Civista Bancshares Inc
NASDAQ:CIVB
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (7.4), the stock would be worth $18.13 (27% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 10.1 | $24.79 |
0%
|
| 3-Year Average | 7.4 | $18.13 |
-27%
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| 5-Year Average | 8.1 | $19.9 |
-20%
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| Industry Average | 13.5 | $33 |
+33%
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| Country Average | 22.9 | $56.01 |
+126%
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Forward P/E
Today’s price vs future net income
| Today's Market Cap | Net Income | Forward P/E | ||
|---|---|---|---|---|
|
$518.3m
|
/ |
Apr 2026
$50.9m
|
= |
|
|
$518.3m
|
/ |
Dec 2026
$55.2m
|
= |
|
|
$518.3m
|
/ |
Dec 2027
$60.4m
|
= |
|
Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| US |
|
Civista Bancshares Inc
NASDAQ:CIVB
|
515.2m USD | 10.1 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
87.9B USD | 12.8 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
63.1B USD | 12.1 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
45.1B USD | 22.3 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
33.1B USD | 16 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
221.6B CNY | 8 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
31.7B USD | 11.4 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
209.2B CNY | 6.5 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.4T JPY | 16.4 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.4B USD | 15 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
23.9B USD | 11.2 |
Market Distribution
| Min | 0 |
| 30th Percentile | 15.3 |
| Median | 22.9 |
| 70th Percentile | 33.2 |
| Max | 1 826 183.3 |
Other Multiples
Civista Bancshares Inc
Glance View
Civista Bancshares, Inc. is a financial holding company, which engages in the community banking business. The company is headquartered in Sandusky, Ohio and currently employs 441 full-time employees. The Company, through the subsidiary bank, Civista Bank, is primarily engaged in the business of community banking. Civista Bank is located in the Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton. The company conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. Its loan portfolio consists of commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, farm real estate, consumer and others. Its deposits include non-interest and interest-bearing demand deposits; savings accounts, including money market deposit accounts, and certificates of deposit, including individual retirement accounts.
