ESSA Bancorp Inc
NASDAQ:ESSA

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ESSA Bancorp Inc Logo
ESSA Bancorp Inc
NASDAQ:ESSA
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Price: 630 USD 3.28% Market Closed
Market Cap: $209.3m

Net Margin

22.7%
Current
Declining
by 3.5%
vs 3-y average of 26.1%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
22.7%
=
Net Income
$14.8m
/
Revenue
$65.2m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
22.7%
=
Net Income
$14.8m
/
Revenue
$65.2m

Peer Comparison

Country Company Market Cap Net
Margin
US
ESSA Bancorp Inc
NASDAQ:ESSA
209.3m USD
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US
Rocket Companies Inc
NYSE:RKT
54B USD
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US
Mr Cooper Group Inc
NASDAQ:COOP
13.5B USD
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US
Federal National Mortgage Association
OTC:FNMA
9.6B USD
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US
UWM Holdings Corp
NYSE:UWMC
7.7B USD
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US
Enact Holdings Inc
NASDAQ:ACT
6.4B USD
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BM
Essent Group Ltd
NYSE:ESNT
6.4B USD
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US
MGIC Investment Corp
NYSE:MTG
6B USD
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US
Axos Financial Inc
NYSE:AX
5.7B USD
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US
PennyMac Financial Services Inc
NYSE:PFSI
5.1B USD
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US
Federal Home Loan Mortgage Corp
OTC:FMCC
4.9B USD
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Market Distribution

Higher than 86% of companies in the United States of America
Percentile
86th
Based on 15 072 companies
86th percentile
22.7%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

ESSA Bancorp Inc
Glance View

Market Cap
209.3m USD
Industry
Financial Services

ESSA Bancorp, Inc. operates as a bank holding company. The company is headquartered in Stroudsburg, Pennsylvania and currently employs 234 full-time employees. The company went IPO on 2007-04-04. The Bank provides financial services to individuals, families and businesses through its banking offices, located in Monroe, Northampton, Lehigh, Lackawanna, Luzerne, Chester, Delaware and Montgomery Counties, Pennsylvania. The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit, commercial and consumer loans. Deposit accounts consist of savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and individual retirement accounts (IRAs) and other qualified plan accounts. The company provides commercial checking accounts for businesses.

ESSA Intrinsic Value
955.39 USD
Undervaluation 34%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
22.7%
=
Net Income
$14.8m
/
Revenue
$65.2m
What is ESSA Bancorp Inc's current Net Margin?

The current Net Margin for ESSA Bancorp Inc is 22.7%, which is below its 3-year median of 26.1%.

How has Net Margin changed over time?

Over the last 3 years, ESSA Bancorp Inc’s Net Margin has decreased from 26.9% to 22.7%. During this period, it reached a low of 22.7% on May 1, 2025 and a high of 29.4% on Sep 30, 2022.

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