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Citizens & Northern Corp
NASDAQ:CZNC

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Citizens & Northern Corp Logo
Citizens & Northern Corp
NASDAQ:CZNC
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Price: 22.06 USD 0.82% Market Closed
Market Cap: $395.3m
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Intrinsic Value

The intrinsic value for Citizens & Northern Corp (CZNC) under the Base Case is 26.55 USD. Compared with the current market price of 22.06 USD, the stock appears Undervalued by 17% .

Based on two methods:
DCF Value
$35.46
Multiples-Based Value
$17.63
DCF Value
$35.46
Multiples-Based Value
$17.63

DCF suggests undervaluation, while multiples suggest overvaluation.

CZNC Intrinsic Value
26.55 USD
Undervaluation 17%
Intrinsic Value
Price $22.06
Bear Case
Base Case
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20% below Intrinsic Value $21.24
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Intrinsic Value $26.55
Current Price $22.06
Margin of Safety 20% $21.24
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What other research platforms think about CZNC?

Let our AI compare Alpha Spread’s intrinsic value with external valuations from Simply Wall St, GuruFocus, ValueInvesting.io, Seeking Alpha, and others.

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Why is CZNC valued this way?

Let our AI break down the key assumptions behind the intrinsic value calculation for Citizens & Northern Corp.

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Alternatives to CZNC

Fundamental Analysis

Financials
Efficiency

Wall St Price Targets

Capital Returns

Competitive Landscape

Ownership

CZNC Insider Trading
Buy and sell transactions by insiders

See Also

Summary
CZNC intrinsic value, competitors valuation, and company profile.
DCF Valuation
CZNC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
CZNC stock valuation using valuation multiples.
Wall St Estimates
CZNC price targets and financial estimates made by Wall Street analysts.
Profitability
Detailed analysis of the company's profitability.
Solvency
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
CZNC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall St Estimates
Profitability
Solvency
Financials
Discount Rate
Discover More
What is the Intrinsic Value of one CZNC stock?

The intrinsic value for Citizens & Northern Corp (CZNC) under the Base Case is 26.55 USD.

Is CZNC stock undervalued or overvalued?

Compared with the current market price of 22.06 USD, the stock appears Undervalued by 17% .

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