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Ameriserv Financial Inc
NASDAQ:ASRV

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Ameriserv Financial Inc
NASDAQ:ASRV
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Price: 3.8 USD 0.26%
Market Cap: $64.4m

P/E

11.4
Current
11%
More Expensive
vs 3-y average of 10.3

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
11.4
=
Market Cap
$62.8m
/
Net Income
$5.5m

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
11.4
=
Market Cap
$62.8m
/
Net Income
$5.5m

Valuation Scenarios

Ameriserv Financial Inc is trading above its 3-year average

If P/E returns to its 3-Year Average (10.3), the stock would be worth $3.42 (10% downside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-14%
Maximum Upside
+100%
Average Upside
24%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 11.4 $3.8
0%
3-Year Average 10.3 $3.42
-10%
5-Year Average 9.9 $3.28
-14%
Industry Average 13.5 $4.48
+18%
Country Average 22.9 $7.61
+100%

Forward P/E
Today’s price vs future net income

Not enough data available to calculate forward P/E

Market Distribution

Lower than 84% of companies in the United States of America
Percentile
16th
Based on 8 489 companies
16th percentile
11.4
Low
0 — 15.3
Typical Range
15.3 — 33.2
High
33.2 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 15.3
Median 22.9
70th Percentile 33.2
Max 1 826 183.3

Other Multiples

Ameriserv Financial Inc
Glance View

Market Cap
64.4m USD
Industry
Banking

AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. The company is headquartered in Johnstown, Pennsylvania and currently employs 319 full-time employees. The firm is engaged in offering a range of services, which includes retail banking services and lending, depository, and related financial services. Its retail banking services include demand, savings, and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, and money order. Its lending services include depository and related financial services to commercial, industrial, financial, and governmental customers, such as commercial real estate mortgage loans (CRE), short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services. The company also operates approximately 18 automated bank teller machines (ATM).

ASRV Intrinsic Value
5.62 USD
Undervaluation 32%
Intrinsic Value
Price $3.8
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