Chime Financial Inc
NASDAQ:CHYM
Income Statement
Earnings Waterfall
Chime Financial Inc
Income Statement
Chime Financial Inc
| Dec-2023 | Mar-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|
| Revenue | ||||||
| Revenue |
1 278
N/A
|
1 360
+6%
|
519
-62%
|
1 047
+102%
|
1 590
+52%
|
|
| Gross Profit | ||||||
| Cost of Revenue |
(220)
|
(211)
|
(60)
|
(128)
|
(197)
|
|
| Gross Profit |
1 059
N/A
|
1 149
+8%
|
458
-60%
|
919
+101%
|
1 393
+52%
|
|
| Operating Income | ||||||
| Operating Expenses |
(1 295)
|
(1 322)
|
(449)
|
(1 841)
|
(2 380)
|
|
| Selling, General & Administrative |
(1 024)
|
(1 042)
|
(368)
|
(1 134)
|
(1 544)
|
|
| Research & Development |
(259)
|
(267)
|
(78)
|
(700)
|
(824)
|
|
| Depreciation & Amortization |
(12)
|
(13)
|
(4)
|
(8)
|
(12)
|
|
| Operating Income |
(236)
N/A
|
(173)
+27%
|
9
N/A
|
(922)
N/A
|
(986)
-7%
|
|
| Pre-Tax Income | ||||||
| Total Other Income |
33
|
38
|
5
|
12
|
22
|
|
| Pre-Tax Income |
(203)
N/A
|
(135)
+33%
|
14
N/A
|
(910)
N/A
|
(964)
-6%
|
|
| Net Income | ||||||
| Tax Provision |
(0)
|
0
|
(2)
|
(1)
|
(1)
|
|
| Income from Continuing Operations |
(203)
|
(135)
|
13
|
(910)
|
(965)
|
|
| Net Income (Common) |
(203)
N/A
|
(151)
+26%
|
0
N/A
|
(923)
N/A
|
(978)
-6%
|
|
| EPS (Diluted) |
-0.56
N/A
|
-0.41
+27%
|
0
N/A
|
-7.29
N/A
|
-2.63
+64%
|
|