EZCORP Inc
NASDAQ:EZPW
Intrinsic Value
EZCORP, Inc. provides pawn loans in the United States and Latin America. [ Read More ]
The intrinsic value of one EZPW stock under the Base Case scenario is 20.53 USD. Compared to the current market price of 11.16 USD, EZCORP Inc is Undervalued by 46%.
Valuation Backtest
EZCORP Inc
Run backtest to discover the historical profit from buying and selling EZPW stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
EZCORP Inc
Current Assets | 719.2m |
Cash & Short-Term Investments | 218.5m |
Receivables | 320.4m |
Other Current Assets | 180.3m |
Non-Current Assets | 762m |
Long-Term Investments | 61.3m |
PP&E | 300.1m |
Intangibles | 360.8m |
Other Non-Current Assets | 39.8m |
Current Liabilities | 180m |
Accounts Payable | 18.2m |
Accrued Liabilities | 95.5m |
Other Current Liabilities | 66.3m |
Non-Current Liabilities | 526.3m |
Long-Term Debt | 327.9m |
Other Non-Current Liabilities | 198.4m |
Earnings Waterfall
EZCORP Inc
Revenue
|
1.1B
USD
|
Cost of Revenue
|
-454.7m
USD
|
Gross Profit
|
630m
USD
|
Operating Expenses
|
-527.3m
USD
|
Operating Income
|
102.7m
USD
|
Other Expenses
|
-52.5m
USD
|
Net Income
|
50.2m
USD
|
Free Cash Flow Analysis
EZCORP Inc
What is Free Cash Flow?
EZPW Profitability Score
Profitability Due Diligence
EZCORP Inc's profitability score is 52/100. The higher the profitability score, the more profitable the company is.
Score
EZCORP Inc's profitability score is 52/100. The higher the profitability score, the more profitable the company is.
EZPW Solvency Score
Solvency Due Diligence
EZCORP Inc's solvency score is 62/100. The higher the solvency score, the more solvent the company is.
Score
EZCORP Inc's solvency score is 62/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
EZPW Price Targets Summary
EZCORP Inc
According to Wall Street analysts, the average 1-year price target for EZPW is 16.32 USD with a low forecast of 14.14 USD and a high forecast of 18.9 USD.
Ownership
EZPW Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
EZPW Price
EZCORP Inc
Average Annual Return | 0.34% |
Standard Deviation of Annual Returns | 40.99% |
Max Drawdown | -69% |
Market Capitalization | 616.5m USD |
Shares Outstanding | 55 150 000 |
Percentage of Shares Shorted | 16.39% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
EZCORP, Inc. provides pawn loans in the United States and Latin America. The company is headquartered in Rollingwood, Texas and currently employs 6,500 full-time employees. Pawn loans are non-recourse loans collateralized by tangible property. The firm also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. The firm operates through three segments: U.S. Pawn, Latin America Pawn and Other International. U.S. Pawn includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Latin America Pawn includes its Empeno Facil and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, Honduras and Peru. Other International includes the consumer finance activities in Canada.
Contact
IPO
Employees
Officers
The intrinsic value of one EZPW stock under the Base Case scenario is 20.53 USD.
Compared to the current market price of 11.16 USD, EZCORP Inc is Undervalued by 46%.