Bayfirst Financial Corp
NASDAQ:BAFN
Income Statement
Income Statement
Bayfirst Financial Corp
| Jun-1990 | Sep-1990 | Dec-1990 | Mar-1991 | Jun-1991 | Sep-1991 | Dec-1991 | Mar-1992 | Jun-1992 | Sep-1992 | Dec-1992 | Mar-1993 | Jun-1993 | Sep-1993 | Dec-1993 | Mar-1994 | Jun-1994 | Sep-1994 | Dec-1994 | Mar-1995 | Jun-1995 | Sep-1995 | Dec-1995 | Mar-1996 | Jun-1996 | Sep-1996 | Dec-1996 | Mar-1997 | Jun-1997 | Sep-1997 | Dec-1997 | Mar-1998 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
4
|
4
|
5
|
5
|
5
|
5
|
7
|
7
|
7
|
9
|
10
|
11
|
12
|
12
|
12
|
12
|
13
|
13
|
13
|
13
|
13
|
13
|
14
|
14
|
14
|
15
|
15
|
15
|
15
|
15
|
15
|
15
|
4
|
12
|
22
|
34
|
42
|
45
|
42
|
37
|
30
|
25
|
27
|
30
|
33
|
37
|
36
|
36
|
36
|
35
|
36
|
38
|
40
|
43
|
45
|
46
|
|
| Interest Income |
14
|
15
|
15
|
15
|
16
|
16
|
20
|
17
|
18
|
20
|
22
|
23
|
25
|
25
|
25
|
25
|
25
|
26
|
27
|
28
|
30
|
31
|
33
|
34
|
35
|
36
|
37
|
37
|
38
|
38
|
39
|
40
|
7
|
17
|
30
|
44
|
52
|
54
|
51
|
44
|
36
|
31
|
33
|
39
|
46
|
56
|
62
|
69
|
73
|
76
|
80
|
83
|
84
|
86
|
87
|
86
|
|
| Interest Expense |
10
|
10
|
11
|
11
|
11
|
11
|
13
|
11
|
11
|
11
|
12
|
12
|
13
|
12
|
12
|
12
|
12
|
13
|
14
|
15
|
16
|
18
|
19
|
20
|
20
|
21
|
21
|
22
|
23
|
23
|
24
|
24
|
2
|
5
|
8
|
10
|
10
|
9
|
8
|
7
|
6
|
5
|
6
|
9
|
12
|
19
|
26
|
32
|
37
|
41
|
44
|
45
|
44
|
43
|
41
|
40
|
|
| Non Interest Income |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
2
|
2
|
2
|
1
|
1
|
1
|
2
|
2
|
3
|
2
|
2
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
13
|
34
|
66
|
98
|
118
|
79
|
48
|
22
|
(6)
|
20
|
29
|
32
|
35
|
39
|
43
|
50
|
55
|
55
|
53
|
60
|
55
|
54
|
41
|
18
|
|
| Revenue |
5
N/A
|
5
+6%
|
6
+4%
|
6
+3%
|
6
+4%
|
6
+0%
|
8
+29%
|
7
-8%
|
8
+10%
|
9
+16%
|
11
+19%
|
12
+12%
|
14
+13%
|
14
+2%
|
14
+2%
|
14
+1%
|
14
-4%
|
14
+2%
|
14
+1%
|
15
+7%
|
16
+4%
|
16
+2%
|
16
-1%
|
15
-2%
|
16
+2%
|
16
+3%
|
17
+2%
|
17
+1%
|
17
+0%
|
17
-1%
|
17
+1%
|
17
+1%
|
17
+3%
|
46
+168%
|
88
+92%
|
131
+49%
|
160
+22%
|
124
-22%
|
90
-28%
|
59
-35%
|
24
-59%
|
45
+86%
|
56
+25%
|
62
+10%
|
69
+12%
|
75
+10%
|
80
+5%
|
86
+8%
|
91
+5%
|
90
0%
|
89
-1%
|
98
+11%
|
95
-3%
|
98
+2%
|
86
-12%
|
64
-25%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(2)
|
(5)
|
(12)
|
(17)
|
(17)
|
(14)
|
(4)
|
4
|
8
|
8
|
4
|
1
|
(4)
|
(6)
|
(8)
|
(10)
|
(13)
|
(13)
|
(13)
|
(15)
|
(15)
|
(19)
|
(27)
|
(25)
|
|
| Non Interest Expense |
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(3)
|
(5)
|
(4)
|
(4)
|
(5)
|
(6)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(8)
|
(7)
|
(7)
|
(7)
|
(7)
|
(8)
|
(8)
|
(8)
|
(10)
|
(11)
|
(11)
|
(11)
|
(9)
|
(9)
|
(9)
|
(17)
|
(40)
|
(68)
|
(99)
|
(115)
|
(83)
|
(67)
|
(50)
|
(30)
|
(53)
|
(55)
|
(55)
|
(57)
|
(59)
|
(63)
|
(68)
|
(70)
|
(70)
|
(70)
|
(67)
|
(65)
|
(66)
|
(74)
|
(70)
|
|
| Pre-Tax Income |
2
N/A
|
2
-20%
|
1
-21%
|
1
N/A
|
1
+6%
|
2
+35%
|
3
+57%
|
3
+4%
|
3
+9%
|
4
+17%
|
4
+14%
|
5
+20%
|
6
+18%
|
6
+5%
|
7
+6%
|
6
-5%
|
6
-8%
|
6
+1%
|
7
+17%
|
8
+15%
|
8
+6%
|
8
0%
|
7
-9%
|
7
-7%
|
7
-1%
|
5
-20%
|
5
-3%
|
5
+3%
|
5
0%
|
7
+28%
|
7
+1%
|
7
-2%
|
(2)
N/A
|
1
N/A
|
8
+575%
|
16
+90%
|
28
+76%
|
27
-2%
|
19
-32%
|
12
-37%
|
2
-87%
|
(1)
N/A
|
5
N/A
|
7
+45%
|
8
+19%
|
10
+19%
|
8
-14%
|
8
-5%
|
8
+0%
|
7
-8%
|
6
-15%
|
17
+169%
|
15
-10%
|
12
-19%
|
(15)
N/A
|
(31)
-105%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
1
|
1
|
(1)
|
(4)
|
(8)
|
(8)
|
(6)
|
(3)
|
(0)
|
1
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(4)
|
(4)
|
(3)
|
4
|
8
|
|
| Income from Continuing Operations |
1
|
1
|
1
|
1
|
1
|
1
|
2
|
2
|
2
|
2
|
3
|
3
|
4
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
5
|
5
|
5
|
4
|
4
|
4
|
4
|
4
|
4
|
5
|
5
|
5
|
(1)
|
2
|
7
|
12
|
20
|
19
|
13
|
9
|
1
|
(0)
|
4
|
6
|
6
|
7
|
6
|
6
|
6
|
5
|
5
|
13
|
11
|
9
|
(11)
|
(23)
|
|
| Net Income (Common) |
1
N/A
|
1
-25%
|
1
-24%
|
1
+10%
|
1
+6%
|
1
+41%
|
2
+62%
|
2
+4%
|
2
+10%
|
2
+18%
|
3
+17%
|
4
+42%
|
4
+17%
|
4
+6%
|
5
+5%
|
4
-15%
|
4
-6%
|
4
0%
|
4
+15%
|
5
+15%
|
5
+6%
|
5
+1%
|
5
-9%
|
4
-5%
|
4
-1%
|
4
-4%
|
4
+1%
|
4
+3%
|
4
+0%
|
5
+7%
|
5
0%
|
5
-1%
|
(1)
N/A
|
1
N/A
|
7
+339%
|
12
+80%
|
20
+67%
|
30
+54%
|
26
-13%
|
24
-10%
|
16
-31%
|
3
-82%
|
0
-90%
|
(1)
N/A
|
(0)
+62%
|
1
N/A
|
5
+275%
|
5
+4%
|
5
-2%
|
4
-15%
|
3
-25%
|
11
+271%
|
10
-11%
|
8
-21%
|
(12)
N/A
|
(24)
-100%
|
|
| EPS (Diluted) |
0.44
N/A
|
0.33
-25%
|
0.25
-24%
|
0.27
+8%
|
0.29
+7%
|
0.41
+41%
|
0.62
+51%
|
0.64
+3%
|
0.7
+9%
|
0.82
+17%
|
0.96
+17%
|
1.37
+43%
|
1.59
+16%
|
1.69
+6%
|
1.76
+4%
|
1.46
-17%
|
1.36
-7%
|
1.37
+1%
|
1.56
+14%
|
1.79
+15%
|
1.89
+6%
|
1.91
+1%
|
1.74
-9%
|
1.64
-6%
|
1.63
-1%
|
1.57
-4%
|
1.59
+1%
|
1.62
+2%
|
1.62
N/A
|
1.73
+7%
|
1.67
-3%
|
1.66
-1%
|
-0.2
N/A
|
0.43
N/A
|
1.76
+309%
|
2.95
+68%
|
4.65
+58%
|
7.77
+67%
|
6.72
-14%
|
5.75
-14%
|
4.05
-30%
|
0.73
-82%
|
0.07
-90%
|
-0.3
N/A
|
-0.11
+63%
|
0.28
N/A
|
1.1
+293%
|
1.03
-6%
|
1.12
+9%
|
0.95
-15%
|
0.72
-24%
|
2.41
+235%
|
2.39
-1%
|
1.88
-21%
|
-2.96
N/A
|
-5.93
-100%
|
|