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Price: 10.95 USD -0.64% Market Closed

Market Cap: $975.6m

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Sep-2001	Dec-2001	Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025
Revenue
Net Interest Income		43	43	43	43	44	46	48	48	48	48	47	50	50	51	56	60	64	68	68	68	69	70	72	72	72	73	71	71	72	76	77	80	83	86	90	92	94	96	99	103	106	110	128	143	161	177	177	180	177	176	180	181	185	189	190	191	192	194	195	198	202	204	208	213	217	223	230	237	242	248	251	252	253	253	252	253	256	260	268	274	279	282	283	284	291	300	316	330	336	340	335	329	328	330	334	343
Interest Income		77	76	74	72	72	72	71	69	67	66	66	68	70	72	80	89	98	107	111	118	126	133	139	142	144	147	146	145	144	145	143	144	142	140	137	134	132	131	131	134	137	141	160	176	196	213	212	213	208	206	209	210	214	219	220	222	224	227	228	232	237	240	244	250	256	263	272	285	299	314	327	336	344	348	346	341	334	327	322	318	315	312	308	308	319	345	403	470	528	577	600	610	623	629	627	626
Interest Expense		34	33	31	29	27	26	24	22	19	19	19	19	20	21	24	29	33	39	43	50	56	62	67	70	72	73	75	74	72	69	66	63	59	54	48	42	38	35	32	31	31	30	32	33	35	36	34	33	31	30	29	29	28	29	31	32	32	33	33	34	35	36	37	37	38	40	43	49	56	66	76	85	91	94	94	88	78	67	54	44	36	29	25	24	28	45	87	140	192	238	265	281	295	299	293	283
Non Interest Income		10	9	8	5	4	3	3	3	4	5	6	6	7	5	5	5	5	5	5	4	4	4	4	4	4	3	3	3	1	0	2	1	3	2	3	3	2	2	3	4	4	5	8	11	14	19	18	17	16	16	16	17	20	20	19	20	19	20	22	23	23	23	32	31	32	32	22	23	25	25	26	28	29	30	33	31	28	25	20	20	21	27	28	29	30	28	36	34	33	32	25	26	27	26	25	25
Revenue		53 N/A	52 -1%	51 -3%	48 -5%	48 +1%	49 +2%	51 +2%	51 +0%	51 +1%	53 +4%	54 +1%	56 +4%	57 +2%	56 -2%	61 +8%	65 +8%	69 +6%	73 +6%	73 -1%	72 0%	74 +2%	74 +1%	75 +2%	76 +1%	76 0%	76 +0%	74 -3%	74 0%	74 0%	76 +3%	78 +3%	82 +4%	86 +5%	88 +3%	93 +5%	95 +3%	97 +2%	99 +2%	102 +3%	106 +4%	111 +4%	115 +4%	135 +17%	154 +13%	175 +14%	196 +12%	196 0%	197 +1%	193 -2%	192 -1%	196 +2%	198 +1%	205 +3%	209 +2%	209 0%	211 +1%	211 0%	215 +2%	217 +1%	221 +2%	225 +2%	226 +1%	240 +6%	244 +2%	249 +2%	255 +2%	252 -1%	260 +3%	267 +3%	273 +2%	277 +1%	279 +1%	281 +1%	283 +1%	285 +0%	284 0%	284 0%	285 +0%	288 +1%	294 +2%	300 +2%	309 +3%	311 +0%	313 +1%	321 +3%	328 +2%	352 +7%	364 +4%	369 +1%	372 +1%	361 -3%	355 -1%	355 0%	355 0%	359 +1%	367 +2%
Pre-Tax Income
Loan Loss Provision		(1)	(1)	(1)	(0)	0	0	(0)	(1)	(1)	(1)	(1)	(2)	(2)	(3)	(3)	(3)	(3)	(3)	(3)	(2)	(3)	(3)	(3)	(3)	(4)	(7)	(8)	(9)	(11)	(11)	(12)	(11)	(11)	(10)	(8)	(7)	(5)	(4)	(4)	(4)	(4)	(4)	(6)	(12)	(14)	(16)	(15)	(10)	(10)	(11)	(12)	(11)	(11)	(9)	(8)	(8)	(8)	(8)	(8)	(8)	(9)	(10)	(21)	(20)	(20)	(19)	(6)	(7)	(7)	(5)	(6)	(8)	(6)	(10)	0	0	0	0	2	5	9	8	6	2	(4)	(9)	(34)	(40)	(40)	(38)	(20)	(20)	(22)	(22)	(21)	(22)
Non Interest Expense		(22)	(21)	(20)	(15)	(15)	(15)	(16)	(17)	(18)	(22)	(24)	(25)	(26)	(23)	(26)	(29)	(32)	(34)	(33)	(34)	(35)	(37)	(38)	(39)	(40)	(40)	(41)	(41)	(42)	(43)	(43)	(45)	(45)	(45)	(46)	(46)	(46)	(48)	(50)	(54)	(59)	(63)	(82)	(95)	(108)	(120)	(119)	(121)	(120)	(122)	(125)	(126)	(128)	(129)	(127)	(126)	(126)	(125)	(126)	(128)	(130)	(130)	(132)	(135)	(137)	(139)	(145)	(148)	(150)	(155)	(154)	(156)	(159)	(158)	(213)	(218)	(224)	(223)	(169)	(162)	(158)	(163)	(164)	(171)	(175)	(180)	(202)	(215)	(228)	(240)	(236)	(237)	(237)	(242)	(241)	(239)
Pre-Tax Income		31 N/A	31 +0%	30 -1%	33 +8%	33 +3%	34 +3%	35 +1%	33 -3%	33 -2%	30 -9%	29 -3%	29 +3%	29 0%	31 +4%	32 +5%	33 +4%	35 +5%	37 +6%	36 -1%	36 -2%	35 -2%	35 -1%	34 -2%	34 -1%	32 -5%	29 -8%	26 -12%	24 -7%	21 -11%	22 +2%	23 +6%	25 +8%	30 +19%	33 +11%	38 +15%	42 +11%	45 +7%	47 +3%	48 +3%	49 +1%	48 -3%	49 +2%	48 -2%	47 -1%	53 +13%	60 +12%	63 +5%	66 +5%	63 -4%	59 -8%	60 +2%	61 +3%	66 +8%	72 +8%	74 +3%	77 +4%	77 +1%	82 +6%	84 +2%	85 +1%	86 +2%	86 -1%	86 +1%	90 +4%	92 +3%	97 +6%	100 +3%	105 +5%	110 +5%	113 +2%	117 +4%	115 -2%	116 +1%	116 +0%	63 -46%	62 -2%	57 -8%	62 +9%	121 +95%	137 +13%	151 +10%	155 +3%	152 -1%	144 -6%	142 -1%	140 -2%	116 -17%	110 -5%	102 -7%	94 -7%	105 +12%	99 -6%	96 -2%	92 -5%	98 +7%	106 +8%
Net Income
Tax Provision		(11)	(11)	(11)	(12)	(12)	(12)	(18)	(16)	(16)	(15)	(9)	(12)	(12)	(13)	(13)	(14)	(14)	(15)	(15)	(14)	(14)	(14)	(13)	(13)	(12)	(11)	(10)	(9)	(9)	(9)	(9)	(10)	(11)	(13)	(15)	(17)	(18)	(19)	(20)	(20)	(19)	(20)	(20)	(19)	(20)	(21)	(22)	(23)	(22)	(21)	(21)	(22)	(24)	(26)	(27)	(28)	(28)	(29)	(30)	(30)	(31)	(30)	(31)	(32)	(32)	(35)	(32)	(31)	(29)	(27)	(28)	(28)	(29)	(28)	(15)	(15)	(14)	(14)	(30)	(34)	(37)	(39)	(39)	(36)	(34)	(30)	(23)	(20)	(20)	(19)	(23)	(22)	(22)	(23)	(25)	(27)
Income from Continuing Operations		19	19	19	21	21	22	16	18	17	15	19	17	17	18	19	19	20	22	22	21	21	21	21	20	20	18	16	15	12	13	14	15	19	20	23	25	27	28	29	29	28	29	28	28	33	38	41	43	41	38	39	40	42	45	47	49	50	52	54	55	55	55	56	58	60	63	68	74	81	86	89	88	87	88	48	47	43	48	91	103	114	115	114	107	109	110	93	89	82	75	82	77	74	69	73	79
Income to Minority Interest		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(0)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(1)	(2)	(2)	(2)	(2)	(2)	(2)	(2)	(2)	(2)	(2)	(3)	(3)	(3)	(3)	(3)	(3)	(3)	(3)	(3)	(3)	(3)	(3)	(4)	(3)	(2)	(1)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income (Common)		19 N/A	19 +1%	19 -1%	21 +9%	21 +3%	22 +2%	16 -26%	18 +10%	17 -5%	15 -14%	19 +33%	17 -11%	17 N/A	18 +3%	19 +5%	19 +4%	20 +5%	22 +7%	22 0%	21 -2%	21 -2%	21 -1%	20 -2%	20 0%	19 -4%	18 -9%	16 -12%	14 -8%	12 -17%	13 +9%	14 +5%	15 +7%	18 +24%	19 +6%	22 +15%	25 +11%	26 +7%	27 +2%	28 +3%	28 0%	27 -3%	28 +2%	27 -3%	27 +2%	32 +19%	37 +15%	40 +7%	42 +5%	40 -5%	36 -9%	37 +3%	38 +2%	40 +6%	43 +8%	44 +3%	46 +4%	47 +2%	50 +5%	51 +2%	52 +2%	52 +1%	52 0%	53 +1%	55 +4%	57 +3%	51 -11%	56 +10%	62 +11%	69 +11%	83 +21%	87 +5%	87 0%	87 +0%	88 +1%	48 -45%	47 -2%	43 -8%	48 +10%	91 +92%	103 +13%	114 +10%	115 +2%	114 -1%	107 -6%	109 +1%	110 +1%	93 -16%	89 -4%	82 -8%	75 -8%	82 +9%	77 -7%	74 -3%	69 -7%	73 +6%	79 +8%
EPS (Diluted)		0.32 N/A	0.33 +3%	0.33 N/A	0.36 +9%	0.37 +3%	0.38 +3%	0.28 -26%	0.31 +11%	0.3 -3%	0.25 -17%	0.34 +36%	0.3 -12%	0.3 N/A	0.31 +3%	0.32 +3%	0.33 +3%	0.34 +3%	0.36 +6%	0.36 N/A	0.35 -3%	0.34 -3%	0.34 N/A	0.33 -3%	0.33 N/A	0.32 -3%	0.3 -6%	0.26 -13%	0.24 -8%	0.2 -17%	0.22 +10%	0.23 +5%	0.25 +9%	0.31 +24%	0.33 +6%	0.38 +15%	0.42 +11%	0.45 +7%	0.46 +2%	0.47 +2%	0.47 N/A	0.46 -2%	0.47 +2%	0.38 -19%	0.38 N/A	0.48 +26%	0.53 +10%	0.57 +8%	0.6 +5%	0.57 -5%	0.52 -9%	0.53 +2%	0.53 N/A	0.57 +8%	0.62 +9%	0.64 +3%	0.67 +5%	0.68 +1%	0.71 +4%	0.72 +1%	0.73 +1%	0.74 +1%	0.74 N/A	0.75 +1%	0.73 -3%	0.74 +1%	0.67 -9%	0.71 +6%	0.76 +7%	0.85 +12%	1.03 +21%	1.07 +4%	1.07 N/A	1.07 N/A	1.1 +3%	0.6 -45%	0.59 -2%	0.55 -7%	0.6 +9%	1.17 +95%	1.32 +13%	1.45 +10%	1.48 +2%	1.46 -1%	1.39 -5%	1.41 +1%	1.42 +1%	1.06 -25%	1 -6%	0.91 -9%	0.85 -7%	0.93 +9%	0.87 -6%	0.83 -5%	0.77 -7%	0.82 +6%	0.88 +7%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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