Enact Holdings Inc
NASDAQ:ACT
Income Statement
Income Statement
Enact Holdings Inc
| Dec-2020 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||
| Interest Expense |
18
|
25
|
51
|
38
|
51
|
51
|
52
|
52
|
52
|
52
|
52
|
52
|
52
|
52
|
51
|
50
|
49
|
50
|
|
| Gross Premiums Earned |
977
|
496
|
979
|
716
|
954
|
946
|
942
|
943
|
944
|
953
|
960
|
966
|
973
|
979
|
984
|
990
|
989
|
985
|
|
| Revenue |
1 108
N/A
|
568
-49%
|
1 118
+97%
|
823
-26%
|
1 096
+33%
|
1 091
0%
|
1 095
+0%
|
1 106
+1%
|
1 110
+0%
|
1 134
+2%
|
1 154
+2%
|
1 164
+1%
|
1 186
+2%
|
1 196
+1%
|
1 202
+0%
|
1 217
+1%
|
1 223
+0%
|
1 225
+0%
|
|
| Operating Income | |||||||||||||||||||
| Operating Expenses |
(616)
|
(251)
|
(372)
|
(205)
|
(205)
|
(130)
|
(145)
|
(142)
|
(192)
|
(248)
|
(250)
|
(280)
|
(269)
|
(263)
|
(262)
|
(283)
|
(311)
|
(332)
|
|
| Benefits Claims Loss Adjustment |
(595)
|
(238)
|
(357)
|
(195)
|
(191)
|
(116)
|
(133)
|
(130)
|
(181)
|
(237)
|
(240)
|
(269)
|
(259)
|
(254)
|
(252)
|
(262)
|
(301)
|
(322)
|
|
| Policy Acquisition Expense |
(21)
|
(13)
|
(15)
|
(10)
|
(14)
|
(13)
|
(12)
|
(12)
|
(11)
|
(11)
|
(11)
|
(10)
|
(10)
|
(10)
|
(10)
|
(10)
|
(10)
|
(10)
|
|
| Other Operating Expenses |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(11)
|
0
|
0
|
|
| Operating Income |
492
N/A
|
317
-36%
|
746
+136%
|
618
-17%
|
891
+44%
|
962
+8%
|
950
-1%
|
965
+2%
|
918
-5%
|
887
-3%
|
903
+2%
|
885
-2%
|
917
+4%
|
933
+2%
|
940
+1%
|
934
-1%
|
912
-2%
|
893
-2%
|
|
| Pre-Tax Income | |||||||||||||||||||
| Interest Income Expense |
(18)
|
(26)
|
(51)
|
(38)
|
(51)
|
(51)
|
(52)
|
(52)
|
(52)
|
(52)
|
(52)
|
(52)
|
(52)
|
(52)
|
(51)
|
(50)
|
(49)
|
(50)
|
|
| Non-Reccuring Items |
(2)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(11)
|
(11)
|
(11)
|
0
|
0
|
0
|
|
| Pre-Tax Income |
472
N/A
|
289
-39%
|
695
+140%
|
579
-17%
|
840
+45%
|
910
+8%
|
898
-1%
|
913
+2%
|
866
-5%
|
835
-4%
|
852
+2%
|
833
-2%
|
854
+2%
|
870
+2%
|
878
+1%
|
884
+1%
|
863
-2%
|
844
-2%
|
|
| Net Income | |||||||||||||||||||
| Tax Provision |
(102)
|
(61)
|
(149)
|
(124)
|
(180)
|
(197)
|
(194)
|
(197)
|
(187)
|
(183)
|
(186)
|
(182)
|
(187)
|
(187)
|
(190)
|
(191)
|
(186)
|
(184)
|
|
| Income from Continuing Operations |
370
|
228
|
547
|
455
|
660
|
714
|
704
|
716
|
679
|
652
|
666
|
650
|
666
|
683
|
688
|
693
|
677
|
660
|
|
| Equity Earnings Affiliates |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
370
N/A
|
228
-38%
|
547
+139%
|
455
-17%
|
660
+45%
|
714
+8%
|
704
-1%
|
716
+2%
|
679
-5%
|
652
-4%
|
666
+2%
|
650
-2%
|
666
+2%
|
683
+2%
|
688
+1%
|
693
+1%
|
677
-2%
|
660
-3%
|
|
| EPS (Diluted) |
2.27
N/A
|
1.4
-38%
|
3.36
+140%
|
2.79
-17%
|
4.04
+45%
|
4.37
+8%
|
4.31
-1%
|
4.38
+2%
|
4.17
-5%
|
4.04
-3%
|
4.11
+2%
|
4.06
-1%
|
4.2
+3%
|
4.34
+3%
|
4.37
+1%
|
4.53
+4%
|
4.49
-1%
|
4.44
-1%
|
|