First Financial Bancorp
NASDAQ:FFBC
Income Statement
Income Statement
First Financial Bancorp
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
164
|
165
|
164
|
163
|
159
|
154
|
150
|
141
|
143
|
141
|
140
|
140
|
139
|
138
|
136
|
133
|
131
|
129
|
127
|
125
|
123
|
121
|
120
|
119
|
116
|
115
|
115
|
116
|
119
|
122
|
133
|
176
|
217
|
254
|
281
|
276
|
271
|
269
|
266
|
264
|
263
|
262
|
257
|
253
|
245
|
239
|
235
|
228
|
225
|
221
|
223
|
229
|
232
|
237
|
242
|
247
|
255
|
263
|
269
|
273
|
275
|
276
|
278
|
284
|
290
|
346
|
399
|
449
|
495
|
493
|
491
|
484
|
477
|
466
|
457
|
457
|
456
|
459
|
460
|
452
|
445
|
448
|
472
|
519
|
572
|
614
|
632
|
628
|
617
|
611
|
611
|
612
|
613
|
618
|
622
|
642
|
|
| Interest Income |
276
|
262
|
250
|
241
|
232
|
224
|
217
|
201
|
204
|
199
|
196
|
197
|
197
|
198
|
199
|
201
|
202
|
203
|
204
|
206
|
206
|
207
|
207
|
206
|
202
|
196
|
190
|
183
|
179
|
176
|
185
|
233
|
281
|
325
|
355
|
344
|
333
|
325
|
316
|
309
|
304
|
298
|
288
|
281
|
269
|
260
|
253
|
245
|
241
|
237
|
241
|
248
|
253
|
258
|
263
|
270
|
281
|
292
|
301
|
306
|
310
|
316
|
323
|
333
|
345
|
411
|
476
|
540
|
602
|
609
|
613
|
608
|
595
|
570
|
543
|
525
|
508
|
501
|
495
|
483
|
474
|
479
|
513
|
585
|
680
|
778
|
855
|
903
|
935
|
964
|
989
|
1 002
|
1 002
|
995
|
988
|
1 002
|
|
| Interest Expense |
112
|
97
|
86
|
78
|
73
|
70
|
66
|
60
|
61
|
58
|
56
|
56
|
58
|
60
|
64
|
68
|
71
|
74
|
78
|
81
|
83
|
86
|
87
|
88
|
86
|
81
|
75
|
67
|
60
|
54
|
52
|
57
|
64
|
71
|
74
|
68
|
62
|
56
|
50
|
45
|
41
|
36
|
32
|
28
|
24
|
21
|
18
|
17
|
16
|
16
|
18
|
19
|
20
|
21
|
22
|
23
|
26
|
29
|
32
|
33
|
35
|
39
|
45
|
50
|
54
|
65
|
77
|
91
|
107
|
116
|
122
|
123
|
118
|
104
|
86
|
68
|
52
|
42
|
36
|
31
|
30
|
31
|
41
|
66
|
108
|
163
|
223
|
275
|
318
|
353
|
378
|
390
|
389
|
377
|
366
|
360
|
|
| Non Interest Income |
56
|
57
|
58
|
57
|
56
|
56
|
57
|
62
|
63
|
63
|
64
|
60
|
60
|
60
|
58
|
46
|
51
|
50
|
65
|
68
|
70
|
70
|
56
|
64
|
64
|
63
|
59
|
52
|
49
|
49
|
393
|
405
|
420
|
446
|
136
|
147
|
164
|
164
|
147
|
143
|
131
|
123
|
126
|
122
|
117
|
95
|
87
|
74
|
61
|
66
|
60
|
64
|
67
|
72
|
76
|
75
|
73
|
72
|
68
|
70
|
71
|
69
|
75
|
76
|
76
|
87
|
92
|
103
|
113
|
120
|
124
|
131
|
140
|
148
|
164
|
189
|
194
|
194
|
187
|
172
|
173
|
179
|
179
|
190
|
204
|
207
|
221
|
212
|
203
|
212
|
201
|
224
|
228
|
235
|
263
|
257
|
|
| Revenue |
220
N/A
|
222
+1%
|
223
+0%
|
220
-1%
|
215
-2%
|
211
-2%
|
207
-2%
|
203
-2%
|
206
+2%
|
204
-1%
|
204
0%
|
200
-2%
|
199
0%
|
198
-1%
|
194
-2%
|
179
-8%
|
182
+2%
|
179
-2%
|
191
+7%
|
193
+1%
|
193
0%
|
191
-1%
|
176
-8%
|
182
+4%
|
180
-1%
|
179
-1%
|
175
-2%
|
168
-4%
|
168
0%
|
171
+2%
|
526
+208%
|
581
+10%
|
637
+10%
|
700
+10%
|
417
-40%
|
422
+1%
|
434
+3%
|
433
0%
|
414
-4%
|
406
-2%
|
394
-3%
|
385
-2%
|
383
-1%
|
376
-2%
|
362
-4%
|
334
-8%
|
321
-4%
|
302
-6%
|
286
-5%
|
287
+0%
|
283
-1%
|
293
+3%
|
300
+2%
|
309
+3%
|
318
+3%
|
322
+1%
|
328
+2%
|
335
+2%
|
337
+1%
|
342
+2%
|
346
+1%
|
345
0%
|
353
+2%
|
360
+2%
|
366
+2%
|
432
+18%
|
491
+14%
|
553
+13%
|
608
+10%
|
613
+1%
|
615
+0%
|
616
+0%
|
617
+0%
|
614
0%
|
621
+1%
|
646
+4%
|
650
+1%
|
653
+0%
|
647
-1%
|
624
-4%
|
617
-1%
|
627
+2%
|
651
+4%
|
709
+9%
|
776
+9%
|
822
+6%
|
853
+4%
|
840
-2%
|
821
-2%
|
823
+0%
|
812
-1%
|
836
+3%
|
841
+1%
|
852
+1%
|
885
+4%
|
899
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(30)
|
(25)
|
(25)
|
(16)
|
(14)
|
(14)
|
(13)
|
(18)
|
(18)
|
(16)
|
(14)
|
(6)
|
(4)
|
(3)
|
(2)
|
(6)
|
(6)
|
(6)
|
(7)
|
(10)
|
(11)
|
(12)
|
(12)
|
(8)
|
(10)
|
(10)
|
(11)
|
(19)
|
(21)
|
(28)
|
(52)
|
(56)
|
(73)
|
(87)
|
(88)
|
(97)
|
(103)
|
(107)
|
(95)
|
(83)
|
(73)
|
(58)
|
(53)
|
(50)
|
(46)
|
(26)
|
(22)
|
(9)
|
4
|
(1)
|
5
|
(2)
|
(5)
|
(8)
|
(10)
|
(10)
|
(9)
|
(10)
|
(9)
|
(10)
|
(9)
|
(5)
|
(7)
|
(4)
|
(6)
|
(9)
|
(9)
|
(15)
|
(27)
|
(30)
|
(32)
|
(30)
|
0
|
0
|
0
|
0
|
(4)
|
0
|
11
|
18
|
28
|
24
|
6
|
(12)
|
(28)
|
(40)
|
(43)
|
(43)
|
(44)
|
(50)
|
(48)
|
(48)
|
(45)
|
(39)
|
(37)
|
(38)
|
|
| Non Interest Expense |
(127)
|
(129)
|
(133)
|
(133)
|
(133)
|
(132)
|
(134)
|
(130)
|
(134)
|
(135)
|
(133)
|
(134)
|
(134)
|
(135)
|
(136)
|
(130)
|
(143)
|
(148)
|
(151)
|
(153)
|
(145)
|
(136)
|
(127)
|
(121)
|
(119)
|
(117)
|
(117)
|
(115)
|
(116)
|
(121)
|
(139)
|
(171)
|
(201)
|
(224)
|
(239)
|
(234)
|
(231)
|
(228)
|
(220)
|
(218)
|
(216)
|
(221)
|
(223)
|
(222)
|
(219)
|
(215)
|
(209)
|
(226)
|
(220)
|
(214)
|
(217)
|
(196)
|
(196)
|
(198)
|
(200)
|
(201)
|
(204)
|
(204)
|
(203)
|
(201)
|
(202)
|
(204)
|
(207)
|
(240)
|
(241)
|
(292)
|
(323)
|
(324)
|
(350)
|
(331)
|
(332)
|
(342)
|
(379)
|
(403)
|
(428)
|
(462)
|
(439)
|
(430)
|
(418)
|
(401)
|
(411)
|
(415)
|
(441)
|
(455)
|
(469)
|
(487)
|
(484)
|
(478)
|
(484)
|
(487)
|
(491)
|
(520)
|
(525)
|
(530)
|
(539)
|
(541)
|
|
| Pre-Tax Income |
63
N/A
|
68
+7%
|
65
-4%
|
71
+9%
|
68
-4%
|
64
-6%
|
60
-6%
|
54
-10%
|
54
N/A
|
53
-1%
|
57
+8%
|
60
+5%
|
61
+1%
|
61
-1%
|
56
-7%
|
43
-23%
|
34
-23%
|
26
-23%
|
34
+31%
|
31
-9%
|
38
+23%
|
43
+15%
|
37
-15%
|
54
+46%
|
52
-3%
|
52
-1%
|
47
-8%
|
33
-29%
|
31
-6%
|
22
-30%
|
336
+1 439%
|
354
+5%
|
363
+3%
|
388
+7%
|
91
-77%
|
92
+2%
|
101
+9%
|
98
-2%
|
99
+1%
|
105
+6%
|
105
+0%
|
107
+2%
|
107
0%
|
104
-3%
|
97
-6%
|
93
-4%
|
91
-3%
|
68
-25%
|
70
+3%
|
71
+2%
|
71
N/A
|
95
+33%
|
99
+4%
|
103
+4%
|
109
+5%
|
111
+2%
|
115
+3%
|
120
+5%
|
125
+4%
|
131
+4%
|
136
+4%
|
136
+0%
|
139
+2%
|
116
-16%
|
120
+3%
|
131
+10%
|
159
+21%
|
214
+35%
|
232
+8%
|
252
+9%
|
252
0%
|
243
-3%
|
222
-9%
|
201
-9%
|
189
-6%
|
184
-2%
|
208
+13%
|
224
+8%
|
240
+7%
|
241
+0%
|
234
-3%
|
237
+1%
|
217
-8%
|
242
+11%
|
279
+15%
|
296
+6%
|
327
+11%
|
319
-3%
|
293
-8%
|
287
-2%
|
273
-5%
|
268
-2%
|
271
+1%
|
283
+5%
|
309
+9%
|
321
+4%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(22)
|
(23)
|
(21)
|
(23)
|
(22)
|
(20)
|
(19)
|
(17)
|
(17)
|
(17)
|
(18)
|
(19)
|
(20)
|
(19)
|
(18)
|
(13)
|
(9)
|
(7)
|
(11)
|
(9)
|
(12)
|
(14)
|
(11)
|
(18)
|
(17)
|
(17)
|
(16)
|
(10)
|
(10)
|
(7)
|
(126)
|
(133)
|
(136)
|
(145)
|
(32)
|
(33)
|
(36)
|
(35)
|
(36)
|
(38)
|
(39)
|
(38)
|
(38)
|
(36)
|
(33)
|
(31)
|
(30)
|
(19)
|
(20)
|
(22)
|
(21)
|
(30)
|
(32)
|
(33)
|
(35)
|
(36)
|
(37)
|
(39)
|
(40)
|
(42)
|
(43)
|
(43)
|
(44)
|
(28)
|
(25)
|
(23)
|
(25)
|
(42)
|
(44)
|
(48)
|
(47)
|
(45)
|
(41)
|
(36)
|
(33)
|
(29)
|
(33)
|
(36)
|
(34)
|
(36)
|
(35)
|
(37)
|
(21)
|
(24)
|
(32)
|
(35)
|
(59)
|
(63)
|
(56)
|
(55)
|
(52)
|
(39)
|
(40)
|
(44)
|
(51)
|
(66)
|
|
| Income from Continuing Operations |
42
|
45
|
44
|
48
|
46
|
44
|
41
|
37
|
37
|
37
|
40
|
41
|
42
|
41
|
38
|
31
|
24
|
19
|
23
|
21
|
26
|
30
|
26
|
36
|
35
|
34
|
32
|
23
|
21
|
15
|
210
|
221
|
227
|
244
|
59
|
59
|
65
|
63
|
63
|
67
|
67
|
68
|
69
|
67
|
64
|
62
|
61
|
48
|
50
|
50
|
50
|
65
|
68
|
70
|
74
|
75
|
77
|
81
|
85
|
89
|
93
|
93
|
95
|
89
|
95
|
108
|
134
|
173
|
188
|
204
|
204
|
198
|
181
|
166
|
156
|
156
|
175
|
188
|
207
|
205
|
199
|
200
|
195
|
218
|
247
|
261
|
268
|
256
|
237
|
232
|
221
|
229
|
229
|
238
|
258
|
256
|
|
| Net Income (Common) |
42
N/A
|
45
+9%
|
44
-3%
|
48
+10%
|
46
-4%
|
44
-6%
|
41
-7%
|
39
-4%
|
37
-5%
|
37
-1%
|
40
+8%
|
41
+3%
|
42
+2%
|
41
-1%
|
45
+9%
|
38
-16%
|
31
-18%
|
26
-18%
|
23
-9%
|
21
-9%
|
26
+21%
|
30
+15%
|
26
-13%
|
36
+38%
|
35
-3%
|
34
-1%
|
32
-8%
|
23
-27%
|
21
-10%
|
14
-35%
|
207
+1 435%
|
218
+5%
|
222
+2%
|
240
+8%
|
56
-77%
|
57
+3%
|
65
+13%
|
63
-3%
|
63
N/A
|
67
+6%
|
67
0%
|
68
+3%
|
69
+1%
|
67
-2%
|
64
-5%
|
62
-3%
|
61
-2%
|
48
-21%
|
50
+3%
|
50
+0%
|
50
+1%
|
65
+29%
|
68
+4%
|
70
+4%
|
74
+5%
|
75
+2%
|
77
+3%
|
81
+5%
|
85
+5%
|
89
+4%
|
93
+5%
|
93
+0%
|
95
+2%
|
97
+2%
|
103
+6%
|
117
+13%
|
142
+22%
|
173
+21%
|
188
+9%
|
204
+9%
|
204
+0%
|
198
-3%
|
181
-9%
|
166
-8%
|
156
-6%
|
156
0%
|
175
+12%
|
188
+8%
|
207
+10%
|
205
-1%
|
199
-3%
|
200
+0%
|
195
-2%
|
218
+11%
|
247
+13%
|
261
+6%
|
268
+3%
|
256
-5%
|
237
-8%
|
232
-2%
|
221
-5%
|
229
+4%
|
229
+0%
|
238
+4%
|
258
+8%
|
256
-1%
|
|
| EPS (Diluted) |
0.9
N/A
|
0.98
+9%
|
0.96
-2%
|
1.05
+9%
|
1.03
-2%
|
0.98
-5%
|
0.92
-6%
|
0.87
-5%
|
0.84
-3%
|
0.83
-1%
|
0.89
+7%
|
0.94
+6%
|
0.95
+1%
|
0.94
-1%
|
1.04
+11%
|
0.87
-16%
|
0.78
-10%
|
0.64
-18%
|
0.59
-8%
|
0.54
-8%
|
0.66
+22%
|
0.76
+15%
|
0.67
-12%
|
0.93
+39%
|
0.92
-1%
|
0.92
N/A
|
0.85
-8%
|
0.61
-28%
|
0.56
-8%
|
0.32
-43%
|
4.02
+1 156%
|
4.78
+19%
|
3.96
-17%
|
4.09
+3%
|
0.95
-77%
|
0.99
+4%
|
1.1
+11%
|
1.07
-3%
|
1.07
N/A
|
1.14
+7%
|
1.14
N/A
|
1.17
+3%
|
1.18
+1%
|
1.14
-3%
|
1.1
-4%
|
1.07
-3%
|
1.05
-2%
|
0.83
-21%
|
0.86
+4%
|
0.87
+1%
|
0.87
N/A
|
1.09
+25%
|
1.09
N/A
|
1.13
+4%
|
1.19
+5%
|
1.21
+2%
|
1.25
+3%
|
1.3
+4%
|
1.37
+5%
|
1.43
+4%
|
1.5
+5%
|
1.51
+1%
|
1.54
+2%
|
1.55
+1%
|
1.65
+6%
|
1.18
-28%
|
1.44
+22%
|
1.93
+34%
|
1.91
-1%
|
2.07
+8%
|
2.07
N/A
|
2
-3%
|
1.82
-9%
|
1.67
-8%
|
1.58
-5%
|
1.59
+1%
|
1.77
+11%
|
1.93
+9%
|
2.17
+12%
|
2.14
-1%
|
2.11
-1%
|
2.12
+0%
|
2.08
-2%
|
2.3
+11%
|
2.61
+13%
|
2.75
+5%
|
2.82
+3%
|
2.69
-5%
|
2.48
-8%
|
2.43
-2%
|
2.32
-5%
|
2.4
+3%
|
2.41
+0%
|
2.5
+4%
|
2.7
+8%
|
2.66
-1%
|
|