Byrnes Dennis
EVP, General Counsel & Sec.
Ownership
0.3604%
Market Value
8.5M USD
Shares
404 945
Behrens Scott W
Chief Financial Officer
Ownership
0.3398%
Market Value
8M USD
Shares
381 826
Maki Craig A
EVP, Treasurer & Chief CDO
Ownership
0.2987%
Market Value
7M USD
Shares
335 716
Almeida Odilon
Director, President and CEO
Ownership
0.2203%
Market Value
5.2M USD
Shares
247 555
Scotto Anthony M Jr
Sr EVP Technology
Ownership
0.1837%
Market Value
4.3M USD
Shares
206 409
Suwinski Jan
Director
Ownership
0.1485%
Market Value
3.5M USD
Shares
166 896
Aretakis Evanthia
Chief Revenue Officer
Ownership
0.1353%
Market Value
3.2M USD
Shares
152 014
Homberger Carolyn B
EVP, Chief Risk Officer
Ownership
0.099%
Market Value
2.3M USD
Shares
111 260
Saks Craig S
Chief Strategy Officer
Ownership
0.0967%
Market Value
2.3M USD
Shares
108 663
Sanchez Adalio T
Director
Ownership
0.0703%
Market Value
1.7M USD
Shares
79 014
Warsop Thomas W Iii
Director
Ownership
0.0677%
Market Value
1.6M USD
Shares
76 094
Peters Charles E Jr
Director
Ownership
0.0673%
Market Value
1.6M USD
Shares
75 594
Hale James C Iii
Director
Ownership
0.0658%
Market Value
1.5M USD
Shares
73 918
Poe David A
Director
Ownership
0.065%
Market Value
1.5M USD
Shares
73 026
Wilmot Jeremy
Chief Product Officer
Ownership
0.0596%
Market Value
1.4M USD
Shares
66 946
Braatz Michael
EVP, Chief Product Officer
Ownership
0.0552%
Market Value
1.3M USD
Shares
62 075
Estep Janet O
Director
Ownership
0.0521%
Market Value
1.2M USD
Shares
58 600
Puppala Ram Kumar
Chief Technology Officer
Ownership
0.0419%
Market Value
984k USD
Shares
47 071
Mcgroddy James
Director
Ownership
0.0417%
Market Value
980k USD
Shares
46 896
Patsley Pamela H
Director
Ownership
0.0233%
Market Value
546k USD
Shares
26 130
Shay John M Jr
Director
Ownership
0.0206%
Market Value
483k USD
Shares
23 115
Zabaneh Samir Michael
Director
Ownership
0.0143%
Market Value
337k USD
Shares
16 107
Lamouche Didier R
Director
Ownership
0.0143%
Market Value
337k USD
Shares
16 107
Harman Mary P
Director
Ownership
0.0143%
Market Value
337k USD
Shares
16 107
Bobrinskoy Charles K
Director
Ownership
0.0119%
Market Value
280k USD
Shares
13 408
Institutions
88.53%
Back

ACIW Insider Trading
Buy and sell transactions by insiders

ACI Worldwide Inc insiders have sold more shares than they have bought in the past 12 months.

During the last 12 months ACI Worldwide Inc insiders bought 79k USD , and sold 1.2M USD worth of shares. The last transaction was made on Dec 1, 2022 by Puppala Ram Kumar (Chief Technology Officer), who bought 22k USD worth of ACIW shares.

Sold
0-3
months
0 USD
0
3-6
months
0 USD
0
6-9
months
0 USD
0
9-12
months
1.2M USD
1
Bought
0-3
months
1
22k USD
3-6
months
No Insider Transactions
0
0 USD
6-9
months
No Insider Transactions
0
0 USD
9-12
months
0
0 USD
Cumulative Transactions Amount
Period Sold Bought Net
3 Months
N/A
22k USD
22k
6 Months
N/A
22k USD
22k
9 Months
N/A
22k USD
22k
12 Months
1.2M USD
22k USD
-1.2M
Purchases
52
Sales
176
Why is insider trading important?

Shareholder Return

ACIW Price
ACI Worldwide Inc

1M 1M
-15%
6M 6M
-23%
1Y 1Y
-26%
3Y 3Y
-43%
5Y 5Y
-9%
Annual Price Range
20.9
52w Low
20
52w High
35.42
Price Metrics
Average Annual Return 14.66%
Standard Deviation of Annual Returns 19.89%
Max Drawdown -54%

Company Profile

ACI Worldwide Inc

Country

United States of America

Industry

Technology

Market Cap

2.4B USD

Dividend Yield

0%

Description

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. The company is headquartered in Naples Florida, Florida and currently employs 3,610 full-time employees. Its segments include ACI On Demand serves the needs of banks, merchants, and billers. These on-demand solutions are maintained and delivered through the cloud via its global data centers and is available in either a single-tenant environment for software as a service (SaaS) offering, or in a multi-tenant environment for platform as a service (PaaS) offerings; and ACI On Premise serves customers who manage their software on site or through a third-party public cloud environment. Its solutions include ACI Acquiring, ACI Issuing, ACI Enterprise Payments Platform, ACI Low Value Real-Time Payments, ACI High Value Real-Time Payments, ACI Omni Commerce, ACI Secure eCommerce, ACI Fraud Management, ACI Digital Business Banking, and ACI Speedpay. The firm offers implementation, product support, technical, and education services.

Contact

FLORIDA
Naples Florida
Suite 300, 3520 Kraft Road
+12394034600.0
http://www.aciworldwide.com/

IPO

1993-11-02

Employees

3 610

Officers

Pres, CEO & Director
Mr. Odilon Almeida
Exec. VP, CFO & Chief Accounting Officer
Mr. Scott W. Behrens
Chief Technology Officer
Mr. Ram Puppala
Exec. VP, Chief Legal Officer, Gen. Counsel & Sec.
Mr. Dennis P. Byrnes
Chief Risk & Admin. Officer
Mr. Mohammed Mortajine
VP of PR
Dan Ring
Show More
Chief HR Officer
Mr. Anthony D. Dinkins
Chief Devel. Officer
Mr. Craig A. Maki
Head of Strategy & Fin.
Mr. John Kraft
Sr. VP of Bus. Devel.
Mr. Hannes van Rensburg
Show Less

See Also

Similar Stocks
What is the Intrinsic Value of one ACIW stock?

The intrinsic value of one ACIW stock under the Base Case scenario is 30.08 USD.

Is ACIW stock undervalued or overvalued?

Compared to the current market price of 20.9 USD, ACI Worldwide Inc is Undervalued by 31%.