Dashboard Tools Market News Investing Ideas Pricing About Us
Sign Up
Log in
Arrow Financial Corp banner

Arrow Financial Corp
NASDAQ:AROW

Watchlist Manager
Arrow Financial Corp Logo
Arrow Financial Corp
NASDAQ:AROW
Watchlist
Price: 33.56 USD -4.44%
Market Cap: $552.1m
Write Note Create Alert Ask AI
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Balance Sheet

Assets
+
3Y
+12%
5Y
+21%
10Y
+82%
Liabilities
+
3Y
+11%
5Y
+20%
10Y
+80%
Equity
+
3Y
+22%
5Y
+29%
10Y
+102%

Balance Sheet Decomposition
Arrow Financial Corp

Balance Sheet
Arrow Financial Corp

Rotate your device to view
Balance Sheet
Currency: USD
Dec-2002 Dec-2003 Dec-2004 Dec-2005 Dec-2006 Dec-2007 Dec-2008 Dec-2009 Dec-2010 Dec-2011 Dec-2012 Dec-2013 Dec-2014 Dec-2015 Dec-2016 Dec-2017 Dec-2018 Dec-2019 Dec-2020 Dec-2021 Dec-2022 Dec-2023 Dec-2024 Dec-2025
Assets
Net Loans
800
843
863
984
997
1 026
1 097
1 098
1 131
1 117
1 157
1 252
1 398
1 558
1 736
1 932
2 176
2 365
2 566
2 641
2 953
3 182
3 361
3 419
Investments
413
470
449
455
444
479
491
652
699
737
747
787
695
758
731
689
663
652
942
1 202
799
753
706
767
PP&E Net
14
14
15
16
16
17
18
19
19
23
29
29
29
27
27
28
30
46
48
53
62
65
64
59
PP&E Gross
14
14
15
16
16
17
18
19
19
23
29
29
29
27
27
28
30
46
48
53
62
65
64
0
Accumulated Depreciation
15
16
17
18
19
21
22
23
23
25
26
28
30
32
33
35
37
38
40
42
46
49
52
0
Intangible Assets
0
0
1
3
2
2
2
1
2
5
5
4
4
3
3
2
2
2
2
2
2
1
2
2
Goodwill
9
9
11
15
15
15
15
15
16
22
22
22
22
22
22
22
22
22
22
22
22
22
24
24
Customer Acceptances Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Assets
24
27
29
37
37
36
32
41
40
61
59
65
68
75
79
80
78
86
101
112
131
149
158
179
Total Assets
1 271
N/A
1 374
+8%
1 378
+0%
1 520
+10%
1 520
+0%
1 585
+4%
1 665
+5%
1 842
+11%
1 908
+4%
1 963
+3%
2 023
+3%
2 164
+7%
2 217
+2%
2 446
+10%
2 605
+6%
2 761
+6%
2 988
+8%
3 184
+7%
3 689
+16%
4 028
+9%
3 970
-1%
4 170
+5%
4 306
+3%
4 446
+3%
Liabilities
Accounts Payable
0
0
0
0
0
0
3
2
2
1
1
0
0
0
0
0
0
0
0
0
0
0
0
0
Accrued Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6
5
7
6
5
5
0
Short-Term Debt
49
41
44
43
48
54
60
74
53
68
13
12
19
23
36
65
55
51
18
0
27
0
0
0
Total Deposits
958
1 047
1 032
1 166
1 186
1 204
1 275
1 444
1 534
1 644
1 731
1 842
1 903
2 030
2 117
2 245
2 346
2 616
3 235
3 551
3 498
3 688
3 828
3 939
Other Interest Bearing Liabilities
145
150
150
157
125
160
160
140
130
40
59
73
51
137
178
160
279
160
45
45
28
27
9
4
Total Current Liabilities
49
41
44
43
48
54
63
76
55
69
13
12
19
23
36
65
55
57
23
7
33
5
5
0
Long-Term Debt
5
15
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
25
25
25
25
25
25
Other Liabilities
14
16
14
16
22
25
21
21
17
23
24
24
23
22
22
21
20
24
26
29
32
46
39
45
Total Liabilities
1 170
N/A
1 268
+8%
1 260
-1%
1 402
+11%
1 402
0%
1 463
+4%
1 539
+5%
1 701
+10%
1 756
+3%
1 796
+2%
1 847
+3%
1 972
+7%
2 017
+2%
2 232
+11%
2 372
+6%
2 511
+6%
2 719
+8%
2 883
+6%
3 354
+16%
3 657
+9%
3 616
-1%
3 790
+5%
3 905
+3%
4 014
+3%
Equity
Common Stock
11
13
14
14
14
15
15
15
16
16
16
17
17
17
18
19
19
20
20
21
21
22
22
22
Retained Earnings
14
24
23
21
18
15
26
24
25
24
26
28
30
32
29
29
29
33
42
54
65
66
77
102
Additional Paid In Capital
115
113
127
139
151
162
163
178
191
208
219
229
240
251
271
290
315
335
354
378
400
413
413
415
Unrealized Security Profit/Loss
0
0
0
0
0
0
2
3
4
7
6
2
3
0
0
1
4
1
6
1
49
32
27
0
Treasury Stock
39
44
45
52
56
62
66
68
70
72
75
75
77
77
77
79
79
80
81
82
84
87
93
103
Other Equity
2
1
1
6
9
7
14
12
13
16
16
9
11
9
7
8
10
7
7
1
1
2
9
4
Total Equity
101
N/A
106
+4%
118
+11%
117
-1%
118
+1%
122
+4%
126
+3%
141
+12%
152
+8%
166
+9%
176
+6%
192
+9%
201
+5%
214
+7%
233
+9%
250
+7%
270
+8%
302
+12%
334
+11%
371
+11%
354
-5%
380
+7%
401
+6%
432
+8%
Total Liabilities & Equity
1 271
N/A
1 374
+8%
1 378
+0%
1 520
+10%
1 520
+0%
1 585
+4%
1 665
+5%
1 842
+11%
1 908
+4%
1 963
+3%
2 023
+3%
2 164
+7%
2 217
+2%
2 446
+10%
2 605
+6%
2 761
+6%
2 988
+8%
3 184
+7%
3 689
+16%
4 028
+9%
3 970
-1%
4 170
+5%
4 306
+3%
4 446
+3%
Shares Outstanding
Common Shares Outstanding
16
16
16
16
16
16
16
16
16
16
16
16
16
17
17
17
17
17
17
17
17
17
17
16

See Also

Summary
AROW intrinsic value, competitors valuation, and company profile.
DCF Valuation
AROW stock valuation using Discount Cash Flow valuation method.
Relative Valuation
AROW stock valuation using valuation multiples.
Wall Street Estimates
AROW price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
AROW stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
ALPHA SPREAD
Follow us
Join more than 320,000+ value investors using Alpha Spread
Create Free Account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2026 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.