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Arrow Financial Corp
NASDAQ:AROW

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Arrow Financial Corp
NASDAQ:AROW
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Price: 36.58 USD 1.44% Market Closed
Market Cap: $603.9m

P/B

1.4
Current
27%
More Expensive
vs 3-y average of 1.1

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.4
=
Market Cap
$561.3m
/
Total Equity
$431.9m

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.4
=
Market Cap
$561.3m
/
Total Equity
$431.9m

Valuation Scenarios

Arrow Financial Corp is trading above its 3-year average

If P/B returns to its 3-Year Average (1.1), the stock would be worth $28.82 (21% downside from current price).

Statistics
Positive Scenarios
1/4
Maximum Downside
-21%
Maximum Upside
+80%
Average Upside
9%
Scenario P/B Value Implied Price Upside/Downside
Current Multiple 1.4 $36.58
0%
3-Year Average 1.1 $28.82
-21%
5-Year Average 1.2 $32.72
-11%
Industry Average 1.2 $31.95
-13%
Country Average 2.5 $66.01
+80%

Forward P/B
Today’s price vs future total equity

Not enough data available to calculate forward P/B

Peer Comparison

All Multiples
P/B
P/E
All Countries
Close

Market Distribution

Lower than 72% of companies in the United States of America
Percentile
28th
Based on 10 946 companies
28th percentile
1.4
Low
0 — 1.5
Typical Range
1.5 — 4.8
High
4.8 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 1.5
Median 2.5
70th Percentile 4.8
Max 147 580.5

Other Multiples

Arrow Financial Corp
Glance View

Market Cap
603.9m USD
Industry
Banking

Arrow Financial Corp. is a bank holding company, which engages in the provision of banking and insurance services through its subsidiaries, Glens Falls National and Saratoga National. The company is headquartered in Glens Falls, New York and currently employs 512 full-time employees. Arrow is engaged in a range of lending activities, including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. Arrow provides services, such as trust administration, retirement plan administration, advice to its proprietary mutual funds and insurance products. The firm offers a range of commercial and consumer banking and financial products. The deposit base consists of deposits derived principally from the communities served. Arrow targets lending activities to consumers and small- and mid-sized companies in Arrow's regional geographic area. The firm provides retirement planning, trust and estate administration. Arrow's subsidiaries include Glens Falls National Bank and Trust Company (Glens Falls National) and Saratoga National Bank and Trust Company (Saratoga National).

AROW Intrinsic Value
51.49 USD
Undervaluation 29%
Intrinsic Value
Price $36.58
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