C&F Financial Corp
NASDAQ:CFFI
Income Statement
Income Statement
C&F Financial Corp
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
17
|
17
|
18
|
21
|
24
|
28
|
30
|
30
|
30
|
31
|
32
|
33
|
34
|
35
|
36
|
37
|
37
|
39
|
39
|
40
|
40
|
40
|
41
|
41
|
42
|
42
|
42
|
43
|
44
|
45
|
47
|
50
|
51
|
53
|
55
|
57
|
58
|
59
|
61
|
62
|
63
|
64
|
65
|
67
|
68
|
69
|
69
|
72
|
74
|
76
|
78
|
78
|
78
|
77
|
78
|
78
|
79
|
80
|
80
|
81
|
81
|
81
|
80
|
80
|
80
|
80
|
81
|
82
|
81
|
82
|
81
|
81
|
81
|
81
|
82
|
84
|
84
|
85
|
86
|
85
|
85
|
86
|
89
|
94
|
98
|
100
|
100
|
98
|
96
|
95
|
96
|
97
|
99
|
101
|
104
|
106
|
|
| Interest Income |
28
|
27
|
28
|
31
|
34
|
37
|
39
|
39
|
39
|
39
|
40
|
41
|
42
|
44
|
46
|
49
|
51
|
55
|
56
|
59
|
60
|
61
|
63
|
65
|
65
|
65
|
65
|
64
|
64
|
64
|
64
|
65
|
66
|
67
|
68
|
70
|
71
|
72
|
73
|
74
|
75
|
76
|
76
|
77
|
77
|
77
|
78
|
80
|
82
|
85
|
87
|
87
|
86
|
86
|
87
|
87
|
88
|
89
|
89
|
89
|
89
|
90
|
90
|
90
|
90
|
91
|
92
|
93
|
93
|
94
|
95
|
95
|
97
|
96
|
96
|
97
|
95
|
96
|
95
|
94
|
93
|
93
|
96
|
101
|
108
|
115
|
120
|
124
|
128
|
131
|
136
|
140
|
143
|
146
|
149
|
151
|
|
| Interest Expense |
11
|
10
|
9
|
9
|
9
|
9
|
9
|
9
|
8
|
8
|
8
|
8
|
8
|
9
|
10
|
12
|
14
|
16
|
17
|
19
|
20
|
21
|
22
|
23
|
24
|
23
|
23
|
21
|
20
|
19
|
17
|
16
|
15
|
14
|
14
|
13
|
13
|
13
|
12
|
12
|
12
|
11
|
11
|
10
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
8
|
8
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
9
|
10
|
10
|
10
|
11
|
11
|
12
|
13
|
14
|
15
|
15
|
15
|
14
|
13
|
12
|
10
|
9
|
8
|
8
|
7
|
7
|
8
|
10
|
15
|
20
|
26
|
32
|
36
|
40
|
43
|
44
|
45
|
45
|
45
|
|
| Non Interest Income |
19
|
20
|
21
|
22
|
24
|
27
|
30
|
29
|
27
|
26
|
24
|
25
|
26
|
26
|
27
|
28
|
28
|
28
|
27
|
27
|
27
|
27
|
27
|
26
|
26
|
26
|
26
|
25
|
28
|
31
|
34
|
37
|
33
|
31
|
30
|
30
|
30
|
29
|
29
|
17
|
28
|
23
|
22
|
21
|
18
|
23
|
23
|
22
|
21
|
20
|
19
|
19
|
20
|
20
|
20
|
21
|
21
|
23
|
25
|
26
|
27
|
26
|
27
|
27
|
27
|
27
|
27
|
26
|
26
|
27
|
29
|
32
|
32
|
35
|
44
|
55
|
63
|
64
|
59
|
49
|
42
|
34
|
28
|
29
|
29
|
31
|
31
|
30
|
30
|
29
|
32
|
31
|
31
|
33
|
33
|
35
|
|
| Revenue |
35
N/A
|
37
+4%
|
39
+7%
|
43
+9%
|
49
+13%
|
55
+13%
|
59
+8%
|
59
-1%
|
58
-2%
|
57
-2%
|
57
0%
|
58
+3%
|
60
+3%
|
61
+2%
|
63
+4%
|
64
+1%
|
65
+1%
|
67
+2%
|
66
-1%
|
68
+2%
|
68
+0%
|
68
+0%
|
68
+0%
|
67
-1%
|
68
+1%
|
68
+0%
|
68
0%
|
68
0%
|
72
+6%
|
76
+6%
|
81
+6%
|
86
+6%
|
85
-2%
|
84
-1%
|
85
+1%
|
86
+2%
|
88
+2%
|
89
+1%
|
90
+1%
|
79
-12%
|
91
+15%
|
88
-4%
|
88
0%
|
88
0%
|
86
-1%
|
92
+7%
|
92
+0%
|
93
+1%
|
95
+2%
|
96
+1%
|
97
+1%
|
97
+0%
|
98
+0%
|
97
0%
|
98
+1%
|
99
+1%
|
100
+1%
|
103
+3%
|
105
+2%
|
107
+1%
|
107
+1%
|
107
0%
|
107
0%
|
107
+0%
|
108
+1%
|
108
0%
|
108
+0%
|
108
0%
|
107
0%
|
109
+1%
|
110
+1%
|
113
+2%
|
113
+1%
|
116
+3%
|
126
+8%
|
139
+11%
|
147
+6%
|
149
+2%
|
145
-3%
|
135
-7%
|
127
-6%
|
120
-5%
|
117
-3%
|
122
+4%
|
127
+4%
|
131
+3%
|
131
0%
|
127
-3%
|
126
-1%
|
125
-1%
|
128
+2%
|
127
0%
|
129
+2%
|
134
+4%
|
137
+2%
|
141
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(0)
|
(0)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(4)
|
(3)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(7)
|
(8)
|
(10)
|
(11)
|
(14)
|
(15)
|
(17)
|
(18)
|
(19)
|
(18)
|
(17)
|
(16)
|
(15)
|
(15)
|
(15)
|
(15)
|
(14)
|
(14)
|
(14)
|
(12)
|
(12)
|
(13)
|
(13)
|
(14)
|
(15)
|
(15)
|
(16)
|
(16)
|
(16)
|
(16)
|
(15)
|
(15)
|
(16)
|
(17)
|
(18)
|
(19)
|
(18)
|
(18)
|
(17)
|
(17)
|
(16)
|
(15)
|
(14)
|
(12)
|
(11)
|
(10)
|
(10)
|
(9)
|
(9)
|
(9)
|
(7)
|
(6)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
0
|
(1)
|
(2)
|
(3)
|
(6)
|
(7)
|
(8)
|
(8)
|
(10)
|
(11)
|
(12)
|
(13)
|
(13)
|
(12)
|
(12)
|
(12)
|
|
| Non Interest Expense |
(23)
|
(24)
|
(25)
|
(28)
|
(31)
|
(34)
|
(37)
|
(37)
|
(37)
|
(37)
|
(37)
|
(38)
|
(39)
|
(40)
|
(41)
|
(42)
|
(43)
|
(44)
|
(44)
|
(45)
|
(46)
|
(47)
|
(48)
|
(48)
|
(49)
|
(49)
|
(50)
|
(49)
|
(52)
|
(54)
|
(56)
|
(60)
|
(59)
|
(60)
|
(60)
|
(60)
|
(61)
|
(58)
|
(58)
|
(46)
|
(57)
|
(53)
|
(52)
|
(51)
|
(49)
|
(54)
|
(55)
|
(57)
|
(60)
|
(61)
|
(62)
|
(64)
|
(64)
|
(65)
|
(65)
|
(66)
|
(67)
|
(68)
|
(69)
|
(71)
|
(71)
|
(72)
|
(72)
|
(73)
|
(73)
|
(74)
|
(74)
|
(74)
|
(75)
|
(76)
|
(77)
|
(80)
|
(80)
|
(88)
|
(96)
|
(107)
|
(110)
|
(107)
|
(103)
|
(96)
|
(91)
|
(85)
|
(83)
|
(82)
|
(84)
|
(87)
|
(88)
|
(90)
|
(91)
|
(91)
|
(92)
|
(90)
|
(90)
|
(92)
|
(93)
|
(96)
|
|
| Pre-Tax Income |
12
N/A
|
12
+4%
|
13
+8%
|
14
+5%
|
16
+17%
|
18
+14%
|
20
+6%
|
19
-2%
|
18
-8%
|
17
-6%
|
16
-3%
|
16
+1%
|
17
+3%
|
17
+1%
|
17
+2%
|
17
-1%
|
17
-1%
|
18
+6%
|
18
-2%
|
18
+0%
|
17
-5%
|
15
-11%
|
14
-9%
|
12
-13%
|
11
-8%
|
9
-16%
|
7
-25%
|
5
-30%
|
5
+2%
|
5
+11%
|
7
+26%
|
8
+9%
|
8
+5%
|
7
-8%
|
9
+18%
|
11
+30%
|
13
+17%
|
16
+21%
|
17
+9%
|
19
+9%
|
20
+7%
|
22
+9%
|
23
+7%
|
24
+3%
|
24
+2%
|
25
+1%
|
23
-8%
|
22
-5%
|
20
-8%
|
19
-5%
|
19
-1%
|
18
-6%
|
17
-3%
|
17
+3%
|
18
+1%
|
17
-1%
|
17
-3%
|
18
+4%
|
17
-3%
|
18
+5%
|
18
+3%
|
18
-3%
|
18
0%
|
18
+1%
|
19
+6%
|
20
+3%
|
22
+11%
|
23
+3%
|
22
0%
|
23
+4%
|
23
0%
|
24
+2%
|
24
0%
|
21
-12%
|
24
+13%
|
29
+22%
|
34
+17%
|
40
+17%
|
41
+2%
|
38
-7%
|
36
-6%
|
34
-5%
|
32
-5%
|
37
+15%
|
38
+2%
|
37
-2%
|
36
-3%
|
29
-18%
|
25
-14%
|
24
-7%
|
23
-2%
|
24
+4%
|
27
+10%
|
30
+13%
|
32
+7%
|
33
+3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(6)
|
(6)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(4)
|
(5)
|
(5)
|
(6)
|
(6)
|
(7)
|
(7)
|
(8)
|
(8)
|
(8)
|
(7)
|
(7)
|
(7)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(4)
|
(5)
|
(7)
|
(8)
|
(10)
|
(10)
|
(9)
|
(8)
|
(8)
|
(7)
|
(8)
|
(7)
|
(7)
|
(7)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(6)
|
(6)
|
|
| Income from Continuing Operations |
8
|
9
|
9
|
10
|
11
|
12
|
13
|
13
|
12
|
11
|
11
|
11
|
11
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
12
|
10
|
10
|
9
|
8
|
7
|
5
|
4
|
4
|
5
|
6
|
6
|
6
|
5
|
6
|
8
|
9
|
11
|
12
|
13
|
14
|
15
|
16
|
16
|
17
|
17
|
15
|
14
|
13
|
13
|
13
|
12
|
12
|
12
|
13
|
13
|
12
|
13
|
13
|
14
|
14
|
13
|
13
|
13
|
14
|
15
|
17
|
18
|
18
|
19
|
18
|
19
|
19
|
17
|
19
|
22
|
26
|
30
|
31
|
29
|
28
|
26
|
25
|
29
|
30
|
30
|
29
|
24
|
21
|
19
|
19
|
20
|
22
|
25
|
26
|
27
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Net Income (Common) |
8
N/A
|
9
+5%
|
9
+7%
|
10
+5%
|
11
+14%
|
12
+11%
|
13
+5%
|
13
-2%
|
12
-7%
|
11
-5%
|
11
-2%
|
11
+1%
|
11
+2%
|
12
+1%
|
12
+3%
|
12
-1%
|
12
-1%
|
12
+6%
|
12
-2%
|
12
0%
|
12
-4%
|
10
-11%
|
10
-8%
|
9
-11%
|
8
-7%
|
7
-13%
|
5
-29%
|
4
-14%
|
4
-5%
|
4
+1%
|
5
+26%
|
4
-14%
|
5
+4%
|
4
-7%
|
5
+22%
|
7
+35%
|
8
+17%
|
10
+20%
|
11
+8%
|
12
+11%
|
13
+8%
|
14
+10%
|
15
+11%
|
16
+4%
|
16
+2%
|
17
+1%
|
15
-7%
|
14
-7%
|
13
-7%
|
13
-3%
|
13
-1%
|
12
-4%
|
12
-2%
|
12
+3%
|
13
+2%
|
13
-1%
|
12
-1%
|
13
+5%
|
13
-2%
|
14
+6%
|
14
+2%
|
13
-4%
|
13
-1%
|
7
-49%
|
8
+17%
|
9
+12%
|
11
+24%
|
18
+68%
|
18
-1%
|
19
+4%
|
18
-1%
|
19
+2%
|
19
-1%
|
17
-11%
|
18
+12%
|
22
+20%
|
26
+16%
|
30
+17%
|
31
+3%
|
29
-7%
|
27
-5%
|
26
-5%
|
25
-5%
|
29
+18%
|
30
+3%
|
30
-1%
|
29
-2%
|
24
-18%
|
21
-13%
|
19
-6%
|
19
-2%
|
20
+5%
|
22
+10%
|
24
+12%
|
26
+7%
|
27
+3%
|
|
| EPS (Diluted) |
2.31
N/A
|
2.43
+5%
|
2.55
+5%
|
2.64
+4%
|
2.98
+13%
|
3.3
+11%
|
3.46
+5%
|
3.39
-2%
|
3.17
-6%
|
3.03
-4%
|
2.98
-2%
|
3.02
+1%
|
3.09
+2%
|
3.14
+2%
|
3.5
+11%
|
3.36
-4%
|
3.58
+7%
|
3.78
+6%
|
3.72
-2%
|
3.66
-2%
|
3.58
-2%
|
3.24
-9%
|
3.04
-6%
|
2.67
-12%
|
2.56
-4%
|
2.23
-13%
|
1.59
-29%
|
1.37
-14%
|
1.31
-4%
|
1.33
+2%
|
1.68
+26%
|
1.46
-13%
|
1.5
+3%
|
1.38
-8%
|
1.67
+21%
|
2.24
+34%
|
2.58
+15%
|
3.14
+22%
|
3.36
+7%
|
3.68
+10%
|
3.91
+6%
|
4.11
+5%
|
4.63
+13%
|
4.86
+5%
|
4.83
-1%
|
4.87
+1%
|
4.43
-9%
|
4.23
-5%
|
3.86
-9%
|
3.73
-3%
|
3.75
+1%
|
3.61
-4%
|
3.55
-2%
|
3.67
+3%
|
3.72
+1%
|
3.68
-1%
|
3.58
-3%
|
3.78
+6%
|
3.68
-3%
|
3.85
+5%
|
3.95
+3%
|
3.78
-4%
|
3.73
-1%
|
1.88
-50%
|
2.2
+17%
|
2.47
+12%
|
3.06
+24%
|
5.15
+68%
|
5.14
0%
|
5.39
+5%
|
5.37
0%
|
5.4
+1%
|
5.12
-5%
|
4.54
-11%
|
5.06
+11%
|
6.13
+21%
|
6.95
+13%
|
8.18
+18%
|
8.65
+6%
|
7.97
-8%
|
7.67
-4%
|
7.35
-4%
|
7.05
-4%
|
8.34
+18%
|
8.66
+4%
|
8.63
0%
|
8.51
-1%
|
6.92
-19%
|
6.1
-12%
|
5.76
-6%
|
5.78
+0%
|
6.01
+4%
|
6.73
+12%
|
7.56
+12%
|
8.09
+7%
|
8.29
+2%
|
|