Citizens Community Bancorp Inc
NASDAQ:CZWI
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (9.3), the stock would be worth $13.98 (33% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 13.8 | $20.75 |
0%
|
| 3-Year Average | 9.3 | $13.98 |
-33%
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| 5-Year Average | 8 | $11.97 |
-42%
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| Industry Average | 13.5 | $20.2 |
-3%
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| Country Average | 22.9 | $34.29 |
+65%
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Forward P/E
Today’s price vs future net income
| Today's Market Cap | Net Income | Forward P/E | ||
|---|---|---|---|---|
|
$179.1m
|
/ |
Jan 2026
$14.4m
|
= |
|
|
$179.1m
|
/ |
Dec 2026
$17.2m
|
= |
|
|
$179.1m
|
/ |
Dec 2027
$20.8m
|
= |
|
Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| US |
|
Citizens Community Bancorp Inc
NASDAQ:CZWI
|
199.6m USD | 13.8 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
89.7B USD | 13.1 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
64.2B USD | 12.4 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
46B USD | 22.7 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
34B USD | 16.4 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
219.2B CNY | 8 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
32.1B USD | 11.6 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
207.4B CNY | 6.5 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.4T JPY | 16.4 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.7B USD | 15.1 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
24.4B USD | 11.4 |
Market Distribution
| Min | 0 |
| 30th Percentile | 15.3 |
| Median | 22.9 |
| 70th Percentile | 33.2 |
| Max | 1 826 183.3 |
Other Multiples
Citizens Community Bancorp Inc
Glance View
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal Bank. The company is headquartered in Eau Claire, Wisconsin and currently employs 225 full-time employees. The company went IPO on 2004-03-30. (the Bank). The Bank offers traditional community banking services to businesses, agricultural operators, and consumers, including one-to-four family residential mortgages. The company offers a range deposit product through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company provides variety of loan products including commercial real estate loans, commercial and industrial loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit and consumer loans. The company maintains a portfolio of investments, including mortgage-backed securities, corporate asset-backed securities, United Stated Government sponsored agency securities, corporate debt securities and trust preferred securities. Its primary sources of funds are deposits and amortization, prepayments, and maturities of outstanding loans.
