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Price: 7.48 USD -0.8% Market Closed

Market Cap: $985.9m

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		179	185	186	183	167	143	115	94	91	94	116	136	148	160	156	148	141	133	127	121	116	111	106	105	108	118	134	149	164	173	177	180	177	172	170	165	163	166	169	174	181	183	185	185	182	180	178	177	178	180	184	188	189	190	190	190	191	192	192	192	192	193	195	197	198	198	199	202	204	207	206	203	199	193	189	184	179	175	175	177	181	188	193	193	188	172	153	147	146	152	162	165	167	172	180	189
Interest Income		573	567	557	543	517	482	442	408	391	381	385	388	392	398	400	402	404	406	411	414	417	416	412	407	405	406	411	415	418	418	413	406	396	384	374	362	354	350	347	344	343	335	328	321	313	306	299	293	290	288	290	293	295	297	297	297	299	300	301	302	304	308	313	319	323	325	322	324	324	324	330	328	325	317	305	293	279	266	258	252	252	260	280	308	334	355	360	360	364	368	377	383	388	392	400	408
Interest Expense		393	382	371	360	351	339	327	315	299	287	269	252	244	238	244	254	263	273	284	293	301	305	305	302	297	288	277	266	254	245	236	226	219	212	205	198	191	184	178	170	162	152	143	136	131	125	120	116	112	108	106	105	106	107	108	107	107	108	109	111	112	115	118	121	124	127	123	122	120	117	124	125	126	123	116	109	100	91	83	76	71	72	87	116	146	183	207	213	217	216	215	218	220	220	219	218
Non Interest Income		17	18	30	49	51	53	43	26	25	24	24	24	23	24	23	23	24	24	25	25	25	25	24	25	27	29	30	30	29	29	29	35	35	34	34	28	27	26	25	25	25	25	24	24	24	23	23	23	23	23	23	23	22	22	21	21	23	23	23	23	22	22	22	22	22	22	22	22	22	22	22	22	22	20	20	19	27	28	28	29	21	22	23	23	22	22	(171)	(186)	(186)	(187)	5	19	19	20	21	22
Revenue		196 N/A	203 +3%	216 +7%	232 +7%	218 -6%	196 -10%	158 -20%	119 -24%	116 -3%	118 +2%	140 +18%	160 +14%	172 +7%	183 +7%	179 -2%	172 -4%	165 -4%	157 -5%	152 -3%	146 -4%	141 -4%	136 -4%	130 -4%	130 0%	135 +4%	147 +9%	164 +12%	178 +9%	192 +8%	202 +5%	205 +1%	215 +5%	212 -2%	206 -3%	204 -1%	192 -6%	190 -1%	192 +1%	194 +1%	199 +3%	206 +3%	208 +1%	209 +1%	209 0%	206 -2%	204 -1%	202 -1%	200 -1%	201 +1%	203 +1%	207 +2%	211 +2%	211 +0%	212 +0%	211 0%	211 +0%	214 +1%	215 +1%	216 +0%	215 0%	214 0%	215 +1%	218 +1%	220 +1%	220 +0%	220 +0%	221 +0%	224 +1%	226 +1%	229 +1%	228 0%	225 -2%	221 -2%	214 -3%	209 -2%	204 -3%	206 +1%	203 -1%	203 +0%	205 +1%	202 -1%	211 +4%	215 +2%	215 +0%	210 -3%	194 -7%	(18) N/A	(39) -113%	(40) -3%	(35) +11%	167 N/A	184 +10%	186 +2%	192 +3%	201 +5%	211 +5%
Pre-Tax Income
Loan Loss Provision		(0)	(0)	(0)	(0)	(0)	0	0	0	0	(0)	(0)	(0)	0	(0)	(0)	(0)	(0)	(0)	(0)	0	0	0	0	(0)	(0)	(2)	(2)	(3)	(5)	(6)	(6)	(9)	(10)	(9)	(9)	(6)	(4)	(3)	(4)	(4)	(5)	0	(2)	(2)	(0)	1	1	1	1	(0)	(1)	(1)	(1)	(1)	(1)	(1)	(0)	0	1	1	1	1	0	0	0	0	0	0	0	(0)	(1)	(1)	0	0	0	2	4	7	9	10	11	7	5	(2)	(7)	(7)	(7)	(3)	(3)	(3)	(1)	(2)	(2)	0	(1)	(1)
Non Interest Expense		(65)	(67)	(69)	(71)	(72)	(73)	(73)	(74)	(75)	(74)	(309)	(307)	(307)	(308)	(74)	(74)	(74)	(73)	(73)	(73)	(75)	(77)	(78)	(80)	(80)	(80)	(82)	(85)	(86)	(92)	(94)	(94)	(95)	(90)	(90)	(130)	(130)	(133)	(132)	(91)	(90)	(90)	(91)	(94)	(95)	(96)	(97)	(95)	(94)	(92)	(91)	(91)	(92)	(93)	(94)	(95)	(95)	(96)	(94)	(92)	(91)	(90)	(90)	(90)	(92)	(94)	(97)	(102)	(104)	(107)	(107)	(107)	(129)	(127)	(128)	(129)	(113)	(115)	(116)	(115)	(111)	(111)	(113)	(114)	(115)	(116)	(114)	(115)	(114)	(113)	(112)	(111)	(112)	(113)	(117)	(121)
Pre-Tax Income		131 N/A	136 +4%	147 +8%	161 +10%	146 -10%	123 -15%	85 -31%	45 -47%	41 -9%	45 +9%	(169) N/A	(147) +13%	(135) +8%	(125) +8%	105 N/A	97 -8%	91 -6%	84 -8%	79 -6%	74 -7%	66 -11%	59 -11%	53 -10%	51 -5%	54 +8%	65 +20%	80 +23%	91 +13%	102 +12%	104 +2%	105 +1%	112 +7%	106 -5%	108 +1%	105 -2%	56 -47%	56 +1%	56 0%	57 +3%	104 +81%	111 +7%	114 +3%	116 +2%	114 -2%	110 -3%	108 -2%	106 -3%	106 0%	108 +2%	110 +2%	115 +5%	119 +3%	118 0%	118 0%	116 -2%	116 0%	119 +2%	120 +1%	122 +2%	123 +1%	124 +1%	126 +2%	128 +1%	130 +1%	129 -1%	127 -1%	124 -2%	122 -1%	122 0%	121 -1%	121 0%	117 -3%	91 -22%	86 -5%	81 -6%	77 -5%	97 +27%	96 -2%	96 +0%	101 +5%	102 +2%	106 +4%	107 +1%	99 -8%	89 -10%	72 -19%	(139) N/A	(157) -13%	(157) 0%	(151) +4%	54 N/A	71 +31%	73 +3%	79 +8%	83 +5%	89 +7%
Net Income
Tax Provision		(50)	(53)	(57)	(63)	(57)	(48)	(33)	(18)	(16)	(18)	63	55	51	47	(40)	(38)	(35)	(33)	(31)	(29)	(26)	(23)	(21)	(19)	(20)	(24)	(29)	(33)	(38)	(39)	(39)	(41)	(39)	(39)	(38)	(20)	(19)	(19)	(19)	(35)	(39)	(41)	(42)	(40)	(39)	(37)	(36)	(36)	(36)	(36)	(38)	(38)	(38)	(38)	(38)	(37)	(38)	(38)	(38)	(40)	(40)	(42)	(44)	(42)	(39)	(36)	(33)	(31)	(29)	(28)	(26)	(25)	(19)	(18)	(16)	(16)	(20)	(20)	(20)	(21)	(22)	(23)	(23)	(21)	(18)	(14)	37	41	41	37	(16)	(20)	(21)	(18)	(15)	(16)
Income from Continuing Operations		81	83	90	98	89	75	52	27	25	27	(106)	(92)	(84)	(78)	65	60	56	51	48	45	40	36	32	31	34	42	51	58	64	65	66	71	68	69	68	36	37	37	38	68	72	74	75	73	72	71	69	70	72	74	78	80	80	80	78	78	81	82	84	83	83	84	84	88	90	91	91	91	93	93	94	92	72	69	65	61	77	76	76	79	81	84	85	79	71	58	(102)	(115)	(116)	(114)	38	51	53	61	68	73
Net Income (Common)		81 N/A	83 +3%	90 +8%	98 +9%	89 -10%	75 -15%	52 -31%	27 -47%	25 -10%	27 +8%	(106) N/A	(92) +13%	(84) +9%	(78) +8%	65 N/A	60 -8%	56 -7%	51 -9%	48 -6%	45 -6%	40 -11%	36 -10%	32 -10%	31 -4%	34 +10%	42 +21%	51 +23%	58 +13%	64 +11%	65 +2%	66 +2%	71 +8%	68 -5%	69 +2%	68 -2%	36 -47%	37 +3%	37 +1%	38 +4%	68 +78%	72 +5%	74 +2%	74 +1%	73 -2%	72 -2%	71 -1%	69 -2%	69 +0%	71 +3%	73 +3%	78 +6%	80 +3%	80 -1%	79 0%	78 -2%	78 +0%	81 +3%	82 +1%	83 +2%	83 0%	83 +0%	84 +1%	84 0%	95 +13%	97 +2%	98 +1%	99 +1%	91 -8%	93 +1%	93 +1%	94 +1%	92 -2%	72 -22%	69 -5%	65 -6%	61 -6%	77 +27%	76 -2%	76 +0%	79 +4%	81 +1%	83 +4%	84 +1%	78 -7%	71 -9%	58 -18%	(102) N/A	(115) -13%	(116) 0%	(114) +1%	38 N/A	51 +34%	52 +3%	61 +17%	68 +11%	73 +7%
EPS (Diluted)		0.47 N/A	0.49 +4%	0.54 +10%	0.6 +11%	0.55 -8%	0.47 -15%	0.32 -32%	0.18 -44%	0.16 -11%	0.17 +6%	-0.66 N/A	-0.57 +14%	-0.52 +9%	-0.48 +8%	0.39 N/A	0.37 -5%	0.34 -8%	0.31 -9%	0.29 -6%	0.27 -7%	0.24 -11%	0.21 -13%	0.2 -5%	0.19 -5%	0.21 +11%	0.26 +24%	0.31 +19%	0.36 +16%	0.4 +11%	0.4 N/A	0.4 N/A	0.43 +7%	0.41 -5%	0.42 +2%	0.41 -2%	0.21 -49%	0.22 +5%	0.23 +5%	0.24 +4%	0.43 +79%	0.45 +5%	0.46 +2%	0.47 +2%	0.48 +2%	0.48 N/A	0.49 +2%	0.48 -2%	0.48 N/A	0.5 +4%	0.53 +6%	0.56 +6%	0.58 +4%	0.58 N/A	0.58 N/A	0.58 N/A	0.58 N/A	0.6 +3%	0.61 +2%	0.63 +3%	0.61 -3%	0.61 N/A	0.62 +2%	0.63 +2%	0.7 +11%	0.72 +3%	0.72 N/A	0.73 +1%	0.68 -7%	0.69 +1%	0.69 N/A	0.68 -1%	0.67 -1%	0.52 -22%	0.49 -6%	0.47 -4%	0.44 -6%	0.56 +27%	0.55 -2%	0.56 +2%	0.58 +4%	0.59 +2%	0.62 +5%	0.62 N/A	0.58 -6%	0.53 -9%	0.43 -19%	-0.76 N/A	-0.86 -13%	-0.87 -1%	-0.88 -1%	0.29 N/A	0.39 +34%	0.4 +3%	0.47 +17%	0.52 +11%	0.56 +8%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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